MMG Insurance’s Post

Special needs trusts are designed to protect the benefits of someone who is disabled and on Supplemental Security Income or Medicaid. 🎙️ Listen to our podcast for more info: https://lnkd.in/ePJM3DfM #EstatePlanning #ElderLaw #MillerEstateAndElderLaw #SecureYourLegacy #EstatePlanningPodcast

YTD $123M in Claims Paid 🙏 #protectingworkingfamilies #unioncompany #lifeinsurance #accidentinsurance #cancerinsurance #childrenslifeinsurance

"Today, we at Family Insight, P.C. honor and remember all those who lost their lives on September 11th, 2001. We will never forget the bravery and sacrifice of the first responders, the victims, and their families. As we reflect on this tragic event, let us also remember the importance of unity, resilience, and compassion. Let us continue to support and uplift each other as we navigate through difficult times. #NeverForget #September11 #FamilyInsightPC"

It’s #AmericaSavesWeek at Heartland! Today we’re focused on the easiest way to save. What is it? To #SaveAutomatically! Check out our blog post to learn how to get started! #ASW2024 https://lnkd.in/gBse_W9t

Way to go, Stephanie! Yesterday, she protected her first family! Welcome to the team and we can't wait to see how many more families you get to protect! ✅ #ffl #familyfirstlife #fflinspiregroup #lifeinsurance #lifeinsurancebroker #lifeinsuranceagency #bestbusinessever

First responders to disasters include not just firefighters, police and ambulance drivers. Clergy are there, too, and it's time to notice them. My latest Flatland column tells why: https://bit.ly/3Tx0QoM

It's hard to explain what I'm working on now that I've moved on from the frontline in public libraries, but this article provides an excellent overview.

We are coming up on the end of the year fast! Here are agents who have protected over 200 families YTD. Agents reach Hall of Fame by protecting over 400 families in one calendar year. It's not too late. Let's keep pushing! 🔥 #ffl #familyfirstlife #fflinspiregroup #lifeinsurance #lifeinsurancebroker #lifeinsuranceagency #bestbusinessever

Let's hear it for Lois! She and her team of agents protected over 100 families in the month of April! 🔥 This means that they qualified for their team logo! Way to serve! 🥳 #ffl #familyfirstlife #fflinspiregroup #lifeinsurance #lifeinsurancebroker #lifeinsuranceagency #bestbusinessever

This is a contentious topic. Are many of these companies scams or grossly overpriced? Yes. Can others be honestly and reasonably providing a service? Maybe. What needs to be looked at is the why service members are seeking this service. The U.S. Department of Veterans Affairs was not equipped or capable of processing the sudden influx of claims caused by the PACT Act. Additionally, any provisions to alleviate the administrative burden that may have accompanied the bill are vastly ineffective. As a recently retired veteran, I am living this experience. I filled a Benefits Delivered at Discharge (BDD) claim in July, 2023, and completed all evaluations by the end of September, 2023. Although BDD claims were advertised as an ability to gain a rating decision prior to discharge so benefits and compensation could begin immediately at discharge as the name implies, the VA stated it was holding my claim from decision until my official discharge date in December, 2023. What's worse is that it sat marked "ready for decision" in early December, and was not assigned to a regional office until March. I even requested one of my Senators to conduct an inquiry, and twice they were given the same excuse I recieved: "We have an increased workload due to the PACT Act, and claims are being worked on. Check back in 30 days." I am still waiting on a decision. If the VA could live up to their own time lines in the manner they expect from the veterans they serve, many would not feel the need to got to private businesses that offer the opportunity at faster processing times for their claims. The VSOs I've used have been great, but their ability to help is almost none once the claim has been submitted. The lack of visibility of the provided to veterans and VSOs feels like a feeble attempt to hide inefficiencies on the VA's part from the public. More transparency to the veteran and better timeliness processing claims will eliminate or greatly reduce the market for these private companies.