Merchant Payments Ecosystem’s Post

🔍 Top Performing Portfolios in the Defaqto MPS Adventurous Comparator Andy Parsons, Chartered FCSI, Insight Manager at Defaqto, highlights the top 10 portfolios delivering standout 3-year cumulative returns, outperforming the Comparator average (8.26%) and maintaining competitive costs.  Defaqto’s MPS Comparators provide the clarity advisers need for informed client solutions.  https://lnkd.in/evJ2puhg #Investments #MPSAnalysis #DefaqtoInsights

#Hello, I have finished a Certificate in Digital Money from the Digital Frontiers Institute (DFI), which prepares tomorrow's fintech leaders for the challenges and opportunities of this disruptive industry. It is established to bridge skill gaps that exist in the digital financial services (DFS) profession. To date, DFI has trained and connected students from more than 1000 organisations in 110 countries. Their innovative digital campus and pedagogy ensure that students are engaged throughout the experience, & because of this, their pass rates are exceptionally high. Here are some of the topics covered: Introduction to Digital Money • What is money: origins, functions, varieties • Types of digital: issuance and acceptance • Payments vs. banking: scope & business drivers • The mobile opportunity The Mechanics of Digital Payments • How transactions clear & settle • Interbank infrastructure & large-value payment systems • Payment use cases • Payment process Business Models & Risks • Payments risks • Payments business models • Mobile money ecosystems • Cross-border transactions Competition & Disruption • The battle of the majors • New online financial service models • Crypto-currencies & new financial architectures • The challenge of size: does the winner take all? Understanding Customers • Customer pain points, needs & aspirations • Transaction pools & demand drivers • Changing customer behaviors • Field research methods Designing Customer Experiences • Customer journey & product life cycle • Marketing physical vs. digital services • Customer centricity & empowerment • Human-centered design, an example from CGAP in Mexico https://lnkd.in/duNSwbSb

🌟 ACIPE Webinars 🌟 In September, we hosted another ACIPE Knowledge Sharing Webinar focused on billing systems for credit bureaus. 💻✨ Our speaker, Parvin Alizada, Chief Product Officer at the First Credit Bureau, Kazakhstan, shared invaluable insights on the innovative system developed at FCBK. This unique platform enables the collection and processing of information on all product transactions, empowering you to manage your product catalog, pricing components, and marketing campaigns seamlessly. 📊🛍️ 🔍 Key Takeaways from the Webinar: Innovations in billing systems Practical implementation examples Tips for optimizing processes This session was an excellent opportunity for industry professionals to share experiences and explore emerging trends. 🤝💬 Many thanks you to all participants! Stay tuned for updates so you won't miss our future events! 🚀 #ACIPE #CreditBureaus #BillingSystems #Webinar

#CEFTA takes a major step forward with the adoption of 9 groundbreaking agreements, paving the way for stronger regional economic cooperation. These policies are set to simplify trade, create jobs, empower businesses and provide to the consumers more choices, better prices, and enhanced protections across the region! 🌍 A huge thanks to all the experts, administrations, and the European Commission for their dedication in making this a reality. Together, we're shaping a more integrated and prosperous region with the EU vision. This is why #CEFTAMatters!

Can decision-makers in the assessment industry upgrade their skills fast enough to make informed decisions regarding digital innovation in testing? Don’t miss the insights shared by Brodie Wise, PMP – Executive Vice President, Business Development & Marketing, Internet Testing Systems (ITS), in this chat with Steve Dept (he/him/his) – Founding Partner, cApStAn, at the I.C.E. Exchange in Miami Beach! Share your thoughts too in the comments below! #capstanlqc #EXG2024 #credentialing #certification

Thank you, Brodie Wise, PMP, for accepting to answer my question about the extent to which decision-makers can brush up their knowledge at a pace that allows them to stay on top of their game. Your articulate response resonates with me: the C Suite needs to have the right teams and the teams need to learn by doing and interact with knowledgeable. Paraphrasing you, Brodie: "Don't try to solve everything, don't limit yourself to your own mindset, ask for help, go to conferences!"

Calling on our #Bridging #Brokers: voting is now open for this year’s B&C Awards. By working in partnership with brokers like yourself we are proud to have helped more property developers than ever last year meet their ambitions with a 110% increase in new business on the previous year. To help us celebrate this achievement, we would love your support in the form of a nomination in the following categories: 🏘️Specialist Product of the Year for our Below Market Value ( BMV) offering which gives funding up to 100% of the purchase price for BMV purchases 🛎️Service Excellence - Our relationship-driven approach to Bridging Finance has been rated Excellent on Trustpilot, and our latest Net Promoter Score survey saw our Bridging Finance clients score us a very impressive 88, making us one of the most trusted providers in the country 💷Bridging Lender of the Year - During recent challenging economic times, we have continued evolving our Residential Bridging Finance proposition and worked directly with brokers to support their clients with increased funding limits and maintained our eligibility criteria. In a nutshell, we stepped up where others chose to step back. https://okt.to/eUjhBQ

Indeed we are. Some cool picks from the "Case Catalogue" accompanying the report: "NSG&B's contribution to the EU Digital Wallets: structured data makes cross-border interoperability possible" https://lnkd.in/damsjiKj "A faster, safer way to open a bank account in another country" https://lnkd.in/dz_U8ttm

Exciting news alert 🚨 Check out IFSA LSR’s latest research report on The Quick Commerce Industry. Gain valuable knowledge about this rapidly evolving sector and its implications for the market. Kudos to the team for their insightful contributions! ⭐️🚀 Rucha Shah Aditi Gagrani Vidhi Chugh

In my expertise in the payments field, I've seen MSB's all face the same common dilemma. Most frequently these are: 1 - Being at risk and at the mercy of their partners and changes to risk matrixes; ultimately effecting end-users throughout the entire stakeholder chain. 2 - Suffering revenue deterioration - managing costs, overheads and base fees. 3 - Impacts on transactional reachability - especially those classified as high-risk. #XacePay is a new product built around flexibility and agility. 🎯It's crosshairs are set on eliminating the above commonplace market issues, whilst efficiently connecting regulated Financial Institutions to correspondent banks (which we have 10 of) around the world, unlocking global transactions for #MSB,s #PSP,s #EMI,s #API,s - and anything in between! 💬 Queries and discussions are always best tackled through open-dialogue. 📅 If you want to know more - I'm scheduling slots for this week, do use my Calendly link below to pencil the date in. 🙏 It can get pretty hectic with these types of meetings, once you book a slot, feel free to follow up with an e-mail over at tristan@xace.io with perhaps some bespoke questions to tackle on the call! 📨 See you on the other side. 😁