Technology Credit Union (Tech CU)’s Post

PROPERTY TREND | We're noticing a growing trend among clients who want to downsize to become mortgage-free. This shift allows them more freedom to allocate funds towards other expenses such as school fees and holidays. This is a significant change from the past decade when financiers often encouraged families to increase their debt to build wealth.   Book a free 15-minute discovery call to discuss your property goals and how we can help you achieve them. #infoliopropertyadvisors #infolioproperty #buyersagentmelbourne #buyersadvocatemelbourne #melbourneproperty #propertymelbourne #buyersagent #buyersadvocate #vendorsadvocate #realestate

PROPERTY TREND | We're noticing a growing trend among clients who want to downsize to become mortgage-free. This shift allows them more freedom to allocate funds towards other expenses such as school fees and holidays. This is a significant change from the past decade when financiers often encouraged families to increase their debt to build wealth.   Book a free 15-minute discovery call to discuss your property goals and how we can help you achieve them. #infoliopropertyadvisors #infolioproperty #buyersagentmelbourne #buyersadvocatemelbourne #melbourneproperty #propertymelbourne #buyersagent #buyersadvocate #vendorsadvocate #realestate

Who is this Rorschach guy and why does he paint so many pictures of my parents fighting? Housing affordability: I have an idea...Lets try a 1 yr cancellation of the following fees/tax: At the State Level: State Deed Tax, Mortgage Registration Tax, Conservation Fee, Recording Fees, Building Permits, and Real Estate Tax . Use the MN "surplus" to pay for it. (thousands on an average transaction) At the Federal Level: Cut ALL loan level price adjustments in half for Fannie and Freddie. (thousands on an average transaction) The list is TOO long where we could divert this money from. Pipe dream? yah...but think about it when you hear ANYONE who sets policy to complain about affordability.

🌴Master California's #highcostofliving with #smartbudgeting, housing tips, and debt-avoidance strategies! 💸Live the Golden State dream without breaking the bank. #CaliforniaLiving #BudgetSmart #DebtFreeLiving #SaveMoneyLiveBetter #ovlg #oakviewlawgroup

📢 Washington's Racist Home Loans Program: Controversial or Critical? Washington State’s Covenant Homeownership Program is facing backlash for its race-based eligibility. Here are some key takeaways: ➡️ Designed to address racial disparities in homeownership ➡️ Critics argue it perpetuates division instead of equity ➡️ Limited impact: Only 19 homes closed so far! ➡️ Who really benefits? 📊 Dive deeper into the debate around housing inequality and financial justice. 🔗 Click the link below for the full story! https://lnkd.in/e3ZV9khT #RacistHomeLoans #WashingtonHousingCrisis #DiversityAndInclusion #RealEstate #HousingDiscrimination

💰 Looking to buy a home but struggling with the down payment? Don't worry, there are resources available to help you achieve your dream of homeownership! Down payment assistance programs offer grants, loans, and financial incentives to make buying a home more accessible and affordable. Take advantage of these opportunities and start building financial stability for your future. Don't let the upfront costs hold you back - explore your options today! 🏡 #DownPaymentAssistance #Homeownership #FinancialSupport

Looks like the Home Loan bank executives are putting the ball back in Congress's court when it comes to increasing affordable housing contributions above the current 10% threshold. 🏡💸 • As if the housing crisis isn't pressing enough already, now it seems legislative action is the magic key to opening the door to more affordable housing solutions. • Does this mean we have to wait on lawmakers to secure more support for those in need of affordable housing options? 🤔 • With the spotlight on this issue, will Congress pass the necessary laws to pave the way for a more equitable housing market? • You'd think there would be more urgency to address the affordable housing crisis, but alas, it seems like the onus is on lawmakers to make the change. • Let's hope this serves as a wake-up call for legislative action to prioritize affordable housing initiatives for the greater good. 🌟

As a #CitizensColleague, I am #MadeReady to help make 2024 your year. Whether you are looking to pay down credit card debt, treat yourself to a luxury vacation or make improvements to your home, Citizens has resources to keep you on track towards your financial goals. Visit the link below to read an article about 5 smart ways you can use a #HELOC to go beyond: http://spr.ly/6041pnCFd Equal Housing Lender #NewYear #Goals #PersonalFinance

James Stewart and Meurig Chapman and I have been talking about focus for Money Sweetspot, especially in the current (somewhat black) economic environment. We know that we will continue to focus on doing one thing well- our financial resets. But, there isn't a day goes by when I don't have a conversation about housing, especially when we see that debt can be a barrier to their success. Our question is this. How can our focus and mission also help to awhi the success, reach, and impact of other people doing amazing things in the housing space? https://lnkd.in/gJSgcimd

As a #CitizensColleague, I am #MadeReady to help make 2024 your year. Whether you are looking to pay down credit card debt, treat yourself to a luxury vacation or make improvements to your home, Citizens has resources to keep you on track towards your financial goals. Visit the link below to read an article about 5 smart ways you can use a #HELOC to go beyond: http://spr.ly/6041pkeyF Equal Housing Lender #NewYear #Goals #PersonalFinance