Oper Credits’ Post

Until recently, it typically cost mortgage borrowers €400-600 to switch from one bank to another. According to the Competition Council, these costs served as a significant barrier to consumers considering switching lenders. However, the situation has now undergone a significant change: consumers no longer need to invest time in switching banks, as much of the process is handled between the banks themselves. Furthermore, consumers can now complete all related activities - such as applications, new contracts, and others - remotely. For detailed guidance on how to proceed and what you need to know about mortgage refinancing, refer to the publication prepared by WALLESS Senior Associate Sigita Vāce-Vecvagare on the LV portal. Read in Latvian here: https://rb.gy/w7e74y #financing #mortgage 

⏰ Is the traditional mortgage process giving you a headache? There's a better way! Our blog explores the benefits of #DigitalLending & how it can streamline the process for you.  What are your biggest pain points with the current lending system? #digilending #digitallending #digitaltransformation #mortgagetech #lendingai

Everybody Should Get Used to these Mortgage Rates, Says Fannie Mae CEO: Mortgage Rates, 10-Year Treasury Yields, QT, and Spreads. 🙁 It's an important time to tighten your lending operation, reduce costs and build a flexible model to prepare for 2025? SitusAMC can reduce your lending costs while adding operational flexibility. #SitusAMC #BPO #underwriting

Santander mortgage rates have dropped today 📉 Starting today (17 Sept), Santander have cut rates on their fixed mortgages: 𝗙𝗶𝘃𝗲-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 3.80% with a £999 fee (40% deposit needed) 𝗧𝘄𝗼-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 3.99% These deals are great if you’ve got a bigger deposit and want to lock in a good rate. They’ve also made small cuts to some buy-to-let mortgages and rates for existing borrowers. If you’re thinking about buying a house or remortgaging, now’s a good time to see what’s out there. Book your consultation at rm-financial.co.uk. #RMMortgages #MortgageRatesNI #SantanderRates #FirstTimeBuyer

POV: The Bank Says I can’t afford a $1200 mortgage so I pay $2000 in rent instead Make it make sense! 🤯💸 Time to turn this around and get you into a home where your money works for you. Explore alternative lending options like credit unions or online lenders Consider co-buying with a trusted friend or family member Look into rent-to-own programs Improve your credit score with small, strategic changes Consult a mortgage broker (Hello 👋 ) for personalized advice Let’s break this cycle together. #MortgageOverRent #HomebuyerStruggles #MortgageAdvice #MortgageBrokerLife #homeloans #mortgageadvice #mortgagerates #mortgagelenders #homeloans #MortgageTips

🚨 Your payment history is HUGE! 🚨 It's a whopping 35% of your credit score. 💳📊 From credit cards to loans and mortgages, every payment counts. 🏠💼 On-time payments get gold stars, while late or missed payments are red flags. 🌟🚩 Public records and collections? Yep, they're in there too. 📜🔍 Credit models dive deep into the timing, frequency, and amounts of those late payments, assessing how many accounts are delinquent compared to your total number. 🧐💡 Remember, every payment is a step towards a healthier credit score. Pay on time, stay in line, and watch your score climb! ⏰📈 . #shopmortgages #mortgageagent #housingmarket #buyingahome #realestate #canada #canadaeconomy #canadianrealestate #fthb #firsttimehomebuyer #homebuyingtips #fthbtips #creditscore #credit #creditscoretips #mortgage #rashaingratta

There is no secret formula for a successful mortgage business. This is one of the main reasons we started SupportLink3 – we want to leverage our experience in the mortgage and banking industry to help businesses set up the basics that need to be established and executed to the best of their abilities! Every single organization is unique, so our approach has to be too. Let’s talk about your strategy for growth by texting SL3 to 972-970-0753 or visiting https://lnkd.in/dxygvpdV - #banks #mortgagebankers #digitalbanking #mortgages #mortgagelending #bankers #bankingindustry #mortgage #mortgageindustry

🏠✨ Did you hear the mortgage news? Three of the UK’s major lenders—Barclays, NatWest, and HSBC—have slashed their fixed mortgage rates in anticipation of a potential interest rate cut in August. This move is expected to bring down borrowing costs for residential and buy-to-let loans, with more lenders likely to follow suit. Could this mean lower mortgage payments for you? Stay tuned for updates as the market adjusts! 📉💼 🆘️ If you need personalised, independent financial advice, message us for local recommendations. #UKProperty #MortgageNews #FixedRates #InterestRateCut #FinancialAdvice #Lovelle

The mortgage market has transformed post-COVID, leading to a rise in Home Equity Lines of Credit (HELOCs) and Home Equity Loans (HELOANs).   HELOCs provide homeowners with a strategic financial tool, offering flexibility and lower interest rates. Backed by GSEs like Fannie Mae and Freddie Mac, they are secure and reliable. Despite lower commissions than traditional mortgages, HELOCs play a crucial role in today's economy, evolving to meet homeowners' needs and remaining a vital option as economic conditions change.   Explore this insightful article by industry expert Paresh Deshpande: https://bit.ly/3WeXp8U   The Mortgage Note #HELOC #HELOAN #mortgage #fintech

Navigating mortgage options for your self-employed clientele? Discover NewPoint's Bank Statement Mortgage Program—a bespoke lending solution honed to capture the authentic business cash flow of your clients, bypassing traditional income verification bottlenecks! 💰 Program Features: Loan availability scaling up to a robust $3,000,000 Qualification through an analysis of 12 or 24 months of either personal or business bank records Crafted with self-employed individuals in mind, requiring only 25% ownership for personal and 50% for business bank statements Assortment of term choices, including a stable 30-year fixed and a flexible 10-year Interest Only Welcoming of non-warrantable condos Together, let's pave avenues to boundless real estate aspirations, ensuring that our clients experience mortgage solutions that resonate with their distinctive scenarios! 🌍 Reach out, and let's shape the future of mortgage offerings! https://lnkd.in/gRSJE-RM #NewPointMortgage #BankStatementMortgage #InnovativeFinancing #MortgageSolutions #SelfEmployedEmpowerment