Ing. Serhii Khomytskyi’s Post

🚀 Big news from MasiniLaCheie.ro! Our CEO Radu Albăstroiu sat down with Ziarul Financiar and shared out thoughts about our startup journey and our big goals. Here's the scoop: In the next year, we're aiming to book 5,000 rides and make €150,000 in revenue through our platform. Plus, we're planning to launch in Greece! Right now, we're raising €100,000 on Seedblink to help us reach our goals. With over 1,000 happy customers and 100+ partners already on board, MasiniLaCheie.ro is changing the game for car rentals in Romania! Stay tuned as we make renting cars easier with real-time updates and better deposit practices. And get ready because we're heading to Greece in 2025, starting with Crete! MasiniLaCheie.ro isn't just any startup; we're shaking up the industry! 🌟🚗 #StartupLife #GameChanger #ExpansionMode #MobilityRevolution

Javna rasprava na temu nacrta Zakona o elektronskim otpremnicama završena je 30. septembra, pa se u narednom periodu očekuje usvajanje Zakona koji predstavlja sastavni deo procesa digitalizacije i čija je namena da se, kao i kod uvođenja e-faktura, postupak izdavanja otpremnica stavi pod kontrolu nadležnih organa. Zakon bi se primenjivao od 01. januara 2026. godine, od kada svi subjekti javnog i privatnog sektora po osnovu svakog prometa svojih dobara, imaju obavezu izdavanja otpremnice u elektronskom obliku preko sistema E-OTPREMNICA. Više detalja pronaći ćete u tekstu koji su za vas pripremile naše kolege. --- The public discussion on the draft Law on Electronic Delivery Notes concluded on September 30. In the upcoming period, the adoption of the Law is expected, which is an integral part of the digitalization process. Its purpose, similar to the introduction of e-invoices, is to bring the process of issuing delivery notes under the control of the relevant authorities. The Law will come into effect on January 1, 2026, at which point all entities in the public and private sectors will be required to issue delivery notes in electronic form through the E-OTPREMNICA system for every transaction of their goods. More details can be found in the text prepared by our colleagues. #TasicPartners

I completely agree with Prof. Marek Hudík's insights on Christmas spending. Excessive holiday spending often leaves people with less disposable income in January, a time when schools restart, and additional expenses pile up. This financial strain can slow down economic activity, creating a ripple effect in the early months of the year.

These past few weeks I’ve spoken to a number of Invoice Management platforms (Accounts Payable and Receivable) who are using open banking to overcome a number of challenges including; ❌ 𝗖𝗼𝗺𝗽𝗹𝗲𝘅 𝗥𝗲𝗰𝗼𝗻𝗰𝗶𝗹𝗶𝗮𝘁𝗶𝗼𝗻𝘀 caused by old, siloed data; leading to inaccurate cashflow forecasts and visibility. ❌ 𝗟𝗶𝗺𝗶𝘁𝗲𝗱, 𝗰𝘂𝗺𝗯𝗲𝗿𝘀𝗼𝗺𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 resulting in delayed invoice payments. ❌ 𝗦𝘁𝗿𝗼𝗻𝗴 𝘃𝗲𝗿𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗽𝗿𝗼𝗰𝗲𝘀𝘀𝗲𝘀 to validate the authenticity of invoice payments and detecting/ preventing fraudulent activity. Here’s how: ✅ 𝗥𝗲𝗮𝗹-𝗧𝗶𝗺𝗲 𝗗𝗮𝘁𝗮: Improve cash flow management by connecting directly to the bank accounts of clients to view real time transaction data. ✅ 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝘁𝗼 𝗔𝗰𝗰𝗼𝘂𝗻𝘁 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀: Enable instant payments and settlements directly from clients bank accounts with a seamless app to bank redirect, eliminating manual data entry. ✅ 𝗦𝘁𝗿𝗼𝗻𝗴 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗔𝘂𝘁𝗵𝗲𝗻𝘁𝗶𝗰𝗮𝘁𝗶𝗼𝗻 (𝗦𝗖𝗔): Mitigate fraud risks with SCA to verify clients during onboarding and to authorise payments. Curious to see it in action? See below our use case with Accounts Receivable platform Kolleno. Want to explore how these solutions can benefit your business? Drop me a message! #OpenBanking #InvoiceManagement #Fintech #Innovation #Payments #Data

The economy is moving forward and developing according to our politicians, and in the meantime - a small Estonian bank will cut 60 persons, there is growth, but for some reason it is negative 🙃 In the context of high capital requirements and falling interest rates, LHV Pank will cut up to 60 persons in the first quarter of 2025. According to LHV, the changes will not change the company's strategy or goals. Efficiency improvements will be implemented across the entire company. All LHV Pank services will be provided in the same volume, and important developments will be carried out as planned. The consequences of the changes will be taken into account in LHV's new financial plan, which will be published in February. "We intend to reduce the bank's costs by increasing internal efficiency. Using technology will allow us to do the same work and take the next leap forward with a numerically smaller organization than today. This is a necessary decision in order to focus on the future. “In the future, we want to grow a modern digital bank by developing systems, not by increasing the number of people,” explained LHV Pank CEO Kadri Kiisel.

January has been a very productive month at Nordic Issuer, as we've successfully navigated the challenges of completing RF-1086 submissions for our clients. This period has been intense, and espesially Espen & Hans Christian have been working their socks off to complete all the submissions! Read more about it in the article below. ➡️ Read More ➡️ https://lnkd.in/djim7him Available in English/Norwegian/Swedish #FinanceInnovation #NordicIssuer #ProfessionalExcellence"

As we eagerly await the outcome of the upcoming Czech National Bank Board monetary policy meeting on March 20th, Deputy Governor Eva Zamrazilová has provided valuable insights. Her remarks shed light on the potential trajectory of interest rates. According to Deputy Governor Zamrazilová, the persisting price pressures in the services sector and the weaker exchange rate of the Czech koruna serve as compelling reasons to exercise caution. Despite inflation recently reaching the 2% target, she advocates for a less activist and generally more conservative approach to monetary policy. #CzechNationalBank #MonetaryPolicy #EconomicOutlook #FinanceMatters #Kingstonhamilton

Check out this awesome promo I made with the other MONIIFY voices 😁 Can't wait to start sharing next week some of the content we've been working on... #FollowTheMoniify if you're interested in #tech, #artificial intelligence, #space, #finance and #web3 trends in emerging markets.

Over the past seven months, my capstone group (Taylor Bullock, Hannah Southwick, Brett R. Scorse) have worked on a project that we are really proud of. Together, we've developed Cardian: a web application that replicates envelope budgeting, featuring physical card issuance capable of declining transactions exceeding set budgets. Additionally, we've incorporated an at-a-glance dashboard facilitating financial monitoring through budget-specific graphs, categorized transactions, customizable overflow/never deny rules, and detailed budget/sub-budget breakdowns. If you want to check it out, you can go to https://lnkd.in/g-B_MaYg and take a look around. It is in a sandbox environment so feel free to poke around and try things, you won't cause any real damage. If you want to look at a more fleshed out user, you can log in as Barry Budgeter. Username: nathansbaker+barry@gmail.com Password: IL0veT0Budget! If you want a more verbose explanation of what it does, here is the video that we recorded explaining it: https://lnkd.in/gRfKeEsh

We are pleased to share that Centrální tepelný zdroj s.r.o. (CTZ), a member of our portfolio company ENETIQA a.s., has successfully transitioned from residual coal to natural gas to power its heating plant in Uherské Hradiště, Czech Republic. The plant will now operate using three state-of-the-art modern gas boilers and a new cogeneration unit, generating heat and electricity at the start of the upcoming heating season. With over half of ENETIQA's plants already benefiting from cogeneration sources and a plant in Otrokovice in the Zlín region gradually transitioning from coal to biomass to reduce emissions by 50%, the Group is making significant strides in reducing its environmental impact. Additionally, it is considering the integration of industrial heat pumps into the Uherské Hradiště plant to provide a more sustainable and cost-effective heating solution. According to a national television report, the transition to gas technology will reduce CO2 emissions by half. We are proud to support our portfolio company's commitment to #decarbonization and look forward to seeing the positive impact of this transition. Regional TV: https://lnkd.in/eRCcuyqT