Milan Fintech Summit’s Post

Do you know what #DigitalLending is?🤯 For sure, it is a big innovation in the #FinTech sector and it’s likely to grow even more in the next years⚡ 💡“Digital lending is redefining the current financial landscape, revolutionizing methods of access to #Credit on the one hand the, and on the other the methods of granting #Loans”, commented Bruno Natoli, CEO of Mia-FinTech. 👀Curious to find out more? Read this article by Inno3 di NetConsulting cube ➡️ https://lnkd.in/dxvxwQa5 💬Let us know what you think in the comments! #MiaFinTech #FinTech#Lending #DigitalLending #Article

An insightful article authored by Starpay Genel Manager, Gülçin Aytemizel Telatar , a prominent thought leader in fintech, provides valuable perspectives on the evolving landscape of financial technology. Telatar emphasizes the importance of #innovation in #payment #systems, highlighting how #fintech is reshaping the way businesses and consumers interact with financial services. Her expertise reflects the industry’s growing focus on seamless, secure, and efficient digital transactions, a key driver for economic growth and financial inclusion. This analysis from Telatar demonstrates her leadership in navigating the challenges and opportunities presented by digital transformation in the fintech space.

Italy is (finally?) undergoing a 𝐦𝐚𝐣𝐨𝐫 𝐞𝐥𝐞𝐜𝐭𝐫𝐨𝐧𝐢𝐜 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐬𝐡𝐢𝐟𝐭. Although the widespread digital payment adoption in the last 4 decades in Italy has been thrilling and difficult, the numbers speak for themselves: 24% CAGR over the past decade and 13Bn electronic transactions in 2023. This rise shows Italian inventiveness and adaptation, not just statistics. Despite 𝐜𝐮𝐥𝐭𝐮𝐫𝐚𝐥 𝐫𝐞𝐥𝐮𝐜𝐭𝐚𝐧𝐜𝐞, 𝐟𝐢𝐧𝐭𝐞𝐜𝐡 solutions are driving this transition. These efforts make digital payments 𝐬𝐚𝐟𝐞𝐫 and more 𝐚𝐜𝐜𝐞𝐬𝐬𝐢𝐛𝐥𝐞 for consumers and companies. However, issues remain. In minor transactions and rural locations, many Italians prefer cash. With the 𝐓𝐎𝐏 𝐏𝐎𝐒 𝐧𝐞𝐭𝐰𝐨𝐫𝐤 𝐢𝐧 𝐄𝐔, the 𝐩𝐨𝐬𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬 𝐚𝐫𝐞 𝐡𝐮𝐠𝐞. We can close the gap with other European leaders by improving 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐥𝐢𝐭𝐞𝐫𝐚𝐜𝐲, 𝐢𝐧𝐜𝐞𝐧𝐭𝐢𝐯𝐞𝐬, and 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐢𝐧𝐟𝐫𝐚𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞. I'm sure that Italy may lead digital payments, improving efficiency, security, and inclusivity. https://lnkd.in/da8q9_Te Data Manager Magazine Loris Bellè AICEL Associazione Italiana Commercio Elettronico Webidoo #Fintech #FinancialInclusion #Italy #CashlessSociety #FutureFinance

Embedded Financing is slowly becoming the cornerstone in making sure that no matter the business model, you should be able to access capital to grow sustainably. Have you explored Bridge? https://lnkd.in/dVNBHCUd

🚀 At Aexonic, we embrace challenges as opportunities, and our recent project in the fintech industry exemplifies this belief! 💳 💡 We had the honor of collaborating with a client in the fintech sector to create a cutting-edge processing platform for managing prepaid card programs across Visa, MasterCard, and Discover networks! ⏱️ ✨ The project was a thrilling journey that required us to develop a comprehensive solution to handle every aspect of card program management seamlessly. By working closely with our client, we ensured the solution not only met but exceeded their expectations, delivering it on time! 📈 ⚙️ A primary focus during the design phase was scalability. We engineered the platform to effortlessly handle a significant volume of transactions while supporting multiple card programs, ensuring smooth and efficient operations for our client at any scale! 🙌 👏 A huge thank you to our incredible team for their dedication and expertise in bringing this project to fruition. We look forward to more opportunities to innovate and collaborate in the fintech realm!   #fintechinnovation #digitalfinance #futureoffinance #blockchain #financialtechnology #innovativebanking #fintechtrends #disruptivefinance #fintechindustry #fintech #innovation #prepaidcards #visa #mastercard #discover #fintechsolutions #cardprograms #successfulproject #cuttingedgetech #innovativesolutions #clientneeds #wholeproductlifecycle #digitalinnovation #canada #australia #ksa #storytelling #entrepreneur #dubai #uae #usa #scalablesolutions #productengineering #digitaltransformation #businessneeds #trustedpartner #aexonic #technology #success #itneeds

A new lease of life in #FinTech: #Layoffs, #acquisitions, few #IPOs & #VC– The Fintech sector in 2023 was not better off than in the memorably bad 2022- Key insights from Peak report In 2023, the number of capital #financing events fell by 28%, and the total value of FinTech #funding fell by 43% compared to 2022 The difference between profitable and loss-making fintech firms was in managing expenses, not in growing revenues. On average, profitable fintechs saw a 3% drop in #expenses, while loss-making companies saw expenses rise 27% in 2022. #BNPL lending really penetrated into the market in 2023, but it may still not have reached its full potential- Klarna Affirm and Tamara were the biggest gainers 2023 was a landmark year for the #Neobanks. While many were struggling in the consolidation period, there were some players like Nubank, Revolut Wise who secured their position for the years to come. 2023 was a tough year for banks with the collapse of #silvergate #siliconvalley and #Signaturebank #GenerativeAI came, saw and conquered. AI-generated content has opened up new horizons in fintech and beyond. With 200 billion dollars, #GenAI value creation in the #banking sector and anticipated 6.2 billion dollars value added to the fintech sector by 2032 In summary, The #Bigtech threat is growing; Neobanks have found their footing; BNPL is here to stay and big Transitioning from #openbanking to #openfinance is on the cards Marton Suppan Zoltán Ács #Bank #Finserv #BigTech #Investment #funding #BNPL #Cryptocurrency #BNPL #Digitalbanking #CBDC #Blockchain #tokenisation #Cryptocurrency #Stablecoins #Regulation #Regtech Mike Flache Francesco Burelli Tony Moroney Panagiotis Kriaris Dr. Martha Boeckenfeld Prof. Dr. Ingrid Vasiliu-Feltes Spiros Margaris Alex Jimenez Nicolas Pinto Amitav Bhattacharjee Sathya Narayana Dr. Debashis Dutta Monica Jasuja Efi Pylarinou Nicolas Babin Dr. Khulood Almani🇸🇦 د.خلود المانع https://lnkd.in/eC5m_Eaz

In the dynamic FinTech world, speed and security are becoming the keywords that define the success or failure of a payment service provider. More and more impatient users accept simple and fast solutions but, at the same time, demand a high level of protection. How to develop such a payment solution, our Viktor Olujić, a member of the board of Monri Payments and ASEE, and a moderator at the upcoming Money Motion conference in Zagreb, explains for Klix.ba. Read the full article below ⬇️ #monri #moneymotion #momo24 #fintech

Team Novo will be well represented by Francisco Martínez Rivera and Roberto Gaudelli Barbosa at FinTech México Forum this Thursday! Reach out to us – let’s discuss how NovoPayment can enable your organization's evolution through our modular financial and transactional services. #fintechmexico #fintechlatam #fintechmexicoforum #payments #digitalwallets #digitalbanking #bancadigital #realtimepayments #pagos #pagosdigitales

With TransXT, you can take your payment acceptance to the next level! Whether you’re a bank, fintech, or NBFC, TransXT is here to help. Enhance your payment solutions with us today. Get in touch to learn more. #Fintech #DigitalPayments #UPI #BBPS #PaymentSolutions #TransXT #OnlinePayments #QRCodes #UPIAutoPay #NPCI #BillPayments

🚀 **Exciting Growth in Fintech Loans!** 📈 In just five years, fintech loans have skyrocketed, doubling their share in personal loan sanctions. According to the latest report from the Fintech Association for Consumer Empowerment: 📊 Fintechs now represent 62% of personal loan sanctions, up from 30% in March 2019. 💰 Their share in loan sanctions' overall value has surged to 10% from a mere 4% five years ago. 🎯 Fintechs excel in reaching under-banked customers, showcasing distinctive business models. 🌍 The expansion isn't just in numbers but also in outreach, with tier-III cities and beyond witnessing significant growth. 👥 Interestingly, medium-risk and low-risk customers make up a substantial 59% of the fintech customer base. 📈 With evolving digital infrastructure and adaptive regulations, fintechs are primed to meet unmet credit needs and foster financial inclusion. 🌟 It's a testament to both the growing economy and digitization, offering vast opportunities for fintechs to make a meaningful impact. Let's continue to embrace this fintech revolution and its promise of inclusivity and accessibility for all! 💼💳 #Fintech #FinancialInclusion #DigitalTransformation #Fintech #Banking #DigitalBanking #Finance #FinancialTechnology #MobileBanking #OnlineBanking #Payments #DigitalPayments #Neobank #Cryptocurrency #Blockchain #AIinFinance #OpenBanking #RegTech