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Licensed Insurance Agent at Aging At Altitude

Long-term care hospitals specialize in treating patients with more than one serious medical condition who are hospitalized for 25 days or more. These patients may improve with time and care, and eventually return home. Long-term care hospitals may offer services like: - Respiratory therapy - Head trauma treatment - Comprehensive rehabilitation - Pain management Your costs in Original Medicare As of 2023, you pay this for each benefit period: - Days 1-60: $1,600 deductible* - Days 61-90: $400 coinsurance each day - Days 91 and beyond: $800 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to a maximum of 60 reserve days over your lifetime) - Each day after the lifetime reserve days: All costs *You don’t have to pay a deductible for care you get in the long-term care hospital if you were already charged a deductible for care you got in a prior hospitalization within the same benefit period. This is because your benefit period starts on day one of your prior hospital stay, and that stay counts towards your deductible. For example, you won’t have to pay a deductible for your long-term care hospital care if: - You’re transferred there d

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