R1SE Insurance Brokers ’s Post

I haven’t been on LinkedIn much, but I decided it’s about time I get on here and share a bit more about what I’ve been doing. I’ve been working independently as an insurance broker, and if I may say so myself, I’m really happy with how it’s coming along. I’ve been working mainly with these types of insurance: >>Professional Indemnity >>Liabilities >>Properties For example, I helped a tech business save over £7k on their insurance for Professional Indemnity and Cyber. I also helped a property owner save £4.5k on their portfolio insurance. So, I was scrolling on LinkedIn and realized it’s probably the best next step to get on here, see what all of you are doing, and maybe share some handy tips and anecdotes that you’ll find valuable. Anyways, since I’m just starting, can you drop your best LinkedIn tips in the comments for me? Excited to be on here and see what you all have been up to!

In today's unpredictable business environment, having the right commercial insurance is crucial for safeguarding your assets and ensuring long-term success. I've seen firsthand how tailored insurance solutions can protect businesses from unforeseen risks. One key tip for business owners: don't settle for a one-size-fits-all policy. Every business has unique needs, and it's essential to work with an insurance professional who understands your specific industry challenges. For example, a manufacturing company might need different coverage than a tech startup, from liability and property insurance to more specialized protections like cyber liability or equipment breakdown coverage. Take the time to review your current policies and assess whether they truly align with your operational risks. Regularly updating your coverage can prevent costly gaps and ensure you’re prepared for any eventuality. If you have questions about your commercial insurance needs or want to explore tailored solutions, I'm here to help. Let’s connect and ensure your business is well-protected against whatever the future holds.

If I could make every business owner understand these 3 things about business insurance, it would be life changing. 😂 1️⃣ It's not just about the premium. Too often, owners focus solely on the price tag, but the cheapest policy can leave critical gaps in coverage. A tailored policy protects your unique risks—think of it as investing in your business's survival, not just checking a box. 2️⃣ Coverage gaps can be so costly. Many business owners underestimate how much an uncovered loss could cost. For example, not having adequate liability coverage or overlooking cyber insurance could mean tens of thousands—or more—out of pocket. 3️⃣ Your needs change over time. Businesses grow, adapt, and pivot. That means your insurance should, too. Whether you've hired new employees, expanded locations, or added new services, reviewing your policy annually ensures you're always properly protected. As a broker, my mission is to help owners navigate these complexities and avoid costly surprises. If you have questions about your coverage, don't hesitate to ask—I'm here to help! 🙂 #insuranceagent #businessinsurance

Thinking of Starting a Business in 2025? If your New Year’s resolution is to take the leap and start your own business, congratulations! It’s an exciting time, but preparation is key. One critical element of setting yourself up for success? MANAGING RISK As a Chartered Insurance Broker, I’ve seen how the right policies cover can protect and empower new businesses. Whether you’re a sole trader or building a small team, here are the core insurances you should consider: ✅Public Liability Insurance – Essential if you’re interacting with clients or the public. It covers claims for injury or property damage caused by your business activities. ✅Professional Indemnity Insurance – If you’re offering advice or services, this protects you against claims of negligence, errors, or omissions. ✅Employers’ Liability Insurance – Hiring staff? This is a legal requirement in most cases, covering workplace injuries or illnesses. ✅Business Interruption Insurance – Ensures your business can recover financially if an unexpected event disrupts your operations. ✅Cyber Insurance – In today’s digital world, protecting your business against data breaches and cyberattacks is more important than ever. Why is this so important? The unexpected happens, and insurance provides the safety net that can mean the difference between weathering a storm or facing financial hardship. It’s not just about protecting your business – it’s about safeguarding your dream. If you're ready to explore your options or have questions about your unique needs, feel free to get in touch. Let’s make 2025 the year your business starts strong and stays protected. #InsuranceTips #SmallBusiness2025 #CharteredInsuranceBroker #StartUpTips

Day 10 of 31: Small Steps to Start Your Business Owning a business comes with greater liability than when you were an employee. So protecting yourself, your employees, your business, and your clients is paramount. That’s why it’s important to have sufficient insurance coverage from the jump. Oftentimes insurance coverage can vary based on the industry. For instance, the insurance for running a restaurant can be different from the insurance needs of your service based business. It's important you know what's right for your situation! Unfortunately ignorance is not a defense should you encounter issues. Common insurance for small business: 📜 General Liability 📜 Property 📜 Cyber 📜 Errors and Omissions 📜 Workers Compensation ↗️ Today’s small step: ✅ Reach out to an insurance agent (start with your personal agent if you’re not sure who to ask) and ask for their guidance.. ✅ If they don’t know specifically, ask them if they could refer you to someone who is more specialized. ✅ Connect with a peer in the same industry to ask their experience

💻 Running a successful business consultancy takes skill, determination, and a focus on your clients' needs. But have you considered the importance of insurance in protecting your consultancy's operations? Here are three ways insurance can benefit your business consultancy: 1️⃣ Professional Liability Insurance 2️⃣ Public Liability Insurance 3️⃣ Cyber & Data Risks Insurance Get cover: www.lukango.com By investing in the right insurance coverage tailored to your consultancy's needs, you can focus on providing exceptional services to your clients without worrying about the unexpected. Remember, each consultancy is unique, so it's essential to consult with insurance experts who can help you determine the most suitable coverage for your specific circumstances. Protect your consultancy, ensure your clients' confidence, and safeguard your professional reputation with insurance. It's a smart and proactive move that can set your business consultancy up for long-term success! Find out more: www.lukango.com #insurance #consultancies #professionalliability #publicliability #cyberinsurance #protectyourbusiness

The types of insurance you would need vary depending on the business you have. It’s best to familiarize yourself with the most common business insurance types:   👉 General Liability Insurance: Covers claims of bodily injury, property damage, and personal injury.  👉Property Insurance: Protects your physical assets, including equipment, inventory, and buildings.  👉Workers' Compensation Insurance: Covers medical expenses and lost wages for employees injured on the job.   👉Professional Liability (Errors & Omissions) Insurance: Covers businesses that provide services, protecting against claims of negligence or mistakes.  👉Business Interruption Insurance: Helps cover lost income if your business is temporarily shut down due to a covered event (e.g., natural disasters).  👉Cyber Liability Insurance: Protects against data breaches and cyberattacks, especially important if you handle sensitive customer information.     Need help deciding what insurance you should have for your business? Give us a call and we can help! 800-472-8887

🚨 𝗦𝗺𝗮𝗹𝗹 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗢𝘄𝗻𝗲𝗿𝘀: 𝗜𝘀 𝗬𝗼𝘂𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱? 🚨 Running a small business comes with countless responsibilities, and protecting your hard work should be a top priority. From general liability to cyber insurance, having the right coverage can save you from unexpected financial setbacks. In my latest blog, I break down 𝗲𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘁𝘆𝗽𝗲𝘀 𝗲𝘃𝗲𝗿𝘆 𝘀𝗺𝗮𝗹𝗹 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗻𝗲𝗲𝗱𝘀, tips for selecting the right policies, and common mistakes to avoid. Don’t let unforeseen events derail your success—get the knowledge you need to safeguard your venture today! 💡 𝗥𝗲𝗮𝗱 𝗻𝗼𝘄 𝗮𝗻𝗱 𝘁𝗮𝗸𝗲 𝘁𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 𝘀𝘁𝗲𝗽 𝘁𝗼 𝘀𝗲𝗰𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀: https://lnkd.in/gQ6u4v2k #SmallBusiness #BusinessInsurance #Entrepreneurship #SmallBusinessTips #InsuranceForSmallBusiness #GeneralLiabilityInsurance #ProfessionalLiability #WorkersCompensation #CyberInsurance #BusinessProtection #InsurancePlanning #RiskManagement #SmallBizSuccess #EntrepreneursJourney #StartupLife #FinancialSecurity #BusinessOwners #SmallBizOwners #InsuranceNeeds #BusinessGrowth #EntrepreneurLife #BusinessContinuity #StartupInsurance #BusinessSafety #InsuranceCoverage #BusinessTips #EntrepreneurTips #SMBInsurance #BusinessResilience #SecureYourBusiness #InsuranceMatters

Running a small business comes with challenges, but your insurance doesn’t have to be one of them. Tailor your Central Business Owner's Policy (BOP) to meet your unique business needs and stay protected against unexpected risks. Click below to learn more.

What kind of insurance does your business need? 🧐 At R1SE Insurance, we understand that every business is unique. Here’s how we can help: Professional Indemnity - Have you considered how to protect against allegations of negligence? Cyber Insurance - Are you safeguarded against cyber attacks or data breaches? Directors and Officers Insurance - What would happen if your leadership faced a lawsuit? Real Estate Insurance - Do you have the right coverage for your property management business? Liability Insurance - How are you protecting against legal claims? SME Business Insurance - Is your small business adequately insured? Unsure if you’re fully covered? Let’s do a free review of your current policies. Together, we can identify any gaps and make sure you’re fully protected WHILE getting you the best rates. Comment below or send me a message to get started!