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In addition to the hurdles that multifamily property owners are facing with re-financing on traditional loans that are maturing, CRE CLO bring additional risk to owners holding this kind of debt. Leverage our data to find acquisition opportunities at below market pricing. Feel free to reach out to me to discuss how you can access these opportunities jcummings@costar.com "46% of CRE CLO loans still aren’t generating the net operating income that was baked into the loan underwriting"

Exploring Creative Financing Options for Canadian Property Investors Venturing into the Canadian real estate market? You might find that traditional financing methods don’t always fit the bill. That’s why savvy investors are turning to creative financing options that offer flexibility and opportunity. Whether you’re eyeing a rental property or your first home, understanding the array of financing choices is key. From vendor financing […]

Exploring the Pros and Cons of Seller Financing vs. Lease Purchase Options in Real Estate (561) 556-3004 - FREE CONSULTATION Pros of Seller Financing Faster Sale: Seller financing can expedite the selling process as it bypasses the need for bank approval. This means fewer hurdles and a quicker closing. Flexible Terms: Sellers and buyers can negotiate terms that suit their needs. Larger Pool of Buyers: Potentially Higher Sales Price: Sellers can often command a higher price for the added benefit of offering financing. Cons of Seller Financing Risk of Default: If the buyer defaults on the loan, the seller may face the foreclosure process, which can be time-consuming and costly. Long-term Commitment: Sellers receive payments over time rather than a lump sum, which could be a disadvantage if they need immediate cash. Complex Paperwork: Proper documentation is crucial to protect both parties, and the process can be complex and require legal assistance. Maintenance Responsibility: Depending on the agreement, sellers might still be responsible for property upkeep. What is a Lease Purchase Option? A lease purchase option combines a lease agreement with an option to purchase the property at the end of the lease term. Pros of Lease Purchase Immediate Cash Flow: Sellers receive rental income right away, providing an immediate financial benefit. Potential Buyer Pool: This method attracts tenants who may become buyers, providing a larger pool of potential buyers. Maintenance: Tenants often take better care of the property. Future Sale: Sellers can plan for a potential future sale, often at a predetermined price. Cons of Lease Purchase Uncertain Sale: There’s no guarantee that the tenant will buy the property at the end of the lease term. Potential for Eviction: If tenants default, the eviction process can be lengthy and challenging. Locked Price: The sale price is fixed at the start, which can be a disadvantage if market prices rise significantly. Tenant-Buyer Issues: Some tenants may not qualify for a mortgage later, leading to potential complications. Seller Financing vs. Lease Purchase Seller Financing: Provides faster sales and flexible terms but involves the risk of buyer default and long-term commitment. Attracts a larger pool of buyers and potentially higher sales prices. Lease Purchase: Offers immediate cash flow and attracts potential buyers but involves uncertain sales and potential eviction challenges. Ensures tenants take better care of the property but locks the sale price and may face tenant-buyer mortgage issues. Seller Financing vs. Traditional Selling Seller Financing: Quicker process and flexible terms but involves ongoing commitments and legal complexities. Attracts a broader range of buyers but carries risks of default and maintenance responsibilities. Lease Purchase: Immediate rental income and potential future buyers but involves uncertainty and potential eviction issues. Fixed sale price.

Ground-up & Refurbishment Projects – Funding   Ground-up projects and substantial repurposing projects, such as converting offices to residential use, are typically assessed similarly across different lenders. Key metrics like Loan to Gross Development Value (GDV) and Loan to Cost help determine the maximum advance a lender might provide. The ability to articulate the strengths of the developer and the project will affect what lenders will consider lending and on what terms. Refurbishment projects vary from light to heavy work. Some require planning consent, while others rely on permitted development rights or are cosmetic and need no permissions. Financing options include buy-to-let mortgages that allow refurbishment before letting, separate bridge loans for the refurbishment phase before refinancing or selling the property, and hybrid financing products that start with a bridge loan and switch to a buy-to-let mortgage upon completion of refurbishment work. The cost of borrowing is often key to the viability of these projects. The type and size of charges and fees used by different lenders vary significantly, and less obvious characteristics of the lender's proposition can affect the ultimate cost of borrowing. On projects that involve a monitoring surveyor and stage drawdowns, the lender's back-office and underwriting functions are of particular importance to ensure good communication and decision-making, thereby avoiding potentially costly delays to stage drawdowns. Whether you have a ground-up, repurposing, or refurbishment project to undertake, you really do need the best rates, but you also need a finance partner that's expert, independent, whole-of-market, and focused on you—that’s us! #FitToLend #FinanceThatFits #PropertyFinance #DevelopmentFinance #RefurbishmentLoans #HybridFinancing #CommercialFinance #RealEstateFunding #ProjectFunding

Our team is pleased to announce the closing of an 83% LTC bridge loan on the Encino Country Club Apartments. This closing was a full CBRE Capital Markets team collaboration, with Priscilla Nee and Dan Blackwell representing the buyer and seller. We were under contract on the loan within 24 hours of a signed purchase agreement and closed this loan within 60-days. The property was delivered 40% vacant and we rate locked a highly competitive 269 spread over SOFR. The loan has no prepayment penalty and presents an amazing opportunity for our client to immediately begin his improvement plans. Contact our team to assess the viability and risks associated with a multifamily bridge loan in today’s market environment.     #capitalmarkets #CBR #debtandstructuredfinance #multifamily #studenthousing #agencylending #realestate #realtor #developers #CRE #singletenant #NNN #CREfinance #mixeduse #bridgeloan #fixnflip #purchaseloan #refinance #commercialrealestate #mortgagebroker #closeddeal #capitalmarkets #1031exchange #investmentproperty #investmentrealestate #cashoutrefi #money #commercialloan #constructionloan

Our Finish & Exit Loan Helps Save Two Luxury Residential Developments with Tight Deadline What a deal to get across the line! Speed, expertise and a tailored product were crucial on one of our latest residential finish & exit projects. In short, our borrower was close to defaulting with their current lender and was therefore against the clock to find a solution to complete two state-of-the-art development projects. Thanks to our finish & exit offering, we stepped in to provide the £1m+ loan needed, meaning they could repay their existing lender and subsequently, wouldn’t lose out on a lucrative investment opportunity. This couldn’t have been achieved without the hard work from our team and collaboration between multiple parties, including Foy Mach from Acorn.finance and JMW Solicitors LLP. Well done on delivering another fantastic outcome, Ben Lavelle and Ryan Peers! Discover how we able to meet our borrower's tight deadline using our tailored finish and exit product: https://lnkd.in/e_-T4tGd

Our team recently closed another multifamily bridge loan which will help our client conduct major interior and exterior property enhancements. The 18-month fixed loan provides enough time for our borrower to improve property revenue and perm out this loan in a more favorable rate environment. The loan was structured at 77% LTV and no prepay penalty, with the borrower self-funding capital improvements and interest carry. Bridge products can still make a lot of sense for apartment deals as cap rates widen and interest rates contract. Special thanks to Sean Farag and MBI Equity Partners for your help in making this happen! #capitalmarkets #CBRE #debtandstructuredfinance #multifamily #bridgeloan #agencylending #realestate #realtor #developers #CRE #CREfinance #fixnflip #purchaseloan #refinance #commercialrealestate #mortgagebroker #closeddeal #capitalmarkets #1031exchange #investmentproperty #investmentrealestate #cashoutrefi #money #commercialloan #constructionloan

Our team recently closed another multifamily bridge loan which will help our client conduct major interior and exterior property enhancements. The 18-month fixed loan provides enough time for our borrower to improve property revenue and perm out this loan in a more favorable rate environment. The loan was structured at 77% LTV and no prepay penalty, with the borrower self-funding capital improvements and interest carry. Bridge products can still make a lot of sense for apartment deals as cap rates widen and interest rates contract. Special thanks to Sean Farag and MBI Equity Partners for your help in making this happen! #capitalmarkets #CBRE #debtandstructuredfinance #multifamily #bridgeloan #agencylending #realestate #realtor #developers #CRE #CREfinance #fixnflip #purchaseloan #refinance #commercialrealestate #mortgagebroker #closeddeal #capitalmarkets #1031exchange #investmentproperty #investmentrealestate #cashoutrefi #money #commercialloan #constructionloan

🏙️ $2 Trillion in Property Loans: Who Wants to Own a Skyscraper? 💼 As $2 trillion in property loans come due, lenders are finding themselves with more than just paperwork—they’re becoming unintentional real estate moguls! The question is, what do you do when you suddenly own half the city? Key Takeaways: 𝐔𝐧𝐞𝐱𝐩𝐞𝐜𝐭𝐞𝐝 𝐎𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩: Lenders are unexpectedly acquiring properties. 𝐌𝐚𝐫𝐤𝐞𝐭 𝐒𝐡𝐢𝐟𝐭𝐬: This could lead to significant changes in the real estate landscape. 𝐀𝐝𝐯𝐢𝐬𝐨𝐫𝐲 𝐒𝐮𝐫𝐠𝐞: Experts are advising lenders on their new roles as property owners. 𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬 𝐀𝐛𝐨𝐮𝐧𝐝: This situation presents both risks and new opportunities for investors. Ever dreamed of owning a skyscraper? Now’s your chance—sort of! 💬 Share your thoughts below! #RealEstate #PropertyLoans #MarketTrends #InvestmentOpportunities