Atoa’s Post

More complex networks = more risks of interruptions. When you rely on a complex network of card companies and payment processors, there's an increased risk that things can go wrong. Most businesses can't afford interruptions to their payments. Not to mention the high fees imposed on businesses for using these card providers. When your customers pay through their UK bank app, it's instant, cheap, secure, and most importantly... it's fair! Try Atoa free for 14 days to see for yourself :) #openbanking #payments

🌍 The landscape of digital payments is evolving rapidly. As part of the European Payments Initiative (EPI), has been developed Wero a new instant payment solution. This initiative is poised to revolutionize commercial transactions across Europe by offering instant transfers and online transactions but also integrating innovative features such as digital identification and merchant loyalty programs. Scheduled for launch in mid-2024 initially in Belgium, France, and Germany, Wero plans to expand across Europe. Moreover, recent regulatory developments by the Council of the European Union aim to make instant transfers more accessible and economical continent-wide, further enhancing the efficiency of cross-border transactions and bolstering the single market. 👉 Follow us for more Cross-Border Commerce updates. #DigitalPayments #Wero #EuropeanPaymentsInitiative #Fintech #Innovation #Banking #Payments #CrossBorderCommerce

A2A payments are making a powerful comeback. But why now? For years, we relied on cards and third-party apps because direct transfers between bank accounts was slow. Now A2A payments are faster and simpler than ever—no cards, no middlemen. Whether it’s P2P transfers or recurring payments, everything is happening at modern speed. Some of the upgrades include: 1. Lower costs No third-party fees mean businesses save money, and customers get a hassle-free experience. 2. Speed With open banking APIs, transfers happen in seconds. Whether it’s a QR code at checkout or sending money to a friend, it's instant and easy. 3. Security Fewer intermediaries means fewer risks, making A2A a safer choice Look around the world and you'll see it everywhere – A2A payments have already become the norm. In the Netherlands and Germany, platforms like iDEAL and Giropay have become household names. QR codes are also becoming the universal language of quick A2A transfers. These advancements in A2A payments aren't just changing how we transfer money - they're finally delivering on the promise of truly frictionless banking. And we're only seeing the beginning of what's possible. #A2APayments #OpenBanking #Fintech

Looking forward to meeting our clients, partners, and friends at #MLPAYMENTS24. Keen to engage and discuss the future of payments at MoneyLIVE. Are you also there? 📌 Let's schedule to meet and drink a ☕ at our stands 4 & 5 from Worldline Financial Services and Worldline Merchant Services. Send me a PM and looking forward to meeting you! #networking #payments #futureofpayments #worldline

💎 Once a customer inputs their payment information, whether they enter it into an online payment gateway, swipe, or tap their card for in-person transactions, their transactional data will begin to quickly travel along the payment processing journey before reaching its final destination: settlements. 💎 This is the phase where the funds are transferred from the customer's account to the merchant's account, completing the payment transaction. Settlements serve as the confirmation that the customer has successfully paid for the goods or services provided by the merchant. . With Key2Pay, everything is simple! Partner with Key2Pay for the fastest and most secure transactions! 💎 https://key2pay.online/ . . #payment #payments #paymentplans #PaymentOptions #paymentgateway #paymentsolutions #paymentprocessing #paymentdigital #paymentprocessing #paymentonlineonly #paymentnetwork

To summarise the points which were made during our #a2apayments #acocunt2account #payments panel at the #PLSUK this week: 1. The benefits of a2a payments are multiple - less #disputes, #fraud more liquidity due to faster settlement, lower costs and great customer experience 2. However, #merchant adoption really varies country to country and consumers are just not used to this payment method in the UK yet, although some merchants are acting as trailblazers! 3. Some checkouts lend themselves better to a2a payments than others, we talked about in-car payments as an example where changing a payment method is very difficult 4. And finally we talked about how the regulators and regulations such as #PSD3 can help by standardising and expanding the market. Thank you Andre Moeller, Ferdinand Dabitz, Kaloyan Yanchev and Sean Forward for your lively participation and to Laura Lewis for inviting us! PS and Andre Moeller you win the coolest dressed category hands down!

Excited to part of this year's ETA TRANSACT -2024. Looking forward to strengthen current partnership, make new connections, and learn payment trends. If you are also visiting, lets connect on topics of common interests. See you there! https://lnkd.in/gXKt4kJq. #etatransact #digitalpayments #payments #discover #productmanagement

What happens when loyalty meets payment? MarPay™ transforms the way businesses connect with customers, combining loyalty, payments, and marketing into one seamless solution. To learn more, visit https://bit.ly/3ToFc75 #Pointspay #MarPay #LoyaltyMeetsPayment #BusinessGrowth #Loyalty

Case Study: How Payhuddle helped a leading payment processor streamline their terminal certification and reduce administrative overheads In this case study we cover: ✅ How did we use our existing web-based self-testing host testing platform, Lithos, to develop a debugging facility ✅ The challenges we addressed - centralized test case management and custom test cases,   ✅ 24x7 access to the test platform with no geographical constraints ✅ How did this facility help the customer to complete their certifications in one iteration with the payment schemes Read the case study ➡️ https://lnkd.in/ghZnEvC7 #lithos #discover #discoverglobalnetwork #dinersclub #visa #mastercard #amex #unionpay #rupay #ncpi #nchl #nepalpay #acquirer #issuer #switchtesting #hosttesting #atm #pos #simulators #emv #fintech #payments #digitalpayments #paymenttechnology #paymentsinnovation #creditcard #debitcard #uspayment #seamless #l3testing #level3testing #emvco #emv #consulting #terminaltesting #terminalcertification #paymentsolutions 

✂️ Cut fees. Reduce costs... Use instant account-to-account (A2A) payments? Across Europe, merchants are dealing with high fees from card and digital wallet providers. ⚡ #InstantA2APayments offer reduced fees and fewer complexities compared to these payment networks. Not only this, but they offer faster, more agile and secure payments for consumers and merchants alike. Read more about the benefits of A2A payments for merchants and how they may enhance your bottom line ➡️ https://lnkd.in/d__EGzuB #MerchantPayments #OpenBanking #A2APayments #DigitalWallets