Risk & Insurance’s Post

Many people think the claim process is a simple, straight line that takes a couple of weeks to wrap up. More often than not, it isn't. In reality, the process can be a lot more complicated and takes a lot longer. What are some of the things that can complicate a claim? Well, to name a few, you have the usual unresponsive insurer (long processing times, adjusters going on leave or holiday), frequent changing of adjusters in charge of the claim, the claim going into SIU or EUO, requests for multiple re-inspections, refusal to negotiate, the claim going into appraisal, and so on. For a homeowner to take this on can be pretty overwhelming. Add to that the possibility of receiving a low ball settlement offer and it can be pretty demoralizing and frustrating for a homeowner who has paid year and years of insurance premiums faithfully. Early this week we wrote about a client whose roof claim we took from a $1300 offer to $28,000. This did not take just a couple of weeks. This took a couple of months, however, when you put into perspective the result that we have achieved for the client, it's safe to say it was well worth it. At JF Public Adjusters, our goals are to make the claim process seamless for you and to ensure you receive the settlement that you are entitled to. -- Got property damage? Schedule your FREE consultation today. JF Public Adjusters ☎️ (917) 272-8793 ✉️ joel@jfpublicadjusters.com 🌐 jfpublicadjusters.com #publicadjuster #propertydamage #propertyinsurance #insuranceclaims #claim #claimsadvocate #JFPublicAdjusters #newyork #newjersey #winddamage #stormdamage #storm #Connecticut #yonkers #statenisland #mahwah #fire #FireClaims #fire

Is your college student preparing to live off-campus this academic year? Making sure their belongings are protected is essential. Renters insurance offers confidence by safeguarding important items such as electronics, furniture, and personal belongings against unexpected events. Don’t let theft, damage, or accidents disrupt their college experience. Connect with us today to explore renters insurance options that cater to their unique needs. We’re here to help make this transition as smooth as possible. Give us a call to discuss how we could protect what's most important to your student. #RentersInsurance #AudreyMcFarlinStateFarmAgent

The initial loss from this incident is estimated to be between three to four billion dollars, a staggering amount that highlights the potential financial impact of such unforeseen events. However, it is important to note that these are just initial estimates, and the losses may vary as claims are processed. The #Baltimore #Bridge collapse serves as a wake-up call for individuals and businesses to understand the value of insurance coverage. This #single #incident has triggered claims from multiple parties, including the #carrier, #cargo owners, #cargo #carriers, #bridge owner, #car owners, and other #individuals affected by the collapse. It demonstrates the potential losses that can occur and emphasises the need for #comprehensive #insurance coverage. #generalinsurance

The initial loss from this incident is estimated to be between three to four billion dollars, a staggering amount that highlights the potential financial impact of such unforeseen events. However, it is important to note that these are just initial estimates, and the losses may vary as claims are processed. The #Baltimore #Bridge collapse serves as a wake-up call for individuals and businesses to understand the value of insurance coverage. This #single #incident has triggered claims from multiple parties, including the #carrier, #cargo owners, #cargo #carriers, #bridge owner, #car owners, and other #individuals affected by the collapse. It demonstrates the potential losses that can occur and emphasises the need for #comprehensive #insurance coverage.

Consider purchasing insurance to protect your personal belongings in case of theft, fire, or other unexpected events. While landlords are responsible for insuring the building, you are responsible for insuring your own belongings. #CardeaLettings #Lettings #Landlords #Tenants #Property

#Collisioncoverage is a part of an #automobileinsurance policy that pays for the cost of repairing or replacing your vehicle if it’s damaged in an accident, regardless of who is at fault. This includes #collisions with another vehicle or with objects like fences, poles, or buildings. Here are some key points about collision coverage: • #OptionalCoverage: While not required by law, it is often mandatory if you are financing or leasing your vehicle. • #Deductible: You will need to pay a deductible before your insurance kicks in. The amount of the deductible can affect your premium. • Exclusions: Collision coverage does not cover damage from non-collision events like #theft, #vandalism, or #naturaldisasters. For those, you would need comprehensive coverage. Is there a specific aspect of collision coverage you’re curious about, or do you have a particular scenario in mind? Sincerely, Harpreet Singh, Most lovable ❤️ Insurance Broker in Ontario Phone - 6476217890 Email – insurancechampion@outlook.com #insurancebroker #bestinsurancebroker #BusinessInsurance #TruckInsurance #Daycareinsurance #supervisainsurance #restaurantinsurance #contractorinsurance #harpreetsingh #harpreetsocial #harpreetinsurancebroker #Ontario #gta #Toronto #Mississauga #Brampton #Caledon #Etobicoke #highpotential #frontline #itendswithus#claimconsultant #Insuranceclaim #insurancechampion

Protect Your Belongings with Renters' Insurance   While your landlord’s insurance covers the building structure, it doesn’t extend to your personal belongings inside the rental unit. For a relatively small monthly premium, you can ensure that your possessions—like furniture, electronics, clothing, and jewelry—are protected against risks such as fire, theft, vandalism, and natural disasters.   Are your children heading off to college or university this fall? Visit our site https://lnkd.in/gSSk6aJ2 to get a free quote from one of our licensed insurance brokers. Make sure their belongings are covered, so you can have peace of mind.   #tenantsinsurance #rentersinsurance #insurancebroker #contentsinsurance  

At FBO Strategies LLC, we acknowledge that we lack information about the current situation at Globe Life and cannot verify the accuracy of Fuzzy Panda’s claims. However, we can confidently state that our proprietary Carbyne Plan ™ does not include Globe Life as a recommended carrier for our clients. Our stringent parameters guide our recommendations, and Globe Life does not meet those criteria. If you’re curious about the factors we consider when selecting a reliable carrier, I encourage you to reach out to our CEO, Keith Friedman. He can provide insights into our meticulous process and help you understand what makes a good carrier choice. #lifeinsurance #annuities #insurancedoneright #fiduciary

Can you tell what type of TV this is or its value just by looking at the picture? Probably not! That's why Pinventory allows users to upload supporting documentation like receipts, warrantees, appraisals, and other important paperwork. When a photo is paired with this documentation, it becomes much easier to determine the proper amount of insurance to get and, in the event of an item lost to disaster or theft, to get the full replacement value. Insurance companies typically require proof of purchase and value to process claims effectively. #Pinventory #HomeInventory #InsuranceClaims #DisasterPreparedness #ProtectYourAssets #Pinventory #HomeSafety #DocumentYourBelongings #PeaceOfMind

Can you tell what type of TV this is or its value just by looking at the picture? Probably not! That's why Pinventory allows users to upload supporting documentation like receipts, warrantees, appraisals, and other important paperwork. When a photo is paired with this documentation, it becomes much easier to determine the proper amount of insurance to get and, in the event of an item lost to disaster or theft, to get the full replacement value. Insurance companies typically require proof of purchase and value to process claims effectively. #Pinventory #HomeInventory #InsuranceClaims #DisasterPreparedness #ProtectYourAssets #Pinventory #HomeSafety #DocumentYourBelongings #PeaceOfMind