Randy Perry Serving Prince Georgians’ Post

Are banks in the business to make profit or charity? They are for profit for sure! Consider the rewards they tempt you with for racking up points is putting the scarcity brain to work against the public. Three things have to be in place: Easy to do. Unpredictable outcome (this one appears cloudy at first glance) Repeatable quickly The reason #2 seems iffy at first is because yes the reward is predictable- yet the amount of dollars spent to get the reward is often more than a person can afford. Its the same game with add $50 to get free shipping. Imagine paying in cash for everything- you’d think twice before handing over the money, right? Remember- banks want your money, on a consistent basis, for the longest time and want to give back as little as possible. Their enticement is a trap.

It’s never too early to teach your kids about money! Start with these easy steps: Introduce savings: Give them a piggy bank or open a savings account. Teach the value of money: Let them help with small purchases or compare prices. Reward responsible behavior: Encourage them to save or donate part of their allowance. A solid foundation in money management sets them up for success. 💵 . . . . #financialliteracyforkids #teachkidssmartmoneyhabits #raisingresponsiblekids #parentingtips #familygoals #positiveparenting #kidsandmoney #moneylessonsforkids

Wondering where your money's going? You might be surprised at how much is being leaked on subscriptions, especially the ones you'd planned to cancel within the trial period. Here's your friendly reminder to check your bank statement and do a stocktake of whether you actually need each and every one of these subscriptions. Even a $39 subscription is $468 over the course of a year, and it makes sense you'd keep this money in your pocket, rather than donate it to someone else. When deciding what to keep and what to cancel, work out the cost per use to get a good gauge on whether it's worth it. Simon O'Kelly (Credit Representative Number: 439252) and Ainslie Conheady (Credit Representative Number: 537417) are credit representatives of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237). #financeforliving #mortgagebrokermelbourne #refinance #homeloanhelp #financeeducation #debtconsolidation #savemoney #homeloanhealthcheck #homeloaneducation #investmentfinance #investmentpurchase #accessequity #buyingahome #propertypurchase #howtobuyahome #howtobuyaninvestmentproperty #firsthomebuyers #firsthomebuyerhelp #buildingwealth

It’s never too early to teach your kids about money! Start with these easy steps: Introduce savings: Give them a piggy bank or open a savings account. Teach the value of money: Let them help with small purchases or compare prices. Reward responsible behavior: Encourage them to save or donate part of their allowance. A solid foundation in money management sets them up for success. 💵 . . . . #financialliteracyforkids #teachkidssmartmoneyhabits #raisingresponsiblekids #parentingtips #familygoals #positiveparenting #kidsandmoney #moneylessonsforkids

We can do five things with our money. Shake it up any way you want, and chances are it will end up in one of these 5 buckets: 1️⃣  𝐒𝐩𝐞𝐧𝐝 𝐢𝐭: We spend on needs (food, clothing, shelter, and transportation) and wants (nice-to-have items like entertainment, travel, etc.). 2️⃣  𝐒𝐚𝐯𝐞 𝐢𝐭: Saving money involves setting aside a portion of your income for future needs or emergencies. 3️⃣ 𝐈𝐧𝐯𝐞𝐬𝐭 𝐢𝐭: Investing money means putting it into assets like stocks, bonds, real estate, mutual funds, etc., to generate returns over time. 4️⃣ 𝐆𝐢𝐯𝐞 𝐢𝐭: Giving money involves donating to charities, supporting causes you care about, or helping family and friends in need. 5️⃣ 𝐏𝐚𝐲 𝐓𝐚𝐱𝐞𝐬 𝐨𝐧 𝐢𝐭: Paying taxes is a legal obligation and a way to contribute to the functioning of society. So, now that you know what you CAN do with your money, the question becomes what WILL you do with your money? And what proportion of your money goes into each of these 5 buckets? ©LiftedFinance *Video credit @muview_production at @theglobechurchreading #money #save #spend #invest #give #tax #useofmoney #personalfinance

You know those 'first month free' subscription services you sign up for, never end up using and then forget to cancel? Here's your friendly reminder to check your bank statement and do a stocktake of whether you actually need each and every one of these subscriptions. Even a $30 subscription is $360 over the course of a year, and it makes sense you'd keep this money in your business, rather than donate it to someone else's. When deciding what to keep and what to cancel, ask yourself: ▪️Are we using the service every month? ▪️Is it paying for itself in time-savings? https://bit.ly/43EbsXo 0452391592 #smallbusiness #mortgagebroking #accountants #financialplanners #perth #leederville #homeloans #carloans #personalloans #equipmentfinance #businessloans #debtconsolidation #smsfloans

When you’re lending money it’s vital to explain repayments clearly and accurately. We’ve been helping a charity do exactly this. Previously when they received an enquiry they would manually calculate (laboriously) what the repayments would be. Now we’ve built them a tool that works out the exact monthly repayments for a particular sum over a particular repayment period. The tool then generates a branded, well designed PDF laying out the details, which goes to the person who enquired. It’s clearer than ever for the borrower and more efficient for the charity. Find out more about our bespoke software systems here: https://lnkd.in/eSFbZ3xB #Repayment #RepaymentCalculator #PDF #BespokeSystem #BespokeSoftware

I need your money, it helps me a lot. Even if it is 5NGN. I usually say this to my client when I’m in conversation with them, and they are always shocked. “As big as you are?” They usually say. Then I respond, calm down let me explain what I mean. No matter how small or big the money you want to pay me, my primary interest is first the service I want to deliver to you. I'm more interested in the service I want to render to you than the money you want to pay me. You know many people have told you that they don't need your money, right? Yes, they have. My client responds. But the reverse is the case with me, even if the money is very small, and all it can afford is sachet water (this is just an analogy, I'm an expert at what I do so I get paid well) at least it helped me quench my thirst, or even if I donate the money to charity, it is still helpful to me. I'm not a person who disdains the money you want to pay for my value or services, but I'm more interested in the service I want to offer you, than in the money you want to pay me. I hope you understand. Let me know in the comments.

🙋♂️Are you above average? 👀 I think everyone thinks of themselves as above average. Here are some ways you can be above average: 🚗 Length of time you own your car. Statistics vary but on average, people keep cars for about 7 years. If you are keeping your car for longer than that, it will likely save you money on insurance and replacement costs. 📱 Length of time you keep your cell phone. In the US(Canada likely lower), on average, a person gets a new phone every 2.7 years. If you have already paid for your phone, keeping it longer saves you big money(vs upgrading as soon as possible). 💰Amount of money you give to charity. The median(half above and half below) charitable giving in Canada was $360 annually. If you give more than that, you are above average. 🔥 What are some other ways of being above average financially? #money #finances

Upon your passing, your hard-earned money can go to three places: 1. Your family 2. A charity 3. The government Your wealth should reflect your values and aspirations, not merely default to predetermined paths – and that requires planning. So, here's a thought-provoking question: If your plan could eliminate one of these destinations, which would it be? 🤔 Comment below! #LegacyPlanning #FinancialStrategy #WealthManagement