Merging Life and Money’s Post

In March 1865, amidst a transformative period in U.S. history, thousands of newly emancipated Black Americans and their northern Republican allies convened in Green County, North Carolina. Under the leadership of Rev. Matthew Garrison, they adopted a resolution asserting that land ownership and wealth accumulation were essential for genuine freedom. Embracing a spirit of self-reliance and collective ambition, they launched a campaign encapsulated by the rallying cry: “We will work and save and buy for ourselves.” The outcome was extraordinary. Within a decade, approximately 1.8% of the Black population at the time—some 75,000 individuals—had collectively saved over $1.5 billion in today's dollars, in land and starting businesses. This episode from history serves as a powerful reminder of what can be achieved through unity, pride, and a commitment to self-help. Fast forward to today, where 37% of Black families in the U.S. experience zero or negative wealth, according to the Institute of Policy Studies. This widening wealth gap represents not just a financial challenge but a fundamental societal issue demanding actionable solutions. Drawing lessons from the past, consider the potential impact of reviving the spirit of the 1865 campaign with these steps: 1. Mobilize Community Action: Aim to engage 800,000 participants in a modern “We will work, save, and buy for ourselves” campaign. Given that the current Black population in the U.S. exceeds 40 million, this goal represents less than 2% of the community, aligning closely with the participation rate from 1865. 2. Encourage Financial Commitment: Each participant pledges to deposit $2,000 into savings within a year—that's $160 per month—specifically in Black-owned banks, where these funds can significantly enhance the banks' ability to support local entrepreneurs through loans. 3. Strengthen Black-Owned Banks: This initiative could lead to $1.6 billion in new deposits annually, enhancing the lending capacity of these banks by over 200%. For instance, City-First Bank, the largest Black-owned bank in the U.S. with approximately $700 million in deposits, could see its lending capacity nearly double. Through such a collective effort, we could significantly bolster the financial power of Black communities, enabling more individuals to own homes, start businesses, and build sustainable wealth. This initiative exemplifies the enduring relevance of historical lessons and the transformative power of concerted action and strategic investment. Let's draw inspiration from our ancestors' resilience and ingenuity to address today's challenges. Together, we can recreate a successful blueprint for economic empowerment and social equity.

📚 Once upon a time, in a cozy suburb, lived the Johnson family - Tom, Sarah, and their two kids. After years of hard work building their small business and investing wisely, they realized it was time to protect their legacy. 🏡💼 One spring morning, over steaming cups of coffee ☕, Tom and Sarah decided to embark on their estate planning journey. They started by taking stock of their kingdom: 🔍 Their charming home 💼 Their thriving business 💰 Various investments 🎁 Potential inheritances from aging parents Armed with this knowledge, they sought the counsel of wise advisors: 👨⚖️ Sir Lawrence, the estate attorney 🧮 Lady Emma, the CPA 🧙♂️ Wizard Warren, the wealth manager This dream team helped the Johnsons craft a masterful plan: 🏰 They built a revocable living trust, a fortress to protect their assets from the perils of probate. 🛡️ A credit shelter trust was forged to defend against the dragon of estate taxes. 📜 Beneficiary scrolls were carefully updated. 🤝 Plans for charitable giving were woven into their strategy. 🧚♀️ A magical life insurance trust was conjured to cover future estate costs. As the seasons changed, the Johnsons remained vigilant. They reviewed their plan annually, adjusting it after every significant event in their realm. 🌟 And so, Tom and Sarah could rest easy, knowing that their legacy was secure. Their wealth would be passed on exactly as they wished, their loved ones and favorite causes protected for generations to come. 👨👩👧👦💖 The moral of the story? With careful planning and wise counsel, even ordinary families can create extraordinary legacies! 🏆 Has this tale inspired you to write your own estate planning story? Share your thoughts below! 👇 ⬇️⬇️Hit the comments below and let us know! #EstatePlanning #FamilyLegacy #FinancialWisdom #WealthProtection (Disclaimer: This story is fictional, and it serves the purpose to showcase an example someone might be planning for retirement and what’s possible. Real results may vary.) ------ If we haven't met yet, I'm Bernadett. Guiding conservative investors how to safely grow their Nest Egg and make extra money so they won't end up as a Walmart greeter in their Golden Years.0 🔝Connect with me 🔔Get notified ☎️Schedule your Free RET Income Forecaster Session (Link in Featured)

𝐍𝐚𝐯𝐢𝐠𝐚𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐖𝐨𝐫𝐥𝐝 𝐨𝐟 𝐀𝐈 𝐒𝐜𝐚𝐦𝐬 How AI technology is being used in scams. Fraudsters are exploiting AI to create more convincing scams, including creating fake identities, impersonating loved ones, and sophisticated phishing attempts. 𝐓𝐡𝐫𝐞𝐞 𝐂𝐨𝐦𝐦𝐨𝐧 𝐀𝐈 𝐒𝐜𝐚𝐦𝐬: 1️⃣ 𝗙𝗮𝗺𝗶𝗹𝘆 𝗘𝗺𝗲𝗿𝗴𝗲𝗻𝗰𝘆 𝗦𝗰𝗮𝗺𝘀: Be cautious if you receive a call about a family emergency involving money requests. Verify the caller by asking questions only the real person would know or by using a safety phrase. 2️⃣ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗜𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗶𝗼𝗻 𝗦𝗰𝗮𝗺𝘀: If contacted about your bank account, do not use any contact details provided in the message. Instead, use the official contact information from your bank's website or your card. 3️⃣ 𝗖𝗵𝗮𝗿𝗶𝘁𝘆 𝗦𝗰𝗮𝗺𝘀: Always take time to research a charity before donating, especially following a natural disaster or major event. Genuine charities will be transparent about how donations are used. Being informed and cautious can greatly reduce the risk of falling victim to these sophisticated scams. For more detailed advice, check out the full article linked below. Stay safe and financially fit! 🔗𝐑𝐞𝐚𝐝 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐚𝐫𝐭𝐢𝐜𝐥𝐞 𝐡𝐞𝐫𝐞 https://lnkd.in/gy38fvQM 💬𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐔𝐬: https://lnkd.in/gSzt7wU3

Good Afternoon, Neighbors! 🌞 We’ve got something BIG coming your way! Join us for a Hybrid Financial Literacy Workshop that’s going to change the way you think about money – and the best part? It’s happening tonight on November 25th, 2024 at 7 PM! 🎉 This workshop is brought to you by BBIRTH in collaboration with Renée Tejeda & Valerie Desroches, and it’s your chance to dive into essential financial strategies that will help you protect and grow your future. We’re meeting both in-person at Central Boston Elder Services (Catherine Hardaway Residence, 2311 Washington St, Roxbury, MA 02119) and virtually, so you can join from anywhere! 🌎 What’s in it for you? 🚨 Proper Protection: Unlock the key to safeguarding your financial future with smart strategies. 🚀 The X-Curve Concept: A revolutionary framework that will change how you approach planning for your money. 💎 Protecting Assets & Liabilities: Learn why this is the foundation of financial success – and how to master it. ❓ Common Questions & Mistakes: Get expert tips on avoiding financial missteps and navigating your journey with confidence. Why should you join? Because it’s time to take control of your financial future and unlock the tools that will set you up for success! Whether you’re looking to build wealth, protect your assets, or just get smarter about money – this workshop has you covered. Here’s how to join the fun: 🔗 Register NOW at [www.BBIRTH.org/events] or scan the QR code for the virtual link! 💌 Have questions? Reach out to us at BBIRTH2024@gmail.com or call 857-453-4223. Let’s build a financially empowered future, one step at a time! 💪 We can’t wait to see you there! #BBIRTH #FinancialLiteracy #Empowerment #MoneyMoves #RegisterNow #FinancialSuccess Kind Regards, The BBIRTH Team www.BBIRTH.org

Welcome to Wealth Wednesday, a day dedicated to empowering parents like you to build wealth for the future generation. As we strive to teach financial literacy and investing to our children, it's essential to recognize the significance of laying a strong foundation for their financial well-being. Let's explore why building wealth for our children today is crucial and how we can make it a priority in our lives. 💸 Investing in Their Future Building wealth for our children is more than just securing their financial future—it's about providing them with opportunities and resources to thrive in life. By investing in their education, health, and well-being, we equip them with the tools they need to reach their full potential and lead fulfilling lives. 💸  Compound Growth One of the most powerful wealth-building tools is the concept of compound interest. By starting to invest early on behalf of our children, we harness the power of compounding to grow their wealth exponentially over time. Even small contributions made today can grow into significant assets by the time they reach adulthood, providing them with financial security and freedom. 💸  Teaching Financial Responsibility Building wealth for our children today also serves as a valuable teaching opportunity. By involving them in the process of saving, investing, and managing money, we instill important lessons about financial responsibility, discipline, and stewardship. These lessons will serve them well throughout their lives, empowering them to make informed financial decisions and build a solid financial future for themselves. 💸  Creating a Legacy Building wealth for our children isn't just about securing their financial future—it's also about creating a lasting legacy for generations to come. By making smart financial choices today, we lay the groundwork for a legacy of prosperity, abundance, and generosity that will impact our children, grandchildren, and beyond. As we celebrate Wealth Wednesday, let's recommit ourselves to building wealth for our children's future. By investing in their education, teaching them about money, and fostering a culture of financial responsibility, we set them on the path to a brighter and more prosperous tomorrow. Together, let's build a legacy of wealth and abundance that will empower our children and generations to come. #growingthemoneytree  #financetips #financialeducation #financialliteracy #investing #investingforbeginners #financialliteracyforkids #wealth #buildingwealth

📢 Join Us for The Black Family Wealth Roundtable - Empower Your Future! 🚀 📅 Date: Thursday, August 1st 🕚 Time: 11 AM CDT / 12 PM EST / 9 AM PDT 👤 Hosts: LaTanya White, Ph.D., M.B.A.+ Qyana M. Stewart, MS 📍 Live on Facebook and LinkedIn Are you ready to secure your family's financial future? The Black Family Wealth Roundtable (BFWR) is not just an event—it's a movement dedicated to building, preserving, and transferring wealth across generations within our communities. Why You Should Attend and Bring a Friend: 🔑 Empowerment Through Knowledge: Our roundtable brings together financial experts, community leaders, and change-makers to provide you with the tools and strategies necessary to build generational wealth. From financial planning and investments to homeownership and estate planning, we're covering it all! 💼 Actionable Insights Gain direct access to expert speakers who will guide you through the complexities of wealth-building. Learn how to navigate financial challenges and leverage opportunities to secure a prosperous future for you and your family. 🌍 Community-Driven Success: BFWR is designed for the Black community, by the Black community. Our sessions are tailored to address the unique economic challenges we face, providing practical solutions that can be implemented right away. Whether you're just starting your financial journey or looking to expand your wealth, The Black Family Wealth Roundtable has something for you. Don't miss this opportunity to be part of a transformative experience! #BlackWealth #GenerationalWealth #FinancialLiteracy #WealthBuilding #BlackExcellence #EconomicEmpowerment #BlackFinance #WealthManagement #FinancialFreedom #BlackEntrepreneurs #CommunityWealth #WealthEducation #WealthPreservation #MoneyMatters #WealthGoals

Fabulous Friday! We can help you build it up from the ground your family generational wealth foundation stronger as a house foundation🏡 Did you know that June is a National Immigrants Heritage Month? 🔝 We help and empower women, families and communities to understand their financial options including: 1. Increasing Cash Flow & budgeting 2. Eliminating Debts & get out of debt 3. College funding plan 4. Building Emergency Funds 5. Protecting Your Family 6.Income replacement protection 7. Building Wealth 8. Preserving and Passing on the generational Legacies. 9. Executive Bonus plan for small businesses 10. 401k’s & 403b and IRA rollovers. We are on a mission to bring financial education and economic empowerment for all. No family left behind, No women left behind financially. Our vision is to educate ،empower and provide 100 million women ,families and businesses to become financially educated in North America and help to elevate 10,000,000 women and families achieve their Financial Independence and develop 100,000 financial services entrepreneurs to create more opportunities. Be a part of our crusaders compaign! 🙌 We are living in 5fs values, Our faith first, family, Finances, Fitness and Fun =Freedom =Fulfillment. Its All About the Future. EMPOWERING OTHER is what I do ❤️it every day and I'm so passionate about the impact that we are my everyday in our communities. How can we help you today? DM me happy to help you and serve your family📞 I'm licensed Financial Professional and financial consultant! 🔝 #financialliteracy #financialempowerment #financialstability #empoweringpeople #financialliteracy #financialeducation

New Financial Year's resolutions are becoming increasingly popular. We are often busiest taking enquiries from people looking for a new financial adviser at the start of the year and at the start of the new financial year. It's still July so, if 'New Financial Year, New Me' is your current mantra, it's not too late! Your specific goals and objectives form the basis of any advice we provide to our clients. If you need help identifying what's important to you, here are some tips on establishing a legacy from one of our Senior Financial Advisers, Bec Scarrabelotti, CFPⓇ, who helps clients navigate more than investments at Morgans in Milton. Morgans Financial Limited Morgans Milton, Springfield and Townsville https://lnkd.in/g85qgbDr

📚 Once upon a time, in a cozy suburb, lived the Johnson family - Tom, Sarah, and their two kids. After years of hard work building their small business and investing wisely, they realized it was time to protect their legacy. 🏡💼 One spring morning, over steaming cups of coffee ☕, Tom and Sarah decided to embark on their estate planning journey. They started by taking stock of their kingdom: 🔍 Their charming home 💼 Their thriving business 💰 Various investments 🎁 Potential inheritances from aging parents Armed with this knowledge, they sought the counsel of wise advisors: 👨⚖️ Sir Lawrence, the estate attorney 🧮 Lady Emma, the CPA 🧙♂️ Wizard Warren, the wealth manager This dream team helped the Johnsons craft a masterful plan: 🏰 They built a revocable living trust, a fortress to protect their assets from the perils of probate. 🛡️ A credit shelter trust was forged to defend against the dragon of estate taxes. 📜 Beneficiary scrolls were carefully updated. 🤝 Plans for charitable giving were woven into their strategy. 🧚♀️ A magical life insurance trust was conjured to cover future estate costs. As the seasons changed, the Johnsons remained vigilant. They reviewed their plan annually, adjusting it after every significant event in their realm. 🌟 And so, Tom and Sarah could rest easy, knowing that their legacy was secure. Their wealth would be passed on exactly as they wished, their loved ones and favorite causes protected for generations to come. 👨👩👧👦💖 The moral of the story? With careful planning and wise counsel, even ordinary families can create extraordinary legacies! 🏆 Has this tale inspired you to write your own estate planning story? Share your thoughts below! 👇 ⬇️⬇️Hit the comments below and let us know! #EstatePlanning #FamilyLegacy #FinancialWisdom #WealthProtection (Disclaimer: This story is fictional, and it serves the purpose to showcase an example someone might be planning for retirement and what’s possible. Real results may vary.) ------ If we haven't met yet, I'm Bernadett. Guiding conservative investors how to safely grow their Nest Egg and make extra money so they won't end up as a Walmart greeter in their Golden Years.0 🔝Connect with me 🔔Get notified ☎️Schedule your Free RET Income Forecaster Session (Link in Featured)

Where you are right now isn't where you'll always be, believe me. In February I considered ending my life due to postpartum depression and a layoff. I didn't see a way out and assumed that I'd always feel how I felt in that season. Today, I'm doing work I love in my 9-5 and rebuilding my small business. It wasn't easy and it wasn't overnight so please don't read this as #toxicpositivity. It took tears, upping my meds, being vulnerable, reaching out to my network and FAITH. I know you may feel like this is going to last forever and I know it's easier to give in. But I swear to you that this season is JUST a season. Find your community, care for yourself, cry it out and hold on. You are loved so please stick around. 💰💰💰 👋🏾 Hi, I'm Tai! I’m a money mindset and financial coach as well as the founder of Debt Down Assets Up. 🤑 I help Black women manage their emotions around money to manifest abundance. 🔔 If you found this helpful, like, comment and hit repost so I can flood your feed with empathetic money musings and positivity. #GenerationalWealthBuilding #GrowthMindset #MoneyMindset #DebtDownAssetsUp #BlackFinancialEducator #FinancialEducator #FirstTimeHomeBuyer #Retirement #Investing #FinancialRideorDieChick