Samalin Wealth’s Post

✨ Planning for retirement just got better! ✨ Starting in 2025, you can contribute even more to your 401(k), with enhanced limits and a special “super catch-up” for workers aged 60-63. Whether you’re just starting out or catching up, these changes can make a difference for your financial future. 👉 Take charge of your retirement savings today. Learn how to make the most of these opportunities: https://hubs.ly/Q02_pWL40 #RetirementSavings #FinancialPlanning #401kLimits #CareerGoals

About 70% of U.S. private-sector workers have the option to contribute to a retirement plan such as a 401(k), 403(b), or 457(b) plan provided by an employer. Unfortunately, many of them don't take full advantage of this tax-friendly opportunity to save for the future. Check out my latest Client Letter for some important information on how you can make the most of your retirement savings plans!

🌟 Big News for Your Retirement! 🌟 The SECURE 2.0 Act is here, bringing major updates to how you can save for retirement! 🏦💰 These changes could impact your plans—make sure you're ready to adjust your strategy and maximize your savings. 📈👵👴 Stay informed and secure your future! Discover more: https://lnkd.in/gwQXjShe #SECUREAct #RetirementPlanning #FinancialFuture #SmartInvesting #HawksFinancial #PlanForTomorrow #SavingsGoals

Start meeting and exceeding your retirement goals with these simple tips #investing #retirement https://buff.ly/3yNKYrf • To save for retirement, automate transfers into a 401(k) or IRA, aiming to save 10-20% of income in a diversified portfolio. • Maximize employer contributions to a 401(k) for tax advantages and consider rolling over 401(k) into an IRA for retirement consolidation and lower fees. • Avoid early withdrawals from retirement accounts, as it hinders compounding growth and leaves you vulnerable in the future.

Unlock Your Retirement Potential! 🌟 Did you know that about 70% of U.S. private-sector workers have access to retirement plans like 401(k)s, but many aren't taking full advantage? Recent legislation, including the SECURE Act and SECURE 2.0 Act, is making it easier to save for the future. Whether you're just starting out or catching up, understanding your options can make a big difference. Check out this insightful article to learn more about maximizing your retirement savings, new contribution limits for 2025, and the benefits of both traditional and Roth accounts. Your future self will thank you!

Exciting updates in retirement planning! With the SECURE 2.0 Act, the retirement landscape is evolving. It's revolutionizing how we prepare for our golden years. Stay ahead and adjust your retirement strategy! 📈 Discover more: https://lnkd.in/gwQXjShe #SECUREAct #RetirementPlanning #FinancialFuture #HawksFinancial

Changes are coming for retirement savings in 2025! With the SECURE 2.0 Act, new opportunities are on the horizon to boost your retirement security: 💼 Catch-Up Contributions: If you're between 60-63, you'll soon be able to contribute up to $10,000 more annually to your 401(k) or 403(b). It’s a great way to power up your savings as you near retirement! ✍️ Automatic Enrollment: New employer-sponsored retirement plans will auto-enroll employees, ensuring more people start saving early and don't miss out on potential employer matches. 🔄 Account Portability: Changing jobs? You’ll be able to roll over your retirement account seamlessly, keeping your savings on track. #RetirementSavings #SECUREAct #FinancialFuture #2025Updates https://lnkd.in/eDC3De5e

The Securing a Strong Retirement Act of 2022 (SECURE 2.0) has emerged as a significant milestone to improve small businesses’ access to retirement benefits. SECURE 2.0 builds on the initial 2019 SECURE law. The act focuses on retirement savings, such as 401(k) and 403(b) plans and individual retirement accounts (IRAs). The comprehensive rule was enacted on Dec. 29, 2022, and many of its provisions apply specifically to small businesses with 100 or fewer employees. A survey by ShareBuilder 401k revealed that only one-quarter (26%) of small businesses offer 401(k) plans. Many respondents stated that they didn’t offer plans because they thought their business was too small to qualify, they couldn’t afford to match contributions, and retirement plans were too expensive to set up and manage. Fortunately, by embracing new provisions offered through SECURE 2.0, small businesses can better support workers’ retirement plans. This article explores key aspects of SECURE 2.0 that small businesses should be aware of and suggests how they can use them to their advantage. https://buff.ly/3IRd3zL #SIMA #SIMARetirement #retirement #RVA #401k #retirementplanning #retirementplan #humanresources #HR #financialconsultant #business #businessowners #plansponsor #employers #employeebenefits #financialservices #consulting #SECUREAct

If you’re still working, your retirement plan at work (401k, 403b, 457, etc.) can be a very important tool for your financial future. I know that all of the jargon and the alphabet soup of letters and numbers can be confusing, so start with reading this brief blog I wrote about the potential benefits of investing in your workplace retirement plan. If you have more questions, I’m always here to help, and I mean that quite literally. You’ll get help, not a sales pitch. https://lnkd.in/eF8b_HyB

🌟 Exciting News in Retirement Planning! 🌟 The SECURE 2.0 Act has introduced significant changes to the retirement system, revolutionizing how we save for our golden years. 🏦💰 Stay informed and be prepared to adjust your retirement strategy accordingly! 📈👵👴 Discover more: https://lnkd.in/gwQXjShe #SECUREAct #RetirementPlanning #FinancialFuture #HawksFinancial