In real estate, preparation makes all the difference. Providing sellers with a clear net sheet—including payoffs for mortgages, solar, termite repairs, or home warranties—empowers agents to present accurate options during listing presentations. Offering multiple sales price scenarios ensures sellers see the bottom line, building trust and confidence. Agents who come prepared not only enhance their presentations but often secure the escrow quickly. How do you prepare for listing presentations? Share your tips below! 👇 #RealEstateSuccess #NetSheetPreparation #ListingPresentations #SellerConfidence #EscrowTips
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Closing on a home? Here’s what you need to know about your Closing Disclosure. #mortgagetips
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Closing on a home? Here’s what you need to know about your Closing Disclosure. #mortgagetips
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Closing on a home? Here’s what you need to know about your Closing Disclosure. #mortgagetips
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Equity is the current value of your home minus what you owe on the loan. With home prices continuing to rise, the average homeowner’s equity increased by $28,000. Check out the map to see how much the typical homeowner gained in our state. If you’re curious about your own home equity, let’s connect and chat. #homepriceappreciation #realestateadvice #homeownership #SantaCruzHomes #CaliforniaCoast
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Even though affordability is improving, it’s still tight. So, it’s important to take some time early on to talk to a lender about pre-approval. As part of that conversation, you’ll go over your loan options, what you can borrow, and your monthly payment, so you can gauge what really works for your budget. #realestatetips #homebuying No matter what situation you are in, I will help you find a solution to meet your home buying or selling goals! ?
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Is Your Rental Unit Cash Flow Positive? Potential landlords, this is a important question: Can you cover your mortgage, utilities, and taxes, and still earn a profit? The answer isn’t always yes. In our latest article, we walk you through methods to determine if renting makes financial sense for you. Plus, we share strategies to maximize your rental income. Read more on our blog and get the insights you need to make informed decisions! https://lnkd.in/gsFxdq3B
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Simplifying the Mortgage Process - Your Trusted Partner in Home Financing - Latina NMLS 2227712
🏡 Did You Know? 🏡 When buying a home, your down payment isn't the only cost to consider. There are also closing costs! 💸 These are fees associated with your home purchase, including things like loan origination, appraisal, and title services. 🏠✨ Understanding all the costs upfront can help you budget better and avoid surprises on closing day. If you have questions about closing costs or the home-buying process, I'm here to help! Reach out anytime. 📞💬 #HomeBuyingTips #ClosingCosts #RealEstate #MortgageAdvice #LendingWithElsie #FirstTimeHomeBuyer #FinancialPlanning
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Pop quiz! Which of these should you avoid while you’re in the closing process? The answer is…. D! Doing any of these can jeopardize your home financing, making you lose the home of your dreams. Even if you’re pre-approved for a home, these are big red flags for lenders, and they could revoke their approval. You obviously want to avoid this situation at all costs, so keep these tips in mind as you’re preparing to buy a home: - Keep your credit score high by paying bills on time, paying in full, and keeping away from things that pull your credit score. - Ensure your debt-to-income ratio remains as low as possible–preferably under 30%. - Keep your income stable as you go through the pre-approval financing process. Share this post with a friend buying a home! #houston #houstonrealtor #houstonrealestate #cbarealtors
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Real Estate Return Math 🏠💰 Crunching the numbers on real estate return math! 📊 Let's say you purchased your home for $300,000 and sold it five years later for $400,000. After deducting your initial investment and any expenses like closing costs and renovations, let's estimate your net profit to be $50,000. To calculate your return on investment (ROI), you would divide your net profit ($50,000) by your initial investment ($300,000), which gives you an ROI of 16.67%. While this is a simplified example and doesn't account for factors like mortgage interest and property taxes, it demonstrates the potential for homeownership to build wealth over time! 💼🏡 #RealEstateROI #HomeownershipWealth
