SkyOne Federal Credit Union’s Post

"🏡⏳ Closing on a home in 30 days? 🎉🗝️ Here are some tips for a smooth process: 🚫 Avoid new debt like car loans or credit card purchases. 🔄 Stay in your current job to maintain stability. 💳 Steer clear of major purchases on credit. 💰 Keep up with bill payments to maintain your credit score. 📝 Promptly respond to lender requests for documents. By avoiding these pitfalls, you'll be one step closer to unlocking the door to your new home! 🔑✨ #ClosingIn30Days #HomeBuyingTips"

Still Waiting to Fix Your Credit?⚠️Think your credit doesn’t matter? Think again.⚠️A bad credit score affects everything from getting approved for a car loan to buying a home. What’s it costing you? Right now, $40/month gets you 6 months of credit repair—a life-changing offer that ends December 31st, 2024. Don’t wait for your credit to destroy your future. Take control NOW. #911CreditBuilder #CreditMatters #StopWaiting #ShockingOffer

💡 CRAZY DOWNPAYMENT STRATEGY 🏡 1️⃣ Instead of putting $50K down on a $500K house, use $25K to pay off a $700/month auto loan. 2️⃣ This frees up $700/month, boosting your loan affordability. 3️⃣ Result: Over $100K more home purchasing power! #HomeBuyingTips #FinanceTips #FirstTimeHomeBuyer

So you’ve made the decision to buy a home but you’re not sure how much of a down payment to save? Depending on the type of loan you qualify for will determine your down payment. Call me today to start the process!

Did you know that almost 3 million borrowers save at least $200 a month by refinancing? Check out how much you could save when you refinance with Members 1st Credit Union, and read our fall blog at the link below! https://loom.ly/XtQAcaw

It doesn't have to be *brand new* to give you that new car feeling. Whether you're a business owner looking to take advantage of the instant asset write off or maybe you need to upgrade to accommodate your growing family - we've got you covered. Get in touch if you need help to finance your next car purchase. Not all car loans are created equal, but we're here to help you find the right one👍 #RDLFinancialServices#Mortgagebroker#Finance

What is the minimum credit score I need to purchase a home? Your credit score matters when qualifying to purchase a home and I can help you with learning more about what type of loan is best for you with your specific credit score. Let's talk!

🏡 Buying a home is a big step--make sure to ask your lender these key questions: 💬 What loan is best for me? 💰 Do I qualify for assistance? 📊 What’s the APR? 🔒 Can I lock my rate? 📆 What’s my monthly payment? ✍️ What are closing costs? 📌 Save this or tag a friend starting their journey!

💵 Why is Auto Pay so critical? 💳 Did you know that payment history makes up 35% of your credit score? Missing just one payment can tank your score, cost you $$ in late fees, or worse, can tarnish your relationship with that bank or lender. When you open a new account, take 5 minutes and enable auto pay so you never miss a payment. This applies to credit cards, personal loans, mortgages or any credit account. If you don't already have auto pay enabled for all your accounts, do it now. 

💵 Why is Auto Pay so critical? 💳 Did you know that payment history makes up 35% of your credit score? Missing just one payment can tank your score, cost you $$ in late fees, or worse, can tarnish your relationship with that bank or lender. When you open a new account, take 5 minutes and enable auto pay so you never miss a payment. This applies to credit cards, personal loans, mortgages or any credit account. If you don't already have auto pay enabled for all your accounts, do it now.