Ram N’s Post

𝐄𝐚𝐫𝐧𝐢𝐧𝐠 𝐖𝐡𝐢𝐥𝐞 𝐘𝐨𝐮 𝐒𝐥𝐞𝐞𝐩 𝐈𝐬𝐧'𝐭 𝐉𝐮𝐬𝐭 𝐚 𝐃𝐫𝐞𝐚𝐦! 🔍 Have you ever wondered how it would feel to earn money even as you're tucked in bed, dreaming? Well, it's not just a fantasy; it's a financial strategy that can change your life. Let's dive into this intriguing concept! 𝐅𝐢𝐫𝐬𝐭 𝐭𝐡𝐢𝐧𝐠𝐬 𝐟𝐢𝐫𝐬𝐭, 𝐰𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐢𝐭 𝐦𝐞𝐚𝐧 𝐭𝐨 '𝐦𝐚𝐤𝐞 𝐦𝐨𝐧𝐞𝐲 𝐰𝐡𝐢𝐥𝐞 𝐲𝐨𝐮 𝐬𝐥𝐞𝐞𝐩'? It's all about creating income streams that don't require your active involvement 24/7. Think investments, royalties, or automated businesses. It's the art of letting 𝐲𝐨𝐮𝐫 𝐦𝐨𝐧𝐞𝐲 𝐰𝐨𝐫𝐤 𝐟𝐨𝐫 𝐲𝐨𝐮, 𝐫𝐚𝐭𝐡𝐞𝐫 𝐭𝐡𝐚𝐧 𝐲𝐨𝐮 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐦𝐨𝐧𝐞𝐲 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐭𝐢𝐦𝐞. 𝐒𝐨𝐮𝐧𝐝𝐬 𝐠𝐫𝐞𝐚𝐭, 𝐛𝐮𝐭 𝐢𝐬 𝐢𝐭 𝐫𝐞𝐚𝐥𝐥𝐲 𝐚𝐜𝐡𝐢𝐞𝐯𝐚𝐛𝐥𝐞 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐚𝐯𝐞𝐫𝐚𝐠𝐞 𝐩𝐞𝐫𝐬𝐨𝐧? Absolutely! You don't need to be a millionaire to start. It's about making smart choices, like investing in stocks, bonds, or real estate, or even starting a side hustle that can eventually run on autopilot. 𝐖𝐡𝐚𝐭'𝐬 𝐭𝐡𝐞 𝐟𝐢𝐫𝐬𝐭 𝐬𝐭𝐞𝐩 𝐭𝐨𝐰𝐚𝐫𝐝𝐬 𝐦𝐚𝐤𝐢𝐧𝐠 𝐦𝐨𝐧𝐞𝐲 𝐢𝐧 𝐦𝐲 𝐬𝐥𝐞𝐞𝐩? Education is key. Start by understanding the basics of investments and the power of compounding interest. Then, explore avenues like the stock market, where you can invest in companies you believe in and earn dividends. 𝐀𝐫𝐞 𝐬𝐭𝐨𝐜𝐤𝐬 𝐭𝐡𝐞 𝐨𝐧𝐥𝐲 𝐰𝐚𝐲 𝐭𝐨 𝐞𝐚𝐫𝐧 𝐩𝐚𝐬𝐬𝐢𝐯𝐞 𝐢𝐧𝐜𝐨𝐦𝐞? Not at all! There are numerous avenues. Real estate can be a lucrative option, where rental income becomes your steady, passive cash flow. Or, if you're creative, writing a book or creating digital products can earn you royalties. But Stock market is the easiest way, and anyone can start with a small amount. 𝐖𝐡𝐚𝐭 𝐚𝐛𝐨𝐮𝐭 𝐭𝐡𝐞 𝐫𝐢𝐬𝐤𝐬 𝐢𝐧𝐯𝐨𝐥𝐯𝐞𝐝? Like any financial endeavor, there are risks. The key is to diversify your investments and not put all your eggs in one basket. Educate yourself, perhaps consult with a financial advisor, and make informed decisions. 𝐇𝐨𝐰 𝐥𝐨𝐧𝐠 𝐝𝐨𝐞𝐬 𝐢𝐭 𝐭𝐚𝐤𝐞 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭 𝐬𝐞𝐞𝐢𝐧𝐠 𝐫𝐞𝐬𝐮𝐥𝐭𝐬? Patience is crucial. Passive income streams are often a slow burn. It's about building wealth over time, not getting rich quick. Consistency and smart planning are your best friends here. 𝐀𝐧𝐲 𝐟𝐢𝐧𝐚𝐥 𝐭𝐢𝐩𝐬 𝐟𝐨𝐫 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐫𝐞𝐚𝐝𝐲 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭 𝐭𝐡𝐞𝐢𝐫 𝐣𝐨𝐮𝐫𝐧𝐞𝐲? Start small, stay consistent, and never stop learning. The world of passive income is ever-evolving, and staying informed is vital. Remember, it's not just about making money; it's about creating the freedom and lifestyle you desire. Ready to embark on a journey towards financial freedom where your money works for you, even as you sleep? Let's make the dream a reality! Share your thoughts and let's discuss more in the comments. Follow Ram N #trading #finance #stockmarket #investments #investing

3 traits for Financial Success 👸🏼👸🏻 The financial and investing journey is similar to competitive sports. ⚽️ Both endeavours require you to make skilful decisions under pressure with a calm mindset, and very often, your biggest competitor is yourself.   In fact, it can be argued that the best investors do less rather than more. Given this, the investor's mindset is crucially important in determining lifetime success.   For those who have the simple but noble aspirations of becoming (and remaining) financially independent and leaving something behind for those they love, a few key mindsets can be enough to set them on the right path.   The following three mindsets will provide a solid foundation for your future financial success.   1. Owning Things vs Owning Your Future 🚗 🏠 We know that spending less than you earn is a foundational financial habit. However, shaming those who are spending more than they should is unlikely to lead them to better budgeting practices. A better way of framing this habit is to understand that you always have a choice between owning a new thing or owning more of your future. Every extra golden coin you keep for the future is you gaining more control over your life. It's not about buying something or not; it's about what you're buying.   2. Short-Term vs Long-Term Security 🔐 The second mindset we want to encourage is the conscious choice between short-term and long-term security. For many investors, this trade-off is unavoidable. Growing your investment pot to retain purchasing power and provide a retirement income requires sacrificing short-term security (money in the bank) for growth assets that provide long-term comfort. The idea that you can simultaneously have both short-term and long-term security is unrealistic for most investors. This does not mean that your plan can't allow a certain amount to be kept for short-term purposes, but it forces you to grapple with this trade-off and the unavoidable consequences.   3. Focusing On External Events vs The Things You Can Control 💁🏻 The third mindset is about becoming comfortable with observing the events you have no control over without feeling pressured into reacting in a way that will harm you in the long term. It forces you to acknowledge what factors are truly under your control, and this is where your energy is best spent on. Our world presents a never-ending series of surprises and challenges that no one can foresee. Yet, the best investors find a way to observe without reacting, instead choosing to act proactively on the plan they have put in place.   Three Simple Steps To Success 📈 These mindsets will not automatically lead to wise decisions. However, especially for those working with a caring financial adviser, they will set the foundation from which financial decisions can be made without becoming mired in the complexities that often don't move the needle.   Let me know which of these mindsets resonates most with you. 💯

Recently, I met a client who posed me a question that struck a chord with me as a Financial Consultant. “Do you have work-life balance in your current job?” I immediately gave a thumbs up. I added- The start was tough & I wasn’t at home before my kids went to bed. Compared to my previous jobs, I was home on time for most days but I was always seated on my desk until late trying to clear my load from the day. More or less it’s no different when I first switched my career. I have my goals etched in my heart & mind. I’m doing this so I can provide financially for my kids & at the same time, impart knowledge to others. This is only 1 part of my career, I have not mentioned about my mural business yet. At the end of this conversation, I told my client that today, it seems like my kids are tired of me because they see me almost every minute when they’re home. Of course it’s not true. They’re consistently “Mommy!” me every single minute. They’re growing & although my current career gives me no definite income every month, I am assured that they’ll be okay. I diversify my income so that I’ll get to fund their higher education or beyond In Syaa Allah. I funded my own studies & it was an experience I’ll never forget. I worked extra hours on my part-time job when the semester’s fees were due soon. Heehee 😬 The lesson I learnt the most here is Momentum. The start is always the hardest but once you get yourself disciplined & accustomed to the routine, it’ll be a breeze. You’ll know your next step & able to pace yourself for it. I started learning about the available financial tools out there since I was in my early 20s which proved to be pivotal. Other than earning an income from a job, I discovered about network marketing, entrepreneurship, invesments etc. All these goes under 1 big umbrella ☂️; Financial Literacy. I am talking about finances not because I’m in the industry, but because I’m a mother whose kids regard the world of. They replicate me. I want them to be strong, resilient & intelligent hence, it is key that I influence them the right way. If you don’t start, you’ll never reach your destination. Keep trying until you get it. Equip yourself with the right knowledge from the right sources. You’ll see a hairdresser to get your hair done, not an engineer. Although both can do the job, who does it better?

The Biggest Advantage You’ll Ever Have in Building Wealth There’s one thing no amount of money can buy: time. And if you’re just starting out in your career, time is your greatest financial advantage—if you use it wisely. But here’s the challenge: many young professionals wait, thinking, “I’ll start saving and investing once I make more money or pay off this debt.” Sound familiar? It’s a common mindset, but waiting often leads to missed opportunities. Here’s why starting now matters: 1️⃣ The Power of Compounding: Imagine investing just $50 a week starting at age 25. By the time you’re 65, that small habit could grow to over $570,000 (assuming a 7% annual return). Wait 10 years, and you’d have to save twice as much to catch up. 2️⃣ Building Confidence: Taking action early doesn’t just grow your wealth—it builds your financial muscle. Every dollar saved, every investment made, is a step toward mastering your money. 3️⃣ Freedom to Take Risks: The earlier you start, the more time you have to recover from mistakes, explore opportunities, and let your money work for you. It’s not about having a perfect plan or starting with a large sum—it’s about starting something today. Take that first step: automate a small amount into savings, set up your first investment account, or simply track your spending. Here’s what I tell my clients: Every day you wait is a day lost to compounding growth. The earlier you start, the less you have to work later. Are you ready to take control of your financial future? Let’s connect and build a plan that works for you today—and sets you up for tomorrow. My name is Julian, and I’m here to help you turn your early efforts into lifelong financial success. Together, we’ll secure your tomorrow. #FinancialPlanning #BuildingWealth #YoungProfessionals #StartNow

How Reading Can Transform Your Life 📚 In today’s fast-paced world, staying ahead requires more than just hard work. The most successful people never stop learning. In fact, reading regularly is one of the most powerful habits you can adopt for personal and financial growth. It’s not just about gathering knowledge, but about applying that knowledge to improve your life, career, and financial situation. 1. Expanding Your Knowledge and Perspectives When you read, you expose yourself to new ideas, strategies, and ways of thinking. Every book you read can offer fresh insights that challenge your current mindset and help you solve problems in innovative ways. Whether it's a business book, a personal development guide, or a biography of a successful entrepreneur, each page you turn is an investment in your personal growth. 2. Making Smarter Financial Decisions Books on financial literacy provide a solid foundation for making informed decisions. When you understand concepts like assets vs. liabilities, saving, investing, and wealth-building, you are in a better position to secure your financial future. For example, books like Rich Dad Poor Dad by Robert Kiyosaki offer practical lessons on creating multiple income streams and building long-term wealth through smart investments. 3. Developing a Growth Mindset Reading teaches you that failure is not the end, but rather a stepping stone toward success. Adopting a growth mindset, a concept famously explored in Mindset by Carol Dweck, can have profound effects on your career and finances. When you believe that your skills and intelligence can be developed, you take on challenges that push you to the next level. This mindset shift can lead to breakthroughs in both your personal and professional life. 4. Enhancing Your Problem-Solving Skills The more you read, the better you become at critical thinking and problem-solving. Books give you frameworks to analyze situations and create effective solutions. This is especially useful in business and entrepreneurship, where the ability to think outside the box can make or break your success. 5. Financial Freedom Through Knowledge Application Knowledge alone isn’t power; applied knowledge is. By reading and learning about finances, you can create actionable steps toward financial independence. Books like The Millionaire Next Door teach that wealth isn’t necessarily about how much you make but how wisely you manage what you earn. Implementing strategies from financial books can help you save more, invest smarter, and ultimately build long-lasting wealth. Reading is an Investment in Your Future Ready to start? 👉 Visit our website and YouTube channel for book recommendations, summaries, and actionable insights that can help you take control of your financial future. Follow us on X to stay updated and share your reading journey with a like-minded community. #ReadingForSuccess #ContinuousLearning #FinancialFreedom #PersonalDevelopment #GrowthMindset

𝗠𝘆 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝘄𝗮𝘀 𝗳𝗶𝗹𝗹𝗲𝗱 𝘄𝗶𝘁𝗵 𝗳𝗿𝘂𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻, 𝗯𝘂𝘁 𝘁𝗵𝗶𝘀 𝗶𝘀 𝘄𝗵𝗮𝘁 𝘂𝗹𝘁𝗶𝗺𝗮𝘁𝗲𝗹𝘆 𝗹𝗲𝗱 𝘁𝗼 𝗺𝘆 𝘀𝘂𝗰𝗰𝗲𝘀𝘀. For years, I was trapped in the relentless cycle of trading time for money. Like a hamster on a wheel, I had worked tirelessly, only to find my earnings barely outpacing inflation. The dream of financial freedom seemed as distant as the stars. Then, I stumbled upon the words of Warren Buffett: "𝗦𝗼𝗺𝗲𝗼𝗻𝗲 𝗶𝘀 𝘀𝗶𝘁𝘁𝗶𝗻𝗴 𝗶𝗻 𝘁𝗵𝗲 𝘀𝗵𝗮𝗱𝗲 𝘁𝗼𝗱𝗮𝘆 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝗽𝗹𝗮𝗻𝘁𝗲𝗱 𝗮 𝘁𝗿𝗲𝗲 𝗮 𝗹𝗼𝗻𝗴 𝘁𝗶𝗺𝗲 𝗮𝗴𝗼." A light bulb flickered on. 𝗣𝗮𝘀𝘀𝗶𝘃𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 – the idea of money working for you, not the other way around – became my obsession. I have chased the elusive dream of passive income, tried everything from real estate to digital entrepreneurship, only to face repeated setbacks. Undeterred,I ventured into the world of stock market investments, hoping to replicate Buffett’s legendary success and to strike gold. While the market's volatility initially tested my resolve, as they say, it is a beast with its own mind. But eventually I found my footing. By focusing on understanding businesses rather than chasing quick gains, I began to see consistent growth in my portfolio. It wasn't a smooth journey. There were ups and downs, and I made my fair share of mistakes. But the rewards have been substantial. The stock market has become my primary source of passive income, and I'm steadily building towards financial stability. A testament to the power of patience, discipline, and a long-term perspective. The key, I realized, was to focus on a few promising streams and nurture them diligently. Today, as I sip my morning coffee, the fruits of my labor are evident. In the digital age, With the rise of the internet, a world of opportunities opened up. You too can experiment with blogging, affiliate marketing, and online courses. It's not about money, it's about financial stability and freedom. Imagine being able to travel the world or spend more time with loved ones while your income continues to grow. Don't be afraid to take the leap and start your own online business. With dedication and the right strategies, you can achieve your financial goals. P.S If you could have any amount of money, what would it be and why? P.S.S Do you believe there's a specific amount of money that can make someone truly happy, or is it more about lifestyle and experiences? —---------------------------------------------------- Hi I'm Pratik Kaul, Your Financial Guide Are you ready to start earning passive income? Let's discuss your goals and explore the best options for you." DM “Finance” #passiveincome #LinkedinGrowth #Linkedinwriter #Financewriter #Stocktrading #contentwriter #Storytelling #Networking #Myjourney

🌟 From Earning $12K to Over $500K: How Transforming My Money Mindset Transformed My Business 🌟 As a business owner, I’ve learned that money is the lifeblood of your business. Without it, you can’t serve your clients, grow your team, or scale your impact. But if you’re not earning enough—or the amount you want—it’s not just about the strategies or systems. It comes down to your mindset and relationship with money. For years, I worked in corporate, earning high five and six figures, but somehow, I always struggled to hold onto the money I made. It wasn’t until I moved to Bali and lived on $7 a day that I truly understood the power of my money mindset. It was there that I realized my foundation with money wasn’t strong enough to support growth. My relationship with money was rooted in fear and scarcity, and it was holding me back. So, I got to work—applying what I now teach in the Make More Money 30 Day Challenge—and everything shifted. 📈 The Results? In my first year of business, I earned $12K. In my second year, that number jumped to $180K. Today, I’m proud to run a business earning $500K and beyond—and it all started with shifting my mindset. Here’s what changed: ✨ I went from stressing over bills to celebrating the ability to pay them, knowing I was supporting others in the process. ✨ Instead of delaying sending invoices, I sent them with confidence—and clients started paying faster, even upfront, with bonuses. ✨ I stopped feeling like money was fleeting and started feeling empowered by it, knowing that my relationship with money directly influenced my business's success. The reality is, your business can only grow as much as your mindset allows. If you’re feeling stuck or not making the income you want, it’s time to shift how you think about money. That’s why I created the Make More Money 30 Day Challenge. In just 30 days, you’ll completely transform your relationship with money. It takes 21 days to create new neural pathways—new habits and beliefs that will set the foundation for lasting financial success. Are you ready to shift your mindset and unlock your financial potential? Join me in the Make More Money 30 Day Challenge and see how quickly everything can change. Click here to learn more and claim your spot! 👉 https://lnkd.in/etA8FGP4 #MindsetMatters #MoneyMindset #BusinessGrowth #FinancialFreedom #MakeMoreMoney #WealthJourney #EntrepreneurLife

𝗧𝗵𝗲 𝗧𝘄𝗼 𝗪𝗵𝗲𝗲𝗹𝘀 𝗼𝗳 𝗪𝗲𝗮𝗹𝘁𝗵 𝗖𝗿𝗲𝗮𝘁𝗶𝗼𝗻 Building wealth is like riding a bicycle—you need 𝗯𝗼𝘁𝗵 𝘄𝗵𝗲𝗲𝗹𝘀 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿 to move forward. I didn’t fully understand this until I was 38. • 𝗔𝗰𝘁𝗶𝘃𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 is your 𝗳𝗿𝗼𝗻𝘁 𝘄𝗵𝗲𝗲𝗹. It steers your journey, giving you direction and control. Think of it as the effort you put in every day—your job, hustle, or business. This wheel gets you started and keeps you moving, but let’s be honest, relying only on this can be exhausting. I remember working endless hours just to keep the bike moving, but it wasn’t sustainable for the long haul. That’s when I realized: 𝘆𝗼𝘂 𝗺𝘂𝘀𝘁 𝗴𝗿𝗼𝘄 𝘆𝗼𝘂𝗿 𝗮𝗰𝘁𝗶𝘃𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 𝘆𝗲𝗮𝗿 𝗼𝗻 𝘆𝗲𝗮𝗿—whether by upskilling, exploring new opportunities, or diversifying your efforts. • 𝗣𝗮𝘀𝘀𝗶𝘃𝗲 𝗜𝗻𝗰𝗼𝗺𝗲 is your 𝗿𝗲𝗮𝗿 𝘄𝗵𝗲𝗲𝗹. It provides the power to keep you going. This wheel represents your smart investments—dividends, rental income, or royalties. Once this wheel starts rolling, it feels like magic—it works even when you’re not pedaling! I learned this the hard way: 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝗮 “𝗯𝗮𝗰𝗸𝘂𝗽 𝗲𝗻𝗴𝗶𝗻𝗲” 𝘁𝗼 𝗲𝗮𝘀𝗲 𝘁𝗵𝗲 𝗹𝗼𝗮𝗱. The key? 𝗗𝗼𝗻’𝘁 𝘁𝗼𝘂𝗰𝗵 𝘆𝗼𝘂𝗿 𝗽𝗮𝘀𝘀𝗶𝘃𝗲 𝗶𝗻𝗰𝗼𝗺𝗲—𝗹𝗲𝘁 𝗶𝘁 𝗯𝘂𝗶𝗹𝗱 𝗮𝗻𝗱 𝗴𝗿𝗼𝘄 so it can take on more of the load over time. It’s the foundation for a smoother, more stable financial journey. Here’s the truth: Both wheels are essential. The front wheel gives you purpose and movement, while the rear wheel builds momentum and stability for the long term. Together, they ensure a steady, balanced ride toward financial freedom. So, here’s a question for you: How’s your financial bike running? Are both wheels working in sync, or are you pedaling too hard with just one? What’s one step you’ll take today to strengthen your financial bike? 🚴♀️ Drop your thoughts below—I’d love to hear your story! 🚴♀️ #Investing #WealthCreation #PassiveIncome #FinancialFreedom 

The three P's: Practice, perseverance, and patience are the qualities you will need in order to become the author of your own story. 🌟 With my Digital Mastery Program, you’ll gain the tools and support to cultivate these essential traits. This journey isn’t just about financial success; it's about personal growth and empowerment. Imagine having the freedom to write your own story, spending more time with loved ones, and living a life aligned with your passions. Our community is here to guide you every step of the way, ensuring you’re never alone on this path. Ready to turn the page and start your new chapter? Comment 'INFO' or check the link in my bio to begin your transformative journey today! #MakeMoneyOnline #WorkFromHome #SideHustle #Passivelncome #DigitalNomad #OnlineBusiness #FinanciaIFreedom #middleaged #EntrepreneurLife #Hustle #Income #retireearly #BusinessTips #MoneyTalks #WealthBuilding #Success #Motivation #Grind #StartupLife #OnlineMarketing #MoneyMindset #retirement #WorkAnywhere #RemoteWork #FreelancerLife #EarnMoney #InvestlnYourself #TechSavvy 💫

🍁 5 Skills for Financial Confidence (Fall Edition!) 🍁 As the leaves turn and the crisp fall air settles in, now’s the perfect time to shed what’s holding you back and embrace the financial confidence you deserve. Just like prepping for the chilly months ahead, building financial confidence comes with learning a few key skills! Let’s break it down: 🌠 Budgeting Brilliance 🍂 Just like you plan your cozy fall wardrobe, knowing how to budget effectively is the foundation for financial confidence. Map out where your money goes—grab a hot cider and a budget spreadsheet, and get cozy with your numbers! 🌠 Income Expansion 🎃 Want to carve out more income? (Pumpkin pun intended!) Consider adding a side hustle or starting your own online business. Creating multiple streams of income is the trick to treating yourself to financial freedom. 🌠 Smart Saving 💰 Falling leaves remind us that small steps make a big impact. Make saving automatic—treat it like raking up leaves one pile at a time. Before you know it, you’ll have a healthy financial cushion! 🌠 Investing Know-How 🌽 It’s time to harvest your hard-earned income! Learn the basics of investing to make your money work for you. Even starting small can plant the seeds for long-term growth. 🌠 Mindset Mastery 🔮 The real magic of financial confidence? Believing you can achieve it! Shift your mindset, embrace mistakes as learning opportunities, and stay focused on your goals—because your future is brighter than the harvest moon. 🍁 Bonus Tip: Don’t wait until the new year to start! Financial confidence doesn’t happen overnight, but the sooner you begin building these skills, the sooner you’ll feel secure. Start now, and make 2025 your most prosperous year yet! 🍂 What’s one skill you’re working on this fall to boost your financial confidence? Share in the comments below—I’d love to hear from you! Let’s design a thriving life together. 🍁