Origence Lending Services’ Post

Types of Lenders 3. Credit unions are member-owned financial cooperatives that offer similar lending services to banks but are typically more community-oriented. They often provide lower interest rates and fees than banks, with a focus on serving their members’ best interests. #creditnigeria #knowledgeiscredit

The financial services industry constantly evolves, and credit unions are no exception. To stay ahead of the competition and provide the best possible service to their members, credit unions need to be aware of the latest trends in technology. It can be hard to always stay on top of the trends, but we think these are the top trends in credit union technology today. https://ow.ly/CwGK50Snuz0 #creditunions #creditunion #creditunionlife #credituniondifference #peoplehelpingpeople #cudifference #communityspirit #beststaff #creditunionscare #finance #creditunionsrock #credit #lendingdocuments #membershipdocuments

How does your credit union stand out in a sea of larger banks? Embrace your unique strengths with a member-owned structure, commitment to community involvement, and focus on personalized service. Learn how to thrive in today's competitive landscape! For insights on improved collection strategies, visit: https://lnkd.in/dubgzvzd #Cedarfinancial #puttingpeoplefirst #NCUCA #creditunions #creditrisk #finances #creditunion

It's Shared Branching Awareness Week! 🎉 Credit Union Centers, LLC. What can you do at a Shared Branching location? Almost everything you normally do with a teller at Interra Credit Union, and there’s no additional charge to you. You can make deposits, withdraw money, cash checks, transfer funds, make loan payments, and more. #JoinIn #SharedBranchAwarenessWeek

Schulte partners Greg Ruback and Adam Heasley presented on separate panels at the Direct Lending and Middle Market Finance hosted by LSTA and DealCatalyst. Greg's "The Evolving Role of Banks: From Partnership to Healthy Competition" panel explored the role of banks and private credit in a constantly changing market. Adam's “Reading the Room: Is Private Credit in Regulators’ Sights?” panel discussed how the rapid expansion of private credit, its current business model and market forces impact the near term regulatory environment for private credit.    #SchulteLaw #SchultePrivateCredit #PrivateCredit

Credit union loan growth leaders have one thing in common: digital integration! Hear from TruStage's Corrin Maier on how embedded lending will drive growth in 2025. Read more here: https://lnkd.in/gHyFu2Ga #CANVLeagues #CreditUnions

Another great interview on private credit aka middle market and its growth and genesis. Today’s private credit had its origins in lending to companies that were considered middle market. This middle market lending over the years has evolved and now referred to as private credit. Middle market lending is usually bifurcated into 3 levels based on either revenue or EBITDA numbers. That lending bifurcation falls into - 1. lower middle market 2. middle market and 3. upper middle market What Mr. Lathrop is referring to when he mentions private credit has invest grade risks, he is referring to the upper middle market where lending is focused on companies that usually have revenues of over $1 billion. And private credit/middle market has consistently shown that on a risk adjusted basis, provides better returns compared to leveraged loans albeit at a higher cost. And this applies across all the middle market levels mentioned above. Some of this growth in private credit/middle market can also largely be attributed to the CLO market, where MM CLOs have aided lending firms/asset managers achieve a steady and cheaper source of long term capital #clo #collateralizedloanobligation #cloequity #leveragedloan #middlemarket #bdc #securitization #privatecredit #assetallocation

<https://bit.ly/3TnNvQZ> Find out how the experts in specialist lending can help you with your #BTL clients like Harriet. | For intermediaries only #SpecialistLending

<https://bit.ly/3TnNvQZ> Find out how the experts in specialist lending can help you with your #BTL clients like Harriet. | For intermediaries only #SpecialistLending