Shane Mouwen’s Post

Thinking of making an 𝐞𝐱𝐭𝐫𝐚 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 on your mortgage? 💸 Smart move! It helps 𝐩𝐚𝐲 𝐨𝐟𝐟 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐟𝐚𝐬𝐭𝐞𝐫 and saves on interest. 👇🏼 If your mortgage allows prepayments (usually up to 10-20%), you can put that amount towards your balance without penalty. 🎉 For example, if your original mortgage was $100,000 and your prepayment privilege is 20%, you can pay $20,000 extra without penalty. If you want to pay more, you'll face a small penalty for the extra amount. 𝐅𝐞𝐞𝐥𝐢𝐧𝐠 𝐜𝐨𝐧𝐟𝐮𝐬𝐞𝐝? 🤔 No problem! I'm here to simplify mortgages and help you save money. 💰  Let's strategize and crunch numbers together! 🤝  -- 📞 604-970-9419 📩 quinn.berry@haystax.ca 🌐 beacons.ai/haystaxbroker #mortgagebroker #mortgageagent #canadamortgages #mortgageupdate #mortgage101 #mortgagenews #mortgagerate #canadamortgagebroker #canadamortgage #haystaxmortgage #haystaxmortgagevancouver #vancouvermortgage #vancouverrealestate #vancouvermortgages #vancouver

Its amazing to see so many rate drops in the last few weeks from all lenders. I always moniter my clients rates to ensure that they are on the cheapest rate possible until completion and its lovely to share the good news with them ❤️ Long may the rate drops continue!! #rates #mortgagebroker #mortgageadvice #cheapest #moneysaving #broker

Late or missed payments impact your credit score, which can impact your ability to get a mortgage. If you’ve got missed or late payments on your credit file, a mortgage broker can help you explore your options. Talk to our team today by calling 0191 428 3090 or dropping us an email to info@highbridgemortgages.com. . YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES. #mortgagetips #mortgagetipsuk #firsttimebuyer #firsttimebuyertips #mortgagelife #firstimebuyersuk #firsttimebuyeruk #remortgage #property #firstimebuyers #mortgagebrokers #remortgageuk #remortgages #mortgageexpert #firstimebuyerhelp #mortgageadvice #mortgagebroker #propertymarket #mortgagerates #mortgage #mortgages #buytolet #buytolets #buytoletmortgage #buytoletuk #buytoletinvestment #buytoletproperty #buytoletadvice #buytoletlandlord #mortgageloans

Fixed vs. Tracker Mortgage 🏡 Which one is right for you? 🤔 Choosing the right mortgage is a big decision, and understanding your options is key! Here’s a quick breakdown: 🔒 Fixed Rate Mortgage ✔️ Predictable Payments – Your interest rate stays the same for a set term. ✔️ Stability – Ideal for those who prefer consistent payments and no surprises. 📉 Tracker Rate Mortgage ✔️ Flexible Payments – Your rate moves with the Bank of England base rate, meaning it can go up or down. ✔️ Potential Savings – If rates drop, so could your payments! Both options have their pros—whether you want the peace of mind with a fixed rate or the opportunity for savings with a tracker, I can help you choose the best fit. If you have any questions regarding mortgages, please don’t hesitate to get in touch 👇 💻 mortgagesbyanna.co.uk 📧 anna@mortgagesbyanna.co.uk 📞 0116 326 2610 Your home may be repossessed if you do not keep up repayments on your mortgage. #MortgagesByAnna #FixedVsTracker #MortgageOptions #HomeBuying #MortgageAdvice #FixedRateMortgage #TrackerMortgage #HomeOwnership #MortgageHelp #ExpertAdvice #MortgageBroker #Leicester

Monday Mortgage Myth: There’s no point looking into mortgages until you’ve found the home you want to buy. The truth: This is a mistake for two reasons. Firstly, by talking with an advisor like Finest Mortgage Solutions beforehand, you’ll get a realistic picture of what you can afford, giving you your budget. Secondly, you can secure a mortgage Agreement in Principle (AIP). Although time-limited, an AIP acts as a ‘provisional’ agreement between you and a lender, allowing things to move quickly if your offer on a house is accepted. Call our Mortgage Support Helpline: 📞01922 914990 📞07941 078349 📧 advice@finestmortgages.co.uk *Your home may be repossessed if you do not keep up repayments on your mortgage. #mortgage #mortgagebroker #newhome #mortgagebrokeruk #movinghome #firsttimehomebuyer #remortgage #mortgageadvice #investment #househunting #property #financeadvice #mortgagelender #loans #homeloans #dreamhome #broker #money #homebuyers #mortgagerates #financialfreedom #homeloan #entrepreneur

💒 BUY TO LET REMORTGAGE INTEREST RATES 💒 👉 Today’s Best Buys 👉 65% - 75% - 80% Loan to Value To find out how much you can borrow and what eligible deals you qualify for + for a stress-free mortgage advice, Get in Touch to discuss your options. Today! 📱01483 592 743 📧marcela@themortgagechoice.co.uk 🌍 Book a Call: https://lnkd.in/eRTtVDuf 👉 INFORMATION HAS BEEN SOURCED USING WHOLE OF MARKET SOURCING PLATFORM MORTGAGE BRAIN. 👉 THE PRODUCTS LISTED ARE IN THE LOWEST RATE ORDER AND MAY NOT BE THE CHEPAEST OVER THE FIXED PERIOD. 👉 I WILL CAREFULLY ASSESS YOUR INDIVIDUAL CIRCUMSTANCES AND ADVICE YOU ON THE MOST SUITABLE MORTGAGE DEAL THAT IS PERFECT FOR YOUR SITUATION 😊 Follow @themortgagechoice for more tips on #homebuying #remortgage & #protection *Your home may be repossessed if you do not keep up repayments on your mortgage. *You may have to pay an early repayment charge to your existing lender if you remortgage. *Think carefully before securing other debts against your home. *Not all Buy to Let mortgages are regulated by the Financial Conduct Authority. #themortgagechoice #mortgageadvice #mortgagebroker #surreybusiness #mortgage #affordability #mortgagetips #mortgageadvisor #firsttimebuyer #buytolet #Byfleet #guildford #woking #surrey #firsttimehomebuyer #firsttimehomebuyers #movinghome #mortgageexpert #selfemployed #badcredit #uk #mortgagerates #mortgagerenewal #mortgages #mortgageexpert #newhomeowner #newhomeowner

Late or missed payments impact your credit score, which can impact your ability to get a mortgage. If you’ve got missed or late payments on your credit file, a mortgage broker can help you explore your options. Talk to our team today by calling 0191 428 3090 or dropping us an email to info@highbridgemortgages.com. . . . . YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES. #mortgagetips #mortgagetipsuk #firsttimebuyer #firsttimebuyertips #mortgagelife #firstimebuyersuk #firsttimebuyeruk #remortgage #property #firstimebuyers #mortgagebrokers #remortgageuk #remortgages #mortgageexpert #firstimebuyerhelp #mortgageadvice #mortgagebroker #propertymarket #mortgagerates #mortgage #mortgages #buytolet #buytolets #buytoletmortgage #buytoletuk #buytoletinvestment #buytoletproperty #buytoletadvice #buytoletlandlord #mortgageloans

If you’re struggling to follow what’s happening with mortgages and feel bombarded by opinion in the media, don’t panic. As experienced mortgage advisors, we’re here to guide you through the turmoil in the market and make sure you’re armed with the relevant facts and figures before you make a decision on what’s right for you. Talk to one of our team today and we’ll work with you to understand your specific circumstances, preferences and approach before recommending a mortgage to suit you. Drop us a message or call 01275 370360. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. There may be a fee for mortgage advice. The precise amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. #bridgingloans #commercialmortgage #developmentfinance #mortgage #mortgagebroker #mortgagebrokerbristol #mortgagestyle #mortgages #mortgageadvice #mortgageknowledge #mortgagesupport #mortgagehelp

Monday Mortgage Myth Myth: Mortgages are only available for traditional homes. Reality: Mortgages are available for various types of property, including new builds, flats, bungalows, and even properties with unique features like listed buildings. However, certain property types, such as high-rise flats or properties in need of significant repair, may have more specific lending requirements or higher deposit needs. For more info, send us a DM for an informal chat! *Your home may be repossessed if you do not keep up with repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.* . . . . #homeownership #mysimplemortgage #firsttimebuyers #firsttimebuyerUK #mortgage #remortgage #househunting #mortgageadvice #mortgagesupport #mortgageinformation #buyingahome #gettingontheladder #propertyladder #propertyladderUK #propertyladdergoals #dreamhome #letushelpyou

Monday Mortgage Myth Myth: Mortgage brokers are expensive and unnecessary. Reality: Many mortgage brokers offer their services for free, especially if they earn commissions from lenders. Even if there are fees involved, brokers can often save you time and money by finding deals that you might not have access to directly. They can also help with complex applications or provide advice on specific mortgage products, which may be especially helpful for first-time buyers or self-employed individuals. For more info, send us a DM for an informal chat! *Your home may be repossessed if you do not keep up with repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.* . . . . #homeownership #mysimplemortgage #firsttimebuyers #firsttimebuyerUK #mortgage #remortgage #househunting #mortgageadvice #mortgagesupport #mortgageinformation #buyingahome #gettingontheladder #propertyladder #propertyladderUK #propertyladdergoals #dreamhome #letushelpyou