Sunil Gurjar, CFTe’s Post

The RBI's latest monetary policy decisions have sparked important changes in the banking and economic landscape. Here’s a quick breakdown of essential terms to help you understand their relevance in light of these developments: 1️⃣ Cash Reserve Ratio (CRR) 2️⃣ Repo Rate 3️⃣ Neutral Stance 4️⃣ GDP Growth Projection 5️⃣ UPI Credit for Small Finance Banks These terms not only reflect the technical aspects of monetary policy but also underline the RBI's strategic moves to balance liquidity, growth, and inflation. By understanding these concepts, we can better grasp the broader implications of the policy changes on our economy. 💡 Found this helpful? Share this post to help others simplify complex topics!" 📊 Need personalized stock analysis or economic insights for your portfolio? Let’s connect! #RBI #Monetarypolicy #Indianeconomy #Developments

According to the RBI report on currency & finance 2021-22, one% increase in banking liquidity surplus above 1.5% of NDTL can push up inflation by 60 BPS on an average in a year.

Key highlights from the October 2024 Monetary Policy: RBI holds the repo rate at 6.5% and adopts a neutral stance. Inflation and GDP growth forecasts remain steady, indicating a balanced and flexible approach to managing economic stability.   #miraeasset #miraeassetmutualfund #IndianEconomy #MonetaryPolicy #RBI

🚨BREAKING: RBI maintains repo rate at 6.5% in its December 2024 policy meeting - the 11th consecutive hold. Here's what business leaders need to know... Policy Decisions: • Repo rate steady at 6.5% • CRR reduced to 4% from 4.5% • ₹1.16 lakh crore liquidity injection • GDP growth forecast adjusted to 6.6% Current Economic Indicators: • Inflation at 6.21% (October 2024) • GDP growth at 5.4% (Q2 FY25) • Target inflation range: 2-6% Business Impact: • Stable borrowing costs continue • Enhanced banking liquidity • Better lending capacity for banks • EMIs likely to remain unchanged RBI's message is clear: inflation control remains priority while supporting growth. What's your take on this in our current economic climate? —————————————————————— 👉 P.S. If you enjoyed this, you'll love my 3-min newsletter [🔗 in comment]

RBI's Strategic Balancing Act: Growth vs Inflation In its latest MPC meeting on 6th Dec 2024, RBI maintained the repo rate at 6.5% & cut CRR by 50 basis points to 4%. The CRR reduction is expected to inject liquidity into the banking system , stimulating economic activity. However, the unchanged repo rate underscores the need to control inflationary pressures amidst global uncertainties. The Inflation Forecast changed to 4.8% and GDP Growth is revised to 6.6% for FY25 , this careful approach aims to support economic growth while managing inflation. #RBI #MPC #Economicgrowth #Inflation #FinancialStability

Note Paraphrased: In the forthcoming MPC session, the RBI is projected to maintain the current key lending rates, marking the eighth successive instance, as the economy grapples with food inflation and erratic climatic conditions. Read more: https://lnkd.in/dNsVtERD #rbi #ɪɴdɪaɴpoʟɪtɪcs #reservebankofindia #indianbankingsystem #depositrequired

RBI’s monetary policy update today brought a balanced approach: Repo rate remains steady at 6.5%, marking the 11th consecutive hold. Cash Reserve Ratio (CRR) reduced by 50 bps to 4%, injecting ₹1.16 lakh crore into the system. GDP growth forecast for FY25 revised to 6.6% from 7.2%. Inflation projection adjusted to 4.8%. A crucial move to balance liquidity, growth, and inflation control in dynamic economic conditions. #RBI #MonetaryPolicy #EconomicGrowth #InflationControl #LiquidityManagement #IndiaEconomy #FinancialMarkets

RBI Monetary Policy Highlights: Repo Rate: Unchanged at 6.5% for the 10th meeting, signaling stability for borrowers. GDP Forecast: FY25 growth downgraded to 6.6% (from 7.2%) amid global and domestic challenges. Inflation Update: FY25 inflation revised to 4.8%, with a gradual easing expected by FY26. Digital Initiatives: MuleHunter. AI launched to counter digital scams. UPI credit access expanded through small finance banks. Impact: Consumers: Relief as inflation eases, though borrowing costs stay high. Businesses: Cautious growth outlook, yet infrastructure projects bring opportunities. Economy: Progress driven by innovative, inclusive financial policies. #RBIPolicy #Inflation #EconomicGrowth #DigitalBanking #IndiaEconomy Read more at : https://lnkd.in/dqbYCEKY

RBI kept its key interest rate unchanged on Friday, but lowered the economic growth forecast to 6.6 per cent for FY25 from the earlier projection of 7.2 per cent. It cut the Cash Reserve Ratio (CRR) that banks are required to hold, effectively easing monetary conditions as economic growth slows. https://lnkd.in/gRNB6r5g

#Take2WithBS | RBI faces a delicate balancing act In responding to softer goods and services inflation, it will be important for monetary policy not to inadvertently accentuate asset price inflation, financial exuberance and the associated financial stability risks that come with it, writes Sajjid Z Chinoy https://mybs.in/2dZcrfY