Justin Moy’s Post

"...About 20 per cent of retail investors use social media such as Reddit and TikTok to make investment decisions by watching their favourite content creators,..." Chewy Inc.'s shares shotup briefly on Thursday after Keith Gill (aka "Roaring Kitty”) posted a dog cartoon image on social media. The Globe and Mail article below references a Blackrock study: equity mutual funds averaged 8% annual returns while individual investors in those funds only achieved 2% due to poor market timing and emotional decision-making (and perhaps some Memes). #Investors #finance

Meet Sarah, she lost € 50,000 in the stock market in 2008📉. And so much more after📉! 👇 What happened? In 2007 Sarah was an Account Executive in a software company called Cloudforce. ☁️ Being one of the first Account Executives in Europe, she made a lot of 💰commission selling this wonderful bit of software in the cloud☁️. She heard that it’s a great idea to invest📈 in a Low Cost SnP 500 Index fund that tracks the market. She poured in all those hard earned commissions💰. Then just when she got to her first 💰€ 100,000... The market crashed. The great recession was upon us and Sarah’s investments started going down. 💰December 2007 she had €100,000. 💸January 2008 € 88,000. 💸June 2008 € 85,000. 💸September 2008 € 74,000. 💸October 2008 € 56,000. 💸November 2008 € 50,000. And that was it! She had enough. Before she could ‘lose’ anymore she sold it all and kept € 50,000 in cash📉. But locking in this €50,000 loss was only the start of it. Tune in for tomorrow’s post to find out the real impact this decision made to her wealth building ability! This story is based on real events, real people and real behaviour. But most people lose money in the stock market. How we act in recessions plays a big role in our ability to build wealth. In the comments, what do you think? Would you have had the nerve to stay the course? Do you have the financial skills to be able to weather the storm? #personaldevelopment #financialindependence #coaching

We’re officially in the midst of the holiday season — Thanksgiving has come and gone, and Christmas and New Year's are fast approaching. So, what's the best way for founders to use their time in December? Should you be furiously reaching out to investors, trying to secure a last-minute check before the close of 2024? Probably not. If you are not already in conversations with investors, it is highly unlikely that you will be able to secure funding now. The rush to close a check in the next month seems desperate and screams, "I'm almost out of runway, and I need your check to survive." Not a great way to start off with investors. Now is a great time to review your OKRs and KPIs (hopefully you have them) and reassess if needed. Take time to reflect on what went well this year, identify areas for improvement, and determine a solid roadmap for 2025. Use December to prepare so that you can kick off your fundraising on solid ground come February. December doesn’t need to be a sprint, but it’s a perfect time for reflection and strategic planning. Make it count.

Happy Thanksgiving from the Stockxpo family! As you enjoy the feast today, remember that investing in your future is the best way to show gratitude. What are you thankful for this year? Share your goals and let’s elevate our financial journey together! 👇 #thanksgivingday #inestsmart #financialfreedom #wealthbuilding #thankful #gobblegobble

🎃 Disciplining my kids for the next few weeks will definitely involve heavy penalties for Reese's Peanut Butter Cups. But this post has nothing do with Halloween. 👻 I've been getting a lot of questions from people recently about private market investments. This reminded me of a statistic I saw a couple years ago prior to the post-Covid IPO boom. 💣 The number of publicly listed companies has declined by roughly 50% in the past 20 years. 📉 More companies are staying private longer for a few reasons: 1) Companies don't want to deal with the addtional regulatory burden of being public. 👁️ 2) With loose monetary policy there was a flood 🌊 of available capital in private markets; allowing companies to stay private for much longer without needing to go public to raise additional capital. 3) Many companies who would have been candidates to go public, are simply being acquired by either Private Equity firms or large public technology firms. The number of acquisitions the Magnificent 7 firms alone have done the last 5-10 years is staggering. With more dollars 💰 chasing fewer public companies it is not surprising that valuations in the US have risen. With the decline in number of public market opportunities, it is logical that private market investments will start to gain more attention. However, investors need to be extremely careful when analyzing 🔍 private market opportunities. Some of the private market investments I see people being pitched are downright scary. 😱 I looked at one the other day with a 15% front end fee! It also stated in the fine print the company could call additional capital from the investors if things didn't go as planned. Our blog post this month goes deeper into this topic of public vs private markets, and a link is below.👇 https://lnkd.in/ervCEAtQ #investing #markets #happyhalloween

Ever noticed how every next big stock winner ad seems to promise the moon, yet delivers...not even close? These ads are everywhere. Flashy, bold, and screaming for attention. But here's the kicker: if picking winning stocks was as easy as they claim, wouldn't we all be millionaires by now? The truth is, investing isn't about quick wins or insider secrets. It's about strategy, patience, and a lot of hard work. The real winners in the stock market are those who do their homework, understand the risks, and think long-term. So, next time you see an ad promising you the next big stock winner, ask yourself - if it's such a sure bet, why are they selling this advice instead of using it themselves? Let's start valuing substance over sensation. Invest in learning and growing your understanding of the market. That's a real strategy for success. Agree? Share your thoughts or tag someone who needs to see this. See ya👋

Snowflake’s Zero-Interest Gamble: Bonds That Don’t Pay—Until They Do So, Snowflake just pulled off a cool trick—issuing $2 billion in convertible bonds with a zero interest rate. Yeah, zero. Why would anyone buy these? Because they aren't really buying bonds; they’re buying stock options in disguise. Investors are banking on Snowflake’s stock skyrocketing, and when it does, they can convert these notes into equity. Snowflake sweetens the deal with a "capped call" to reduce dilution, and there's even an extra $150 million option in case investors can’t get enough. But let’s talk about risk. Sure, there are no interest payments to collect, but investors aren’t here for coupon clipping. They’re betting on Snowflake’s stock doing well, which has been as unpredictable as any high-flying tech name since its IPO. The capped call transaction is Snowflake’s way of saying, “We’ll cap how much your shares dilute if things take off,” meaning the upside is potentially massive, but tempered to keep the stockholder peace. It’s smart. It’s flashy. And, oh, the kicker: Snowflake will use a portion of the proceeds to buy back its own stock—up to $575 million worth. So, not only do they issue debt without paying interest, but they also help stabilize their stock price by repurchasing shares. Meanwhile, investors in these zero-interest bonds better hope the stock keeps going up, because if it doesn’t, they’re left with a no-interest bond whose only potential reward was equity conversion. Snowflake knows what it's doing. This is a high-stakes game where they hold all the cards—no interest payments, stock buybacks, and enough optimism that the stock will make everyone richer. If you’re buying this bond, you’re not buying safety—you’re buying a shot at being in on the next big tech win. Just remember: no interest, no guarantees. #snowflake #bond #finance

Is everyone obsessed with getting rich quick?💰🤔 With the 'Magnificent 7' driving a large portion of the US stock market's return in 2023, the focus has been on capital growth. In all the excitement, have we forgotten that there are other ways of making money? Nick Clay, portfolio manager of the A-rated TM Redwheel Global Equity Income fund joined James (Jock) Glover to discuss: 👉 The recent economic theory dominating market environment 👉 How a company's ability to suffer can protect its competitive advantage. 👉 How important valuations vs. short term earnings numbers are. Listen here: https://loom.ly/pEUz1bw #SquareMileResearch

Check out this ABC News article featuring insights from Tyler Richey, co-editor of Sevens Report, on the plummeting stock of Trump's Truth Social. A fascinating read! https://lnkd.in/gmGmzSBU ABC News #Stocks #StockMarket #NYSE #TruthSocial #DonaldTrump #TylerRichey #SevensReport

🤙 Launching on #ProductHunt this Wed - 📈 Concise, One-Page Reports on #Stocks Hi guys 🖖 I need your support since I'm launching my second #sideproject on Product Hunt this Wed (March 27th). 🙏 Please push the "Notify Me" in case the product can be interesting to you 👉 https://lnkd.in/ec9vTz3b 🌟 About the product: Concise, one-page reports on public companies. Discover the ultimate shortcut to stock research! StockOne.Page delivers concise, one-page reports on public companies, empowering you to make informed investment decisions at a glance. Say goodbye to information overload and hello to streamlined investing! 📈 You can take a look at the screenshots here 👉 https://lnkd.in/e7jzNhtj 🧑🚀 My story: Investing isn't just a hobby for me; it's a passion that drives me to explore, research, and predict the future of stocks. Over the past five years, I've delved into essential concepts like "economic moat," "margin of safety," and the significance of ROIC, drawing insights from top investing books like "One Up On Wall Street" and "A Random Walk Down Wall Street." As I immersed myself in this world, I noticed a common thread among the resources I used: the quest for key metrics like average ROIC and future EPS forecasts. Sound familiar? 🤔 Driven by the desire to streamline my research process, I decided to merge my investing hobby with my professional expertise in web development. The result? StockOne.Page - a project aimed at solving a real problem for investors like you and me. Let's tackle our challenges head-on and make investing simpler and more rewarding together! 💪 #investing #investingtools #investment #stocks #stockresearch #stocksresearch