PACT Capital’s Post

Investment secures land for future generations - A day on the farm with Oxbury customer Julian Taylor of Home Farm, Starston. 'Once an active dairy farm, milk prices eventually made this side of the business unviable, and the family needed to explore new ways to live off the land. In the search for profitable diversification projects, securing finance proved key to their plans. It also meant ending a long-held relationship with a high street bank and moving towards a new partnership with Oxbury who was eager to understand and invest in their future.' Building and maintaining relationships with customers is a key part of our business, our relationship managers understand both agriculture and banking and have the expertise to discuss specific lending opportunities with farmers face to face on farm. For most banks, farming is only a small part of their business. At Oxbury, it’s all we do. To find out how Julian was able to diversify his farm business, read our blog: https://lnkd.in/eEtiWPjU #diversification #farminguk #backbritishfarming #agribank #agritech #supportfarming #oxburybank #oxburyloans #fundingfarmers #farmerfinance

Great Hereford Means Business event today, lots of discussion about agricultural funding, including diversification and development, and of course ramifications from the latest budget. As main stream lenders seem to be shying away from this sector, we are increasing our appetite in this area. Feel free to reach out if you are looking for any type of financing: nickblamey@osbf or 07798 901417 to discuss tailor made, flexible solutions. #farmfunding #agriculturallending #farmdiversificationfunding #whenotherbankssayNO

In farming, timing is everything when a promising opportunity pops up. Waiting weeks or months for financing could mean missing out! ⏱️ With our Bridging Loans, UKAF can provide fast access to funds whether you need to cover unexpected costs or act quickly to expand. We understand the time-sensitive nature of farming - and we've got your back when you need to make your next move! Let's talk flexibility. 🤝#BridgingLoans #SwiftFarmFunding

In farming, timing is everything when a promising opportunity pops up. Waiting weeks or months for financing could mean missing out! ⏱️ With our Bridging Loans, UKAF can provide fast access to funds whether you need to cover unexpected costs or act quickly to expand. We understand the time-sensitive nature of farming - and we've got your back when you need to make your next move! Let's talk flexibility. 🤝#BridgingLoans #SwiftFarmFunding

ARM evaluates a broader range of criteria for agriculture loans compared to most lenders. We look beyond traditional metrics to truly understand your farm's potential. Curious about how we can help you? Let's talk ➡️ https://bit.ly/3x7ORGz #Harvest24 #Harvest2024 #LetsGrow

“As a lender, if an operation is wanting to invest in sustainability, we know that return on investment is not going to happen immediately,” Karnopp says. “We might have to put together special loan packages, refer them to government programs or bring in third-party assistance.” https://lnkd.in/gYMZGUzw #Sustainability #Investment #WorkingCapital #Beef

When asked about working with Oxbury, here is what our customer, Paul Moore of EWH Moore said; “Oxbury was so easy for us to deal with because they’re just set up to deal with farmers. They understand all the pressures that come with running an agri business." “They came back relatively quickly with an offer to help fund our project. The whole process was like clockwork. It was designed for an agricultural business and me as a farmer. I felt like a valued customer, someone who they wanted to work with us, and they were people I wanted to work with." “Other banks were wanting to talk to us. But Oxbury wanted to do the job.” Building and maintaining relationships with customers is a key part of our business, our relationship managers understand both agriculture and banking and have the expertise to discuss specific lending opportunities with farmers face to face on farm. For most banks, farming is only a small part of their business. At Oxbury, it’s what we do. #farminguk #backbritishfarming #agribank #agritech #supportfarming #oxburybank #oxburyloans #fundingfarmers #farmerfinance #growth #farmgrowth #farmbusiness #customers #oxburycustomers

🌱⚙️ Beyond Traditional Farms: Agricultural Loans for Thriving Turf Businesses 🏞️🚜 Did you know that agricultural loans aren't limited to traditional farm businesses? Our blog post explores the wide-ranging possibilities, including financing options for turf businesses. Whether you're involved in sports fields, landscaping, or golf course maintenance, we understand the unique financial needs of the turf industry. Discover how our tailored agricultural loans can help your turf business thrive. Read more: https://lnkd.in/e3N7f-u5 #TurfBusiness #AgriculturalLoans #BusinessFinance

As we enter the home stretch of 2024, it’s not too early to beginning preliminary planning for 2025. ARM might just be the ag finance solution you didn’t know you are were looking for! #ag #farming #finance #banking #lending

Renegotiating Agricultural Leases: Strategies for Changing Circumstances is a valuable resource for navigating lease adjustments. This guide offers strategies and insights to help landowners and tenants renegotiate agricultural leases effectively when faced with evolving circumstances. Learn More: https://lnkd.in/gVtE-Cgv