Matthew Deliberato’s Post

🤔 What do estate planning and pickleball have in common? Turns out, a lot more than one might think! Several lessons from the sport can easily be applied to the estate planning process. Read more in this article from the Star Tribune ⭐️ ➡️ https://bit.ly/3JFFXTU #ICanProtect #EstateAndElderLaw #EstatePlanning #FinancialPlanning #PickleballTips

🤔 What do estate planning and pickleball have in common? Turns out, a lot more than one might think! Several lessons from the sport can easily be applied to the estate planning process. Read more in this article from the Star Tribune ⭐️ https://lnkd.in/gkpUpVxb #EstatePlanning #Inheritance #EstatePlan #PowerOfAttorney #EstatePlanningAttorney #WillsAndTrusts #Pickleball

On the 10th day of Christmas, 3B gave to me: 10 lords a leaping and a horseplay allegation! SCENARIO: Andy is known for playing pranks on employees at the office. He has been asked to stop several times. One day a coworker decides to get him back by pulling a chair out from under him. Andy falls and injures his tailbone. The employer thinks this is horseplay because “Andy started it”. What do you think? TIPS: 1. Some jurisdictions have affirmative defenses for horseplay. Check yours for applicability. 2. It's important to determine how horseplay is defined in your jurisdiction. 3. Does the incident meet the AOE/COE criteria? #WorkersComp #Insurance #Broker #RiskManagement

While summer is often seen as the most enjoyable season, it can also increase the potential for insurance claims. Learn about these common issues and how to minimize your risk and maximize your enjoyment this season. https://Doeren.In/Summer #insurance #summer #fire #pool #swimming #flood #driving #storm

Why leave your interests unprotected when you can have a sixth man on your team...... Basketball is a game of runs, conditioning, and tactful positioning to complement athleticism. As a PA and hoops coach, I often find similarities in our passionate pursuits. I have found that the sixth man in basketball is often the momentum swing, and I always want my clients to have the momentum on their side. So, why wait to work with a public adjuster until an insurable event disrupts your profits? If you own properties, it's essential to have an adjuster who represents your best interests ready to go. We believe in being like a proverbial sixth man in basketball, always prepared and willing to do what's needed for the team's sake (your company). Just like the NBAs best 6th man of all time #JamalCrawford, the Seattle hoops legend. If you own commercial property and need a public adjuster on standby, please like, follow, and connect with me. Let's work together to protect the total value of your losses when they arise with LORs ahead of time. #Business #Insurance #PublicAdjusting #CommercialRealEstate #RiskManagement #PropertyInvestment #FinancialProtection #LossMitigation #Invest #RealEstate

  Imagine this: Hulk Hogan's son gets into a terrible accident while racing his dad's car. 🏎️🏁 The passenger is seriously hurt. 🤕 The Bolleas think their auto insurance will save the day, but there's a catch – their insurance might not cover racing!   This Insurance Agents & Brokers article dives into the murky world of auto insurance exclusions for racing. It's not as simple as "racing bad, no coverage." Different policies have different rules, and some are stricter than others.   The author, Bill Wilson, an insurance pro, analyzes three standard exclusions: 1) Exclusion Zone: ⚠️🚦This one only kicks in if you're racing inside a fancy racetrack, which is not precisely a risk for most. 2) Organized or Not?⚠️🚦This exclusion applies to professional racing and any "organized" events. If it's a casual street race with your buddies, you might still be covered (depending on the policy wording). 3) Watch Out for Spontaneous Speed Demons!⚠️🚦This exclusion is a bummer because it includes unplanned races, like deciding who could get to the next light the fastest.   🔑The key takeaway? Don't be fooled by price tags alone!💰When shopping for insurance, understand the fine print, especially if you have a lead foot or a teenager needing speed. Remember, the cheapest policy might leave you hanging if things go wrong.🦥 https://lnkd.in/ev_cw_qk #cars #finances #insurancetips

THE PUPIL! BLOG 5 Annulments, horses, hotel lobbies, Ubers, and expectations… As I’ve already shared my pupil supervisor got a bankruptcy annulled on the grounds it should never have been made. A Post Office Horizon case it took 11 years to get justice. That morning 2 horses escaped and ran through London, past the Royal Courts of Justice where the decision was made. I couldn’t help but think of the metaphoric similarities. Those horses filled with excitement, determination, energy and strength galloped through London. They didn’t know when their journey would end, or indeed how, but the belief it was one worth taking was what powered their first setting off. However, as they went they incurred injury, became spooked, caused injury to others and eventually were caught and brought back to a safe place to recouperate. The pursuit of justice often the same. The parties, the lawyers, the judges, society and the communities all represented in the analogy of the horses. I’ve been on the road plenty. Consciously filling my free time with rewards. For me a reward is having the little something extra. A drink? Let’s have it in a nice hotel (I love a good lobby), an Uber? Aaaahh go on book the exec, why? …Nope it isn’t snobbery, or ostentatiousness. They are markers for me, as much as rewards. Growing up in N. Ireland during ‘The Troubles’ there was not a lot of luxury or ‘extras’ around! Dreams of being a barrister in England - LONDON!! As ridiculous as hoping to pick up the slack for Santa as his replacement sleigh driver. Rewards are supposed to be the something that excedes your needs, that goes further than expectations, that gives you a feeling of having achieved. Working hard and seeing results of the hard work a reward no doubt! Having the little extras are the markers that you deserve the rewards! In my media work these things often became the norm! The highest end luxuries expensed and provided as readily as a bottle of water or meal deal. However, often, the balance in pay, conditions, and other factors nowhere near the same. The luxuries were not rewards but often extensions of the providers image that could be seen by others, whilst the work, conditions, and the remuneration were often unseen. As we all progress through our careers we do so with our own set of expectations. When your expectations are met, that means you are on track. When your expectations are exceeded then you are doing better than you thought. This is a reminder to take a look at your expectations, know your worth, reward yourself when appropriate, more importantly- REFLECT! Look at what YOU can do to improve your input for your output. I’m meeting more people in chambers, and outside of chambers in court etc. my expectations repeatedly exceeded by the kindness and genuine support! The myths about the bar daily exposed as fantasy… However, on reflection I have work to do! There are very high standards to be met, rightfully so! Gallop on I shall!

Explore How Diversification Can Safeguard Your Thoroughbred Investments In the dynamic world of thoroughbred ownership, diversifying your investments is crucial. Spreading resources across various horses and racing classes can protect your portfolio from the risk of a single investment's failure. Learn how a well-rounded investment approach can lead to greater financial stability and success in the racing industry. https://lnkd.in/gvbwXM3v

And in other news… you don’t have to be a billionaire to get in a dog fight. These pups didn’t bite anyone. They allegedly “harassed” their neighbors and were “aggressive”. The dog owners are being sued. Yeah, you can get sued for a lot of reasons - legally liable or not, you’ll be happy to have your personal liability coverage step up to provide legal defense. Did you know your standard personal liability covers legal defense cost for an unlimited amount withiut exhausting your policy limits? It’s a feature that you hope you don’t have to use, but can be financially life saving under certain circumstances. #liability #homeowners #homeownersinsurance #insurance #puppy #doggo https://lnkd.in/gj2WFysV

Considering buying a house? 🏠 It's crucial to assess your goals, priorities, and finances before diving in. Unsure if you're ready? Click the link in bio for a comprehensive guide to help you make the right decision!