Safe - Personal Finance App’s Post

Nice article from Bloomberg that explores Capital One’s customer-centric #banking journey; and how it’s using #technology and #data to deliver the consumer products, services, and #premium #experiences needed to compete and win at the top of the market. #financialservices #Rewards

2024: The Year We Found Our Footing This year, we laid the foundation for our big vision. It wasn’t easy, but the progress we’ve made proves what’s possible when conviction meets hard work. Highlights from the Year: ⚡ Launched our first bank customer and powered through the early launch pains. Added another bank and onboarded our first credit union. Processed over $700M in ACH, Wire, and book transfer volume—up from struggling to break $100K per month early on. Connected our banks to some of the largest fintech and web3 companies in the industry. Developed training programs to help bank customers level up and operate like fintechs. Partnered with NEACH - New England Automated Clearing House Association and NEACH Payments Group to amplify and accelerate our movement. Found new team members who joined with conviction and belief in what we’re building. Raised a pre-seed round with VCs, angels, and founders who backed our vision. It's been a great year. Here’s to the team, the partners, and everyone who believes in what we’re building. We’re just getting started. 🚀 #FinTech #CommunityBank #CreditUnion

Starling Bank announces a breakthrough year with a 55% increase in annual pre-tax profit, reaching £301.1M for the year ending March 2023! Revenues climbed 51% to £682.2M, fueled by a 53% increase in our loan book and a 4% rise in customer deposits, now totaling £11B. Our innovative software platform, Engine, is empowering banks worldwide. Despite consistent profitability, we're strategically pacing our IPO plans. 🏦 Discover how we're shaping the future of banking. Read the full story at https://lnkd.in/eQcdpb8x #StarlingBank #Fintech #Growth #BankingInnovation #EngineByStarling

CB Insights showing us where the deal flows are flowing ... mostly. #FintechFunding #FundingDownturn #FintechChallenges #InvestInFintech #FundingResilience #FintechInnovation #DownturnOpportunities #FintechGrowth #EconomicDownturn #FintechStartups

Reflecting on Recent Challenges and Looking Forward🌟 The past few weeks have presented their fair share of challenges, but each hurdle has been a valuable learning experience. I'm incredibly proud of how far we’ve come and the growth we’ve achieved with PassCash. As we move into the upcoming weeks, I’m excited about the positive impacts on the horizon. Stay tuned for some exciting updates and milestones ahead! #Resilience #Growth #Innovation #FinTech #LookingForward #PassCash

Open banking and FinTech are reshaping the financial landscape, and having visionaries like these two leading the charge is inspiring. Their insights and leadership are paving the way for innovation and growth in the sector. A great read!

The man, the myth, the legend (Gen H's CCO Peter Dockar) in conversation with exceptional company at Credit Strategy's #CreditWeek. 💥 Lenders have a responsibility to ensure consumers have the information they need to make smart financial decisions for themselves. So glad Gen H can be a part of this important conversation. #genh #creditstrategy #mortgagelending

As 2024 comes to a close, we’re filled with gratitude and excitement for what’s ahead. This year has brought its share of challenges and opportunities, and we want to take a moment to say thank you. To our amazing clients: Your trust is the foundation of everything we do and your entrepreneurial spirit and drive inspire us to keep innovating. Thank you for choosing us to handle your transactions—we promise to keep delivering exceptional service and going the extra mile for you in 2025. To our lending partners: We couldn’t do this without you. Your support in settling deals, especially the tricky ones, is what makes success possible. Together, we’ve achieved some incredible outcomes, and we’re excited to build on that next year. To our service partners: From operations teams and tech providers to our colleagues across the property industry—thank you for being part of the CapStack family. Your collaboration helps us drive innovation and stay at the forefront of commercial finance. As we look ahead to 2025, we’re ready to embrace new challenges and seize new opportunities. By strengthening our partnerships, expanding our expertise, and enhancing our service offerings, we’re confident that we’ll continue to deliver exceptional outcomes for our clients. We’re entering 2025 with optimism, energy, and a renewed commitment to excellence. Thank you for being part of our journey. Let’s make 2025 the best one yet—together! #finance #property #lending #cre #propertyfinance #fintech #commercialproperty #commercialrealestate #developmentfinance #industrialproperty #retail #mortgage #proptech #fintech #CommercialFinance #BusinessLending #PropertyInvestment #FinanceExperts #BuildingBusinessTogether

It was a tough week for the FinTech IPO index, with last week’s rally fading in the face of some year-end trades and news events. Every company, except For daily news and analysis subscribe to the https://lnkd.in/gnPcGRKf newsletter. #Banking #Finance #Fintech

We're committed to the success of Australia's #ConsumerDataRight and collaborating with other #fintech ventures who are delivering more choice, convenience and confidence to consumers through #openbanking. As Lance Goodman from Compare Club noted at our recent Sydney event: "Purely from a lending perspective, quick turnaround is a massive change, so if it's categorised properly, if we can send it directly into the lender, the lender can assess it automatically because they've got all this data ... and actually potentially what we are doing is moving much more towards a bidding system where each of the lenders can assess the data individually ... and make the offer to the client ... almost in real-time. That is the Utopia." 🤜 It's time to shift the thinking on #CDR. #CDR #mortgagebroking #mortgagebrokers #openfinance #opendata