Oak Capital Private Wealth’s Post

Choosing the right IRA can make all the difference for your retirement! Wondering whether a Traditional IRA or Roth IRA is right for you? If you want help deciding which is best for you, we can help. foxhillwealth.com #RetirementPlanning #IRAOptions #RothIRA #TraditionalIRA #FinancialAdvice

WHEN WAS THE LAST TIME? Please think about Your retirement plan: 1. When was the last time plans were reviewed? 2. What one thing you would change to improve your plan? Join me for a FREE virtual (15 minutes) call. Let us determine if your plan is doing well. Kindly send dates and times you are available. You can send an E-mail at info@retiresmartconsulting.com (USA) Why us? · Skilled: Trained and Licensed Fiduciary (Accredited Investment Fiduciary);Certified Financial Advisor, Retirement Management Advisor, Pension Plan Consultant, Mutual Fund Counselor, Certified Retirement Plan Specialist. · Experience: For over two and half decades, we have helped many busy C suite executives (many from renowned companies) develop a holistic financial picture and help them with their retirement and investment portfolio management with innovative solutions based on Global Standards of Excellence. · No conflicts of interest, full transparency, and Fiduciary: We don’t sell any products, just our knowledge to help you achieve your goals -- SHIKHA MITTRA   AIF(R), CFP(R),PPC(R), CMFC(R), CRPS(R), MBA PRESIDENT RETIRE SMART CONSULTING, LLC. A Fee only Wealth Advisory Firm https://lnkd.in/dw8TJnH Info@retiresmartconsulting.com (USA)

If you’re eligible to participate in a 403(b) through work, Generation Capital Management may be able to be the advisor of record on your plan. This means that we can select the investments on your behalf and provide you with financial planning services from our CERTIFIED FINANCIAL PLANNER™ professional for a deeply discounted fee. Interested in learning more? Check out our investment services page and schedule a time to talk to a member of our team. We’ll figure out how we can best help you! https://hubs.ly/Q02C1tpy0 #financialplanning #investmentmanagement #fidcuciary #feeonly #financialindependence

ONE THING YOU WOULD CHANGE Please think about Your or Employees retirement plan: 1. When was the last time plans were reviewed? 2. What one thing you would change to improve your plan? Join me for a free virtual (15 minutes) call. Let us determine if your plan is doing well. Kindly send dates and times you are available. You can send an E-mail at info@retiresmartconsulting.com(USA) Why us? · Skilled: Trained and Licensed Fiduciary (Accredited Investment Fiduciary);Certified Financial Advisor, Retirement Management Advisor, Pension Plan Consultant, Mutual Fund Counselor, Certified Retirement Plan Specialist. · Experience: For over two and half decades, we have helped many busy C suite executives (many from renowned companies) develop a holistic financial picture and help them with their retirement and investment portfolio management with innovative solutions based on Global Standards of Excellence. · No conflicts of interest, full transparency, and Fiduciary: We don’t sell any products, just our knowledge to help you achieve your goals -- SHIKHA MITTRA AIF(R), CFP(R),PPC(R), CMFC(R), CRPS(R), MBA PRESIDENT RETIRE SMART CONSULTING, LLC. A Fee only Wealth Advisory Firm https://lnkd.in/dw8TJnH Info@retiresmartconsulting.com(USA)

ONE THING YOU WOULD CHANGE? Please think about Your or Employees retirement plan: 1. When was the last time plans were reviewed? 2. What one thing you would change to improve your plan Join me for a free virtual (15 minutes) call. Let us determine if your plan is doing well. Kindly send dates and times you are available. You can send an E-mail at info@retiresmartconsulting.com(USA). Why us? · Skilled: Trained and Licensed Fiduciary (Accredited Investment Fiduciary);Certified Financial Advisor, Retirement Management Advisor, Pension Plan Consultant, Mutual Fund Counselor, Certified Retirement Plan Specialist. · Experience: For over two and half decades, we have helped many busy C suite executives (many from renowned companies) develop a holistic financial picture and help them with their retirement and investment portfolio management with innovative solutions based on Global Standards of Excellence. · No conflicts of interest, full transparency, and Fiduciary: We don’t sell any products, just our knowledge to help you achieve your goals -- SHIKHA MITTRA AIF(R), CFP(R),PPC(R), CMFC(R), CRPS(R), MBA PRESIDENT RETIRE SMART CONSULTING, LLC. A Fee only Wealth Advisory Firm https://lnkd.in/dw8TJnH Info@retiresmartconsulting.com(USA)

Greetings Please think about your or employees retirement plan: 1. When was the last time plans were reviewed? 2. What one thing you would change to improve your plan Join me for a free virtual (15 minutes) call. Let us determine if your plan is doing well. Kindly send dates and times you are available. You can send an E-mail at info@retiresmartconsulting.com(USA) Why us? · Skilled: Trained and Licensed Fiduciary (Accredited Investment Fiduciary);Certified Financial Advisor, Retirement Management Advisor, Pension Plan Consultant, Mutual Fund Counselor, Certified Retirement Plan Specialist. · Experience: For over two and half decades, we have helped many busy C suite executives (many from renowned companies) develop a holistic financial picture and help them with their retirement and investment portfolio management with innovative solutions based on Global Standards of Excellence. · No conflicts of interest, full transparency, and Fiduciary: We don’t sell any products, just our knowledge to help you achieve your goals -- SHIKHA MITTRA AIF(R), CFP(R),PPC(R), CMFC(R), CRPS(R), MBA PRESIDENT RETIRE SMART CONSULTING, LLC. A Fee only Wealth Advisory Firm https://lnkd.in/dw8TJnH Info@retiresmartconsulting.com(USA)

Understanding Per Stirpes in Retirement Planning While working with clients to establish their long term legacy a question I often get is what does "Per stirpes" mean? When planning your retirement, it's essential to understand the term "per stirpes." This legal concept dictates how your assets will be distributed to your descendants if a beneficiary passes away before you do. "Per stirpes" means that each branch of your family receives an equal share of your estate. For example, if you have two children and one of them predeceases you, their share will be passed on equally to their children (your grandchildren). This ensures that your estate is divided fairly among your descendants. Incorporating a per stirpes distribution in your retirement plan can provide clarity and fairness, ensuring that your legacy is preserved for future generations. #RetirementPlanning #PerStirpes #Inheritance #WealthManagement #LegacyPlanning

Retirement Planning: Maximizing Tax Benefits for You and Your Business Retirement planning isn't just about the future; it's a savvy tax strategy for today! Government incentives for retirement savings can reduce your tax obligations significantly. Traditional retirement accounts offer tax deductions now, but requires you to pay taxes later in retirement. But for high earners, Roth accounts are a gem—pay taxes now and enjoy tax-free withdrawals later! What about defined benefit plans? These old-school pensions allow for significant tax deferral, letting you contribute up to $250,000 yearly towards your retirement. Ideal for deferring taxes today, but remember, you'll pay them in retirement. #RetirementSavings #TaxOptimization #FinancialWellness Looking for the best retirement plan for your financial goals? Visit https://hubs.ly/Q02kvrPj0 and book a call to discuss your goals with us.

Many overlook the value of annuities in retirement planning, often due to common myths and misconceptions. Here’s why giving annuities another look might be beneficial for your financial future: 🔍 Why Consider Annuities? ‣Guaranteed Income: Annuities provide a steady, reliable income stream for life, ensuring you don’t outlive your resources. ‣Market Volatility Protection: They offer stability irrespective of market conditions, helping to safeguard your retirement against the highs and lows of economic fluctuations. ‣Tax Benefits: Annuities grow tax-deferred, enhancing your earnings potential by allowing your investments to grow without the immediate tax hit. 🗂️ Types of Annuities to Explore: ‣Fixed Annuities: Ideal for those seeking security and predictability. ‣Variable Annuities: Best for those comfortable with market exposure, offering higher potential returns. ‣Indexed Annuities: Provide a balance of risk and return, tied to market indexes but with capped gains and losses. 🚫 Common Myths Debunked: ‣Cost Concerns: While annuities do have fees, the financial security they provide can be worth the investment. ‣Investor Flexibility: Annuities can cater to various investment styles, from conservative to aggressive. ‣Control over Investment: Modern annuities offer options that include liquidity and investment control, adapting to your needs. - 👥 At Munroe Morrow Wealth Management, we customize annuity strategies to align with individual goals, ensuring each plan reflects personal financial objectives and risk tolerance. 📅 Ready to stabilize your financial future? Schedule a free consultation: https://lnkd.in/e-jQs2rb #RetirementPlanning #Annuities #FinancialSecurity #InvestmentStrategy

Retirement Planning Financial Advice for You and Your Family Financial Advice from an independent financial adviser is an important step to create financial certainty. At Boutique Advisers Private Wealth, we believe that it’s never too early to start planning for retirement and as retirement means different things to different people, we understand that your plan should be flexible enough to adjust as your life circumstances change. A retirement planning advisor understands your plan and should be flexible enough to adjust as your life circumstances change. Having a Financial Adviser work with you in developing a plan will give you a 360-degree view of your circumstances. Although Superannuation is generally an integral part and linchpin of retirement planning in Perth, we make sure that all other aspects of your financial life are addressed. Retirement Planning comes in many different shapes and sizes and include clients who. want to retire early but want to make sure they have enough. wish to cut back on work progressively running into retirement. would like to take a sabbatical through the mid-50’s but want to ensure it can be done. want to give something else a go whilst they still have the energy and time working through a succession plan with family have worked a full life and ready to retire at age 65 are working well into the 70s, and managing how best to wind down Irrespective of your plans, our experienced advisers will work closely with you to develop a personalised retirement plan that meets your specific family needs. The clarity on the best path forward can by shown through our Life plan modelling, where we can model the impact of different retirement scenarios that reflect the changes that may occur throughout your life. Solutions for superannuation, investment strategies, and risk management will then help you navigate the complexities of the retirement landscape and provide you with the guidance you need to make more confident Life decisions for your Wealth. If you’re looking for retirement advice in Perth, contact Boutique today. We can help you plan for the retirement you want and give you the confidence to enjoy it. https://lnkd.in/gh9pdpxc