Stanislav Kubacek’s Post

Proud that Czechia, Ministry of Industry and Trade of the Czech Republic joined the initiative of the Sweden in EU delegation and nine other member states proposing a long-term approach to state-aid instead of the current short-term relaxation measures. #EU #stateaid #competitiveness #competition

Expectations, expectations, expectations 🌱 And then desilusion because we still depend on somebody, or something. Why don't we rely just on ourself ? We can learn to rely on ourself and don't expect it from others or other things. It is a skill, so needed. Inspiration 🌱 Psychology 💚 Mindset #englishwithmoni

We read only in the books, that the big dream 🚀 and strong believe could ignite so BIG business and create so many opportunities for people working in the company, for partners and #petowners 🐕 🐶 🐈 around the Globe 🌍 . It is hard to believe, but this is the fact. For sure after that follows HUGE work to be done, but when the dream is big enough, the facts don't count ;) Proud to be part of KIKA GROUP 💪 #business #petindustry #drydogfood

New insights on online consumer behaviour in Croatia! Check out our latest research, providing insights into the purchasing habits of Croatian consumers. #MarketScope #ConsumerBehaviorResearch #Croatia

🎥 New Collaboration Alert! 🌟 We are thrilled to share a special video featuring our new partner Zuzana Psenakova - a distinguished Sport & Performance Psychologist. This collaboration marks the beginning of our journey to enrich the sports community across Slovakia with invaluable knowledge in mental training. In this insightful video (presented in Slovak), Zuzana offers practical tips on how coaches can significantly enhance their players' concentration. Learn actionable steps to foster a focused and resilient mindset among athletes. This is just the one of many videos we've prepared with Zuzana Psenakova. Stay tuned for more expert advice that will elevate your coaching techniques and your athletes' performances. 👉 Follow us to ensure you don't miss out on any updates and expert tips!

MULTI-PURPOSE 🛠️ = HIGHER EFFICIENCY ⬆️ = QUALITY MAINTENANCE 🚧 = BETTER ROADS 💪 Thanks to municipal technology with replaceable attachments, we are able to carry out planned maintenance continuously. The NOREMAT VSV utility tool carrier is fitted with a head with cutting discs in the video above. The tree trimming was carried out in order to ensure the passable height above the road, and to minimize the number of branches, which can cause complications during snowfalls in winter, when broken pieces threaten the traffic.

The Czech National Bank (CNB) recently reduced its 2-week repo rate (2T depo rate) to 4.25%, marking the seventh cut since December. This is the lowest level in over two years, but despite the decline, monetary policy remains tight. 𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝟮𝗧 𝗥𝗲𝗽𝗼 𝗥𝗮𝘁𝗲? The 2-week repo rate is the interest rate at which the CNB lends money to commercial banks for a two-week period. It’s the CNB’s primary tool for influencing short-term interest rates and controlling inflation in the economy. This decrease indicates that interest rates for mortgages will keep falling toward 4%. I have met a lot of people already in the past year who are looking forward to buy a place in a near future. There is no doubt this news creates excitement for potential homebuyers. However, there are crucial points to keep in mind: 1. 𝗗𝗲𝗹𝗮𝘆𝗲𝗱 𝗜𝗺𝗽𝗮𝗰𝘁 𝗼𝗻 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀: While CNB cuts make borrowing cheaper for banks, there’s often a delay before mortgage rates drop. 𝗜𝗻 𝗝𝘂𝗹𝘆, 𝘁𝗵𝗲 𝗮𝘃𝗲𝗿𝗮𝗴𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲 𝗼𝗻 𝗵𝗼𝘂𝘀𝗶𝗻𝗴 𝗹𝗼𝗮𝗻𝘀 𝘄𝗮𝘀 𝘀𝘁𝗶𝗹𝗹 𝟰.𝟴𝟴%. Depending on the bank, it could take weeks or months for these lower repo rates to fully affect mortgage rates. 2. 𝗨𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗖𝗼𝘀𝘁𝘀: While a 4% mortgage sounds attractive, it’s essential to grasp the total financial commitment. Borrowing 1,000,000 CZK at 4% interest over 25 years results in a repayment of approximately 1,500,000 CZK, meaning 𝘆𝗼𝘂’𝗹𝗹 𝗿𝗲𝗽𝗮𝘆 𝟱𝟬% 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝘁𝗵𝗲 𝗼𝗿𝗶𝗴𝗶𝗻𝗮𝗹 𝗹𝗼𝗮𝗻 𝗱𝘂𝗲 𝘁𝗼 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗰𝗼𝘀𝘁𝘀. So while the prospect of a lower mortgage rate is appealing, it’s important to weigh both the short-term benefits of lower interest rates and the long-term financial impact. As a financial advisor, I can help you navigate mortgage options, understand long-term costs, and make informed decisions tailored to your needs, whether you're a first-time buyer or refinancing. Let's connect and discuss!

School

This video is an example of 1 thing: when such a worker is being tried to be utilized in a nonfit environment it'll create disruption. A manager/director should choose to move around these pieces, but should definitely intervene, can't have it going on.

How do you get shortlisted in a business competition? ❇️ First of all, submit a high-quality proposal 👩💻 Offer your unique solution and its benefits ❇️ Make sure you meet all the terms of participation and requirements from the Request for Proposal 👩💻 Have your bid reviewed by someone else to eliminate deficiencies Every business competition is an opportunity for growth and development. Even if you don't win, you will gain valuable experience that you will surely use in the next business competition. #shortlist #proposal #growth