Nathan Hanson’s Post

🤝 The relationship between banks and fintechs has evolved into a symbiotic partnership that leverages the strengths of both entities to better serve consumers and the economy. However, while banks have historically struggled with user experience and niche services, this collaboration has become a game-changer. Our very own Head of Propositions and Partnerships, Jonathan Vaux, recently sat down with The Payments Association alongside Ruben Salazar Genovez, President of TerraPay, Vijay Narasimhan, Director of Product at Tide, and Fiona Jelly from Complyfirst, to discuss how these partnerships are reshaping the financial landscape. Learn more: https://bit.ly/4ctERql

#Payments have been a popular topic at #Money2020. The Clearing House RTP® Product Manager Cheryl Gurz and our other experts are on the ground in Las Vegas. They are are hearing about new #RealTimePayments use cases from end customers, financial institutions, and fintechs. There's a reason why over 200,000 businesses in the US are sending instant payments on the RTP network each month! #Money2020USA

The future

During this year’s Money20/20 Europe show, we sat down with TransactPay CEO Aaron Carpenter to discuss the difficulties many fintechs face when trying to launch a new product or grow their customer base. TransactPay broke down how it aims to tackle a lack of access to banking infrastructure, helping fintechs grow and scale in the process. We also explored TransactPay’s recent developments, launches and plans for the future, as well as the importance of diversity, equity and inclusion for the business in the interview. Read more here: https://hubs.li/Q02Jxksx0. #compliance #transactpay #money2020EU #financialinstitutions #paymentsindustry

Ready to start Rethink, our annual Worldpay event that brings together incredible people within the payments industry. I'm looking forward to presenting our latest Payments Performance thought leadership and rethinking the future of payments! Check out Worldpay on LinkedIn to follow along with the action. #WorldpayRethink #Worldpay #PaymentsTech #FinTech #Networking

The Power of Simple, Secure, and Cost-Effective Payments: On this episode of Leaders in Payments, Rob Ward of Worldpay explains the value of providing SMBs with simple and secure payment solutions. Learn how Worldpay's offerings - like hosted pay pages, API integrations, and their fraud detection tool - empower businesses in the UK to manage transactions effortlessly. #payments #fintech #worldpay

🎯 🎯 🎯 Simon Taylor BUT (add) 🤖 Generation 3(a): Agnostic platforms, e.g. Basis Theory 👉 Tech: Easy-to-consume & fully integrated "managed services" for everything from value-added services (like independent 3DS, BIN, Account Updater, Network Tokens, etc.) to issuing and processing rails but with open architecture that allows you to add any partner at any time*. 👉 Sales pitch: No single point of failure (SPOF) with cross-platform complexities abstracted away such that you can have the control & modularity of Gen 3 but cut across all generations (which is the reality we live in today). So you can combine Worldpay and Lithic or Stripe and Silverflow or Adyen and Highnote. Or Fiserv, Marqeta, Moov, Sardine and anyone else!! *All with zero PCI scope and no vendor lock-in Build the payments stack fit for YOUR business 👊

STICPAY, a London-based global e-wallet and #payment gateway, has announced a significant expansion of its cross-border payment services, now supporting transfers in 150+ currencies across more than 160 countries. Users can send and receive funds via bank accounts, digital wallets, mobile wallets, and cash, catering to both individual and corporate clients. The expansion comes amid growing demand for cross-border transactions, with the consumer-to-consumer market expected to grow from $1.8 trillion in 2023 to $3.3 trillion by 2030, according to FXC Intelligence. Sean Park, CEO, commented "Sean Park, CEO of STICPAY, commented: “As our customer base grows, we remain focused on improving transparency, security, and ease of use for our users. These enhancements support our mission to expand access to financial services worldwide.” #yoursuccessourbusiness

As Europe’s digital economy continues to grow, so does the need for diverse payment solutions that cater to local preferences. Alternative payment methods like iDEAL, SOFORT, Bancontact and others are rapidly gaining ground. These methods not only offer enhanced security and convenience but also resonate deeply with local consumer habits. Macropay can help you integrate alternative payment methods into your online payment system. 📩Get in touch today! support@macropay.net #Macropay #OnlinePayments #AlternativePayments #PaymentOptions #Fintech #PaymentGateway

A simple cheat sheet for payments company generations. Sometimes called "Gen 1, Gen 2 and Gen 3" Here's the main differences: 👴 Generation 1: Incumbents, e.g. FIS, FiServ, WorldPay 👉 Tech: main issuing or acquiring platforms are mainframe-based and monolithic architectures. 👉 Sales pitch: Resilience and price. Very little downtime, low cost. 🧑 Generation 2: Challengers, e.g. Stripe, Adyen, Marqeta, Galileo. 👉 Tech: Issuing or acquiring platforms are API first and cloud native 👉 Sales pitch: All in one, everything you need in one place, faster time to market than incumbents 👶 Generation 3: Upstarts, e.g., Lithic, Highnote, Episode Six (E6) 6, Moov, Silverflow. 👉 Tech: API-first and cloud native but much more modular and less opinionated 👉 Sales pitch: More control, more modular, integrate anything you want and invent new use cases #fintech #payments #banking