Mission Trip Insurance’s Post

Planning an international getaway? Generally, Medicare does not cover health care services when you're traveling abroad, with a few exceptions: ☑️ Emergency services onboard a ship within the territorial waters of the U.S. when the ship is within six hours of a U.S. port. The doctor must also be legally allowed to provide medical services on a cruise ship. ☑️ Medically necessary services in a foreign country under specific circumstances, such as if a medical emergency occurs in the U.S. but the foreign hospital is closer, or during travel through Canada without unreasonable delay between Alaska and another U.S. state. Should these exceptions apply, you're still responsible for the usual deductibles, copayments, and coinsurance as if you were in the U.S. However, in most cases, you'll be responsible for 100% of the costs. Traveling should be about making memories, not worrying about coverage. Whether you're exploring new horizons or visiting loved ones, our team is here to help ensure you're prepared for any health care needs abroad. Feel free to reach out anytime with questions about your Medicare coverage while traveling. Please also contact our office if you are interested in purchasing travel insurance. 🌟✈️

Planning an international getaway? Generally, Medicare does not cover health care services when you're traveling abroad, with a few exceptions: ☑️ Emergency services onboard a ship within the territorial waters of the U.S. when the ship is within six hours of a U.S. port. The doctor must also be legally allowed to provide medical services on a cruise ship. ☑️ Medically necessary services in a foreign country under specific circumstances, such as if a medical emergency occurs in the U.S. but the foreign hospital is closer, or during travel through Canada without unreasonable delay between Alaska and another U.S. state. Should these exceptions apply, you're still responsible for the usual deductibles, copayments, and coinsurance as if you were in the U.S. However, in most cases, you'll be responsible for 100% of the costs. Traveling should be about making memories, not worrying about coverage. Whether you're exploring new horizons or visiting loved ones, our team is here to help ensure you're prepared for any health care needs abroad. Feel free to reach out anytime with questions about your Medicare coverage while traveling. Please also contact our office if you are interested in purchasing travel insurance. 🌟✈️

Travelling outside of Canada this winter? Best to be prepared in case you need medical attention while abroad. Unfortunately, it’s not as simple as packing your health card next to your sunscreen and paperback Scandinavian thriller. While provinces may cover some expenses, it’s rarely enough to tackle large medical bills. That's why travel insurance is a must-have (unless you love surprises...of the expensive kind). And if things go sideways? Canadian consulates can assist—but don’t expect them to double as your doctor. They’re there for support, not stitches. Pro tip: Do your homework before you go. Check with your province AND invest in some solid travel insurance. Read the full article at Healthcare For Real for details and travel smarter, not riskier. #TravelTips #CanadianHealthcare #TravelInsurance #StayCovered #WanderWisely https://lnkd.in/giusjCPn

If you plan on travelling to Canada and require medical attention during your visit, keep in mind that Canada does not cover medical costs for visitors. I recommend obtaining health or travel insurance before visiting Canada to ensure a worry-free trip and avoid unexpected expenses, which could cost you thousands of dollars! #canadaimmigration #visitcanada

Have you ever wondered how [mostly] free healthcare works when traveling within Canada? Probably not! Believe it or not, travel insurance is a need even if you stay in Canada for a getaway trip! 🛫🍁 If you require emergency 🚒 medical care in another Canadian province or territory, you can see a doctor or visit a hospital 🏥 without having to pick up the tab (unless you're in Quebec). That said, each province has their own limit ⏳ for how long you can be away from home, and not all medical expenses are covered if you're in another province. 🦷👨🏻⚕️ Accidental dental care 💊🌿 Prescription drugs 🚑💨 Ambulance fees 🚁⚕️ Air ambulance fees 🚌💨Transportation back home If you want to learn more, reach out! I would love to schedule a time to help you, your family, or your business make informed decisions, and to create a strategy tailored to your specific financial goals and circumstances. 👩🏽🏫💸 https://lnkd.in/dveQwRid #healthinsurance #canadianhealthcare #Canadahealthcare #healthcare #freehealthcare #moneymanagement #travelinsurance #womanownedbusiness #entrepreneur #financialfreedom #financialplanning #financialeducation #financialadvisor #provincialhealthcare #latinaownedbusiness #latino #latina #yeg #yeglocal #yegbusiness

🌟 Exploring Dreams Under the Mediterranean Sun 🌟 As I walk through this stunning Spanish villa, coffee in hand, I'm reminded of the beauty and tranquility that the Mediterranean lifestyle offers. From the sun-drenched terraces to the serene poolside that beckons for a morning swim, it’s easy to see why so many choose to relocate or spend considerable time here. Moving or living abroad can be a life-changing decision, and while the allure of a villa by the sea is strong, ensuring that you are well-protected is crucial. That’s where we at PassportCard come in. We understand that while the settings may vary from a cozy mountain retreat to a beachside abode, the need for reliable, immediate health insurance remains constant. 🏡 Whether you're considering moving abroad or are already living your dream overseas, it’s important to have a safety net that allows you to enjoy this beautiful lifestyle without worries. At PassportCard, we provide expats with real-time, cashless medical insurance solutions, ensuring that no matter where you are in the world, your health is in good hands. 📹 Check out my journey through this beautiful villa and let's chat about how we can secure your health needs with flexible, comprehensive coverage that moves with you. #ExpatLife #GlobalCitizen #HealthInsurance #PassportCard #LivingAbroad #MediterraneanLife

Out-of-province emergency travel coverage is key in group benefits. Whether for business, personal, or school-related, plan sponsors and members should always review their group benefit contract and keep the following in mind: ▶ Plan members (and dependents) must be covered by their provincial health plan to be covered for out-of-province travel. ▶ While provinces have reciprocal agreements, some healthcare providers may refuse out-of-province cards, requiring upfront payment.   ▶ Be aware that group plans may exclude trip interruption, cancellation, or baggage loss. Understand what your contract covers to avoid surprises. ▶ Review any exclusions for travel to high-risk countries as medical assistance may not be provided. ▶ Know your out-of-province coverage duration—typically 60 or 90 days. ▶ For trips exceeding this, consider individual insurance. If a student is studying out-of-province, contact your Leslie Consulting Group Account Manager for support. There are two key factors to remember in travel coverage: "Emergency" and "Stability." ▶ Reimbursement only applies to sudden, unforeseen emergencies—planned treatment for known conditions is not covered.   ▶ Pre-existing conditions must be stable, and issues within the last 60 to 90 days may void coverage. A doctor's note does not guarantee approval. Plan sponsors should understand these provisions and remind employees, especially for business travel, to confirm their coverage and check for stability of pre-existing conditions. #travelcoverage #thingstoknow #plansponsors #PSA #planmembers #emergency #stability #support

Does business travel insurance covers pre-existing medical condition while you are overseas? Business travel can be stressful, especially when you have pre-existing medical conditions. But did you know that some insurers offer coverage for such conditions while you're overseas? It's true, but keep in mind that terms and conditions still apply. This specialized insurance can be a lifesaver in the event of a medical emergency related to a pre-existing condition. It covers medical treatment, hospitalization, emergency medical evacuation, and even repatriation to your home country if required. Investing in this type of insurance not only gives peace of mind to the traveler but also to their employer. It allows them to focus on their business objectives without worrying about potential health-related setbacks. For companies that frequently send employees abroad, offering this coverage is an essential investment. It ensures the well-being of their workforce while safeguarding against unexpected medical expenses. Do you agree? Share your thoughts in the comments 😊 #aia #aig #chinataiping #regionalemployeebenefitspecialist #employeeengagement

As global travel continues to increase, healthcare needs are evolving.   Since post-COVID travel has picked up, and with it, the demand for medical assistance has surged.   At Euro-Center, we’ve noticed the shift.    More people are traveling, and they need more from their insurance providers✈️   The need for accessible, high-quality care abroad is clearer than ever.   Insurance companies are facing pressure to adapt, offering global coverage with no delays. That’s why we’ve expanded our network of 75,000 trusted providers worldwide 🤝 Travelers want convenience.    They expect fast services that are straightforward and efficient.   We’ve made sure that’s exactly what we offer our customers — making everything from medical visits to emergency care smooth and immediate.   As the world moves forward, we continue to evolve and ensure our partners and customers meet growing demands with ease.   We’re seeing these trends across all markets, and we’re ready.

#USInboundTravelInsurance Meme #8 Attention, travel insurance companies! Did you know that out-of-network medical services in the U.S., while expensive, are often substantially still lower than the inflated bills international travel insurers are being asked to pay? Here’s what you need to know: 1️⃣ Skyrocketing Charges: Some facilities charge 5x-10x more than their out-of-network rates simply because the patient is international. 2️⃣ Unnecessary Services: Without proper utilization management, international patients may face extra screenings and services they don’t need—at a hefty cost. 3️⃣ Over-Hospitalization: Unlike domestic insurers, international insurance companies often don’t enforce pre-approval for bed days, leading to longer (and pricier) hospital stays than necessary. It’s time to rethink cost containment strategies and ensure fair pricing for medical claims in the U.S.! #InsuranceIndustry #CostContainment #TravelInsurance #HealthcareFinance #USHealthcare