Patrick Vincent’s Post

My colleague Paula joined housing and property experts, leading lenders and parliamentarians at UK Finance‘s roundtable discussion of Frontier’s recent housing policy report 'Homes We Need'. With the UK government’s target to build 1.5 million new homes over the five-year term, our report, commissioned by UK Finance, sheds light on the persistent challenges that impact affordability, availability, and suitability, the trends shaping the housing market and the urgent need for policy reform. Frontier puts forward a package of policy recommendations focused on a long-term comprehensive housing strategy, which includes: 👷♀️ Supporting the home-building industry through a streamlined planning system 🏠 Helping first-time buyers and last-time buyers overcome affordability and mobility barriers 🏡 Enhancing the rental market through better regulation and support for landlords and tenants With cross-party support and a long-term commitment, the UK can move toward a housing market that delivers safe, affordable, and secure homes for everyone. 👪 📌 Click here to read the full report: https://okt.to/SOmKhf #HousingCrisis #UKHousing #AffordableHousing

Given our 20 years of housing investment management experience, including the run-up to and aftermath of the 2008 crisis we are in a unique position to forecast housing trends. Homeowners and renters alike should begin preparing now for dramatic housing cost increases. Rents, repair costs, fees, insurance, and taxes are all rising dramatically, and are set to rise much faster in the future given various factors like labor shortages, somewhat affordable housing shortages, climate change and cash-strapped governments. Housing is struggling and could see a major downturn if rates continue higher from here as is expected. In fact we expect them to be significantly higher 12 months from now. What happens in between is anyone's guess. This will inevitably drive up costs for both renters and landlords as it did in 2022. Start preparing and being cautious now and consider if HELOCs and other methods to get fixed-rate cash in the bank before tough times will make sense should housing slow or rates fall.

Something to leave you wit this weekend on our housing supply and what the future may lie... Current estimates show a nationwide shortage of housing (of all shapes and sizes) for folks to live in. There was a record growth that started to SLOW the rise in rents and prices but that tap has turned off now.... 📉 **Multi-family starts were down 49.5% year-over-year** ⬇️ **Single-family starts (red) decreased in May and were down 1.7% year-over-year** So if you were to try and strategize what might happen next, if there is a supply constraint on housing (along with prices of materials, labor, and insurance going up) then you may also think prices will likely continue to rise (especially if the pace of new housing hitting the market slows down further.) Our thesis is this is a good time to be in the market buying... how about you? Source: Bill McBridge's awesome Calculated Risk Blog. --- My name is Dave Weinstock and I’m the principal and founder of DW Capital. We help working professionals create passive income and build wealth by investing in commercial real estate. Click the “🔔” to follow me for information on real estate and passive investing.

Something to leave you wit this weekend on our housing supply and what the future may lie... Current estimates show a nationwide shortage of housing (of all shapes and sizes) for folks to live in. There was a record growth that started to SLOW the rise in rents and prices but that tap has turned off now.... 📉 **Multi-family starts were down 49.5% year-over-year** ⬇️ **Single-family starts (red) decreased in May and were down 1.7% year-over-year** So if you were to try and strategize what might happen next, if there is a supply constraint on housing (along with prices of materials, labor, and insurance going up) then you may also think prices will likely continue to rise (especially if the pace of new housing hitting the market slows down further.) Our thesis is this is a good time to be in the market buying... how about you? Source: Bill McBridge's awesome Calculated Risk Blog. --- My name is Dave Weinstock and I’m the principal and founder of DW Capital. We help working professionals create passive income and build wealth by investing in commercial real estate. Click the “🔔” to follow me for information on real estate and passive investing.

Significant changes must be legislated. UK's £8.6T residential homes. Are owned morgaged, zero morgage, & or rented out. Crystal Doors, now an EOT, from 2026, every member shareholder employee will be funded to joint purchase a home. A good home, wellbeing, family, support. Those who's wealth creation through capital gains portfolio income. Hours working to create value for society = value to society. Wealth from other individuals hours worked, not yours, its societies. Primary school mathematics, 7 year olds would say is unfair. Lots of changes must be implemented over the next 4-5 yrs, to balance what is fair, just and transparent. Below, a link about the housing crisis. https://lnkd.in/exypjAdd

This is another example of a government policy that is trying to fix a housing shortage problem in the short term that will only create long-term ones. Our politicians need better advisers!! Thanks to Gavin at Blue Wealth Property for the article. #Bluewealth, #investmentproperty https://lnkd.in/ehVHesdX

If you’re ready to jump into the housing market today, getting pre-approved is the first step on your journey. Reach out if you have questions about starting this process so you’re ready to buy when the time is right. https://lnkd.in/gmcGMQDG #S1L #ModernMortgageExperience

𝗕𝘂𝗶𝗹𝗱 𝘄𝗲𝗮𝗹𝘁𝗵 𝘄𝗶𝘁𝗵 𝗮 𝗽𝘂𝗿𝗽𝗼𝘀𝗲. Today, I want to talk about why I invested in an affordable housing deal recently - and why I’ll keep doing so. 𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗵𝗼𝘂𝘀𝗶𝗻𝗴 is about more than just numbers on a spreadsheet. 𝗜𝘁’𝘀 𝗮 𝘄𝗮𝘆 𝘁𝗼 𝗰𝗿𝗲𝗮𝘁𝗲 𝗵𝗼𝗺𝗲𝘀 𝗳𝗼𝗿 𝗽𝗲𝗼𝗽𝗹𝗲 𝘄𝗵𝗼 𝗻𝗲𝗲𝗱 𝘁𝗵𝗲𝗺 𝗺𝗼𝘀𝘁 while also adding stability and value to my portfolio. By investing in affordable housing, I get to support families, individuals, and communities who need safe, affordable places to live - and that feels good. 𝗧𝗵𝗲𝗿𝗲’𝘀 𝗮𝗹𝘀𝗼 𝗮 𝗯𝗶𝗴 𝗮𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗵𝗲𝗿𝗲: 𝘁𝗵𝗲 𝗟𝗼𝘄-𝗜𝗻𝗰𝗼𝗺𝗲 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗧𝗮𝘅 𝗖𝗿𝗲𝗱𝗶𝘁 (𝗟𝗜𝗛𝗧𝗖). This program gives affordable housing investors a dollar-for-dollar reduction in federal tax liability, making projects more financially attractive and feasible. LIHTC works by offsetting the costs of developing and rehabilitating affordable housing, ultimately lowering the overall tax burden. It’s designed to reward investors who take on projects that benefit low- and moderate-income communities, creating both financial incentives and a positive social impact. 𝗙𝗼𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀, 𝗟𝗜𝗛𝗧𝗖 𝗺𝗲𝗮𝗻𝘀 𝗺𝗼𝗿𝗲 𝘀𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗮𝗻𝗱 𝗽𝗿𝗲𝗱𝗶𝗰𝘁𝗮𝗯𝗹𝗲 𝗿𝗲𝘁𝘂𝗿𝗻𝘀, thanks to these tax savings. Affordable housing offers real returns, both financially and socially. If you’re looking for an investment that grows with purpose, consider affordable housing!🏠 DM me if you’re curious about affordable housing or want to explore investing with impact.👇 #AffordableHousing #ImpactInvesting #LIHTC #CommunityBuilding #Investment

More focus on housing is timely. There needs to be very specific incentives for households earning less than 80% of the AMI. I don't think institutional rental investors will solve anything other than quickly generating capital to build. They treat housing as a widget and I doubt their products will be built to last