SME Banking Club’s Post

Transcript

All right, then I announce C24 SME Banking and Tech awards open. Let's start. Alright, we will start from the banking awords 1st and the 1st category is the best online banking for SME customers this year in this region. Are we? Probably all of your main part of, you know, some methodology. It hasn't changed for years. So we analyze online banking from the banks in the CEE region. This year 37 solutions were presented and we analyze them within 85 parameters. All of the contributors and our members receive the ranking with this table and they can compare all 85 parameters that they have with the peers. So it's transparent parameters are grouped in the yeah in the groups. So here you can see that we have 12 groups for the online banking. And category and the groups are weighted due to the our aggregated statistics of the importance of each group like important on the accounts, opening of the local currency transfers, et cetera. And so this is also has not changed from previous year. And yeah, I think I'm ready to announce the first winner. The best online banking for SMEs this year. Raiffeisen Bank Czech Republic and Pekao, Poland. I would invite first, do we have Jaroslav Kravcenko here in the room to receive the award? We don't. Alright, then the then they start to add will go. Yes, we'll go by Courier or by post. Just leave it here. And Pekao Andrzej Furstenberg. Welcome. Congratulations. Very well deserved. Congratulations. Yes. Hello, everybody. I'm, I'm really honored to get this award. This is the second time in a row because last year we also had the 1st place, then it was with the ING. At this time it's with the Rifles. And so the ambition for next year is to be the best of the best. And exactly. So this is our ambition. And actually the electronic banking and the mobile banking is key in our heart, especially in my heart. And I'm really happy to get this award. Thank you. Next category is the best digital SME customer onboarding and we counted here the minimum number of documents and fields to be fulfilled by the SME customer, both private entrepreneur and company to get onboarded. And the winner of this year is ING Bank Poland. Congratulations. And I invite Malgorzata Kowalska at the stage. You're the boss of you and Barbara. Yes, welcome. Congratulations. And consolations, dilations. Thank you Very much for this award. It's a great opportunity to say that for me, it's. For our bank, it's great award and thanks our colleagues from different teams who work on this area awards. Yes, without teamwork, none of that would be possible. So we would like to thank all engagement people who developed this process and. Last but not least, this is not our final word, because there are. Some another challenges ahead of us in this area. So keep your fingers crossed. OK, Thank you. Congratulations. Very well deserved. Congratulations. The next category is the best mobile banking for SME customers in the CEE region. So we analyzed this year 27 mobile applications and 80 parameters were assessed. The same table is delivered to all the contributors, so they can compare all the data, all the parameters that they have implemented with the peers. So they also grouped in 12 groups and waited. Yeah, based on our aggregation statistic, this is this criteria also hasn't changed since last year and they've the winners. Raiffeisen Bank Czech Republic and Santander Bank Poland. Congratulations, the same number of scores. Alright, so I invite Santander Bank Poland, Bernadetta Sereda to receive the aword. Congratulations. Thank you. Hello everyone, I'm so glad to be here and to receive this award on behalf of Santander Bank Poland. And every day we take care of our clients of our mobile app and we develop and improve our mobile mobile services so our customer can use our mobile app to. To use our bank services, well known financial services or. Value added services such as medical care, releasing advance or for example, factoring. So this award is confirmation that our strategy and digital total digitalization is the right direction. So thank you very much. Thank you, congratulations. The next category is the best digital SME lending in the region this year. We analyzed 80 banks and non banking lending organizations in the region and 20 parameters were taken into account when calculated the ranking. So as well there is it is transparent and all the contributors and members receive the comparison table and trunking results. And so we chose here them main criterias which were weighted as 20% each. So which these are the ones which we consider. The most important for the digital simulating process which is an application for a loan online mobile for private entrepreneur from a company and also automatic decision making and quick automatical disbursements and online signing of the agreement. So the main stages of the SME lending process and for criteria that we praise less, we consider them as additional parameters. So this is possibility to upload documents on the covenants if such. Exists in the in the loan agreement. Also possibility to sign digitally annexes if if needed and availability of schedule and also early repayments both in online and mobile banking applications. And so the. Yeah, I can announce the winner among banks. This is Pekao, Poland. Congratulations. And let me invite Dominica Byrska to receive the award. Congratulations. Thank you very much. Thank you. And we also rank the best Fintechs in the region in this category. So the best digital SME lending among fintechs this year goes too. Omnicredit, Romania and Novalend, Poland. And let me invite Elisa Rusu. Congratulations for second year already. Congratulations. Hello everybody. I am very glad to be here tonight. It's the second time we win this prize and means a lot to me and to my team. Of course, without my team and our clients and our partners, this price will not be awarded. So it was a very hard year for us as we launched several new products in our company and also because the year began with a very hard. Process of due diligence and I can announce in this moment that our new main shareholder is Pragma Go from Poland and I hope next year will be even more challenging. Markets. Yes, the market. Congratulations. And Sergii Demchuk, Novalend. Congratulations, first time Congratulations. Yeah, For us it's first time actually for the company, this is the first like ever, ever the award because we are very young company just one year and a half. And actually I hope that's not the last one. It's just the beginning, right? Like with micro business, it's always just the beginning for companies. So I think. We will be back on this stage. And I just remember two years ago I've been here, not here in Prague, and I saw this award ceremony and I was dreaming that I want to stay on, to be on the stage. There was only idea about Novaland at that time, but actually just two years and I'm here. So congratulations. Thank you very much. The next category, new this year, we decided to also honor and award the best embedded Samir lending solution based on the same ranking called the same data that we have that we gather for digital Assemi lending ranking and the best this year is Pragma Go. Congratulations! Vjaceslav Lypko welcome on the stage to receive the award. Congratulations. I, I think that this award is very important, is testament to very hard work of our team of, of, of my colleagues and they are relentless focus on the quality of the product and of course on the needs of, of the merchants. And thank you very much for it. We appreciate it. And I would like also to extend my gratitude to our partners and of course our SME clients. Thank you. Thank you. And so the next category for the banks is the best digital SME ecosystem, which goes to mbank in Poland, also will be delivered by Courier. Alright. So this is it for the SME Banking Awards