The Risk Management Association’s Post

🏦 “A #Bank’s #Treasury: #Risks & Instruments” is the name of the presentation held by dr. Lorenzo Barucco (UniCredit Group Treasury VP - STIR Trading) in which I had the honor to partecipate during my #Banking and #Risk #Management course. 💶 During this lesson, we had an overview of how a bank handles the #liquidity #risk. We started from how a bank imbalance is structured, then we examined the role of the treasury and basic risk metrics such as the liquidity #gap. 💵 Our focus then shifted to #Money #market #deposits: essentially, loans used to either invest liquidity surplus or cover liquidity shortages by exchanging funds at a given rate, with an example from Thomson Reuters Dealing conversational software. 💷 Last but not least we examined #REPOs functioning, helped by an example from Bloomberg Terminal.

The banking sector remains strong, as proven by its ability to withstand large and sudden external shocks in recent years, says Supervisory Board member Anneli Tuominen.   In a chat at the J.P. Morgan European Financials Conference, she highlights that: ➡️ supervisors must ensure that banks are prepared to manage a changing risk landscape, focusing on geopolitical risks, threats to operational resilience, digital and IT-related challenges and the green transition ➡️ completing the European deposit insurance scheme is crucial for improving crisis management, strengthening financial stability and unifying the banking market ➡️ we need more data to get a fuller picture of banks’ exposure to the balance sheets of non-bank financial institutions   Read the Q&A to find out more https://lnkd.in/gpDii8cH

Thank you to everyone who joined our webinar, Operating Risk in Financial Markets - The Need for Real-time Visibility and Control. ICYMI – It’s now available on-demand! It was a really interesting discussion on the critical operating risks revealed by recent events and the key actions senior bank leaders should consider to mitigate future risks. If you were unable to attend the webinar or would like to watch it. Visit: https://lnkd.in/gEHdpZF3 Special thanks to our speakers Nick Wilcock and Ross Dilworth, and to Delta Capita for hosting the webinar. #financialrisk #fintech #risks #operationalrisk

What is 'C' stand for in the CAMEL which is term often seen in news? (a) Capital (b) Cost (c) Core (d) Charge Answer Key: (a) Capital The CAMELS rating system is a recognized international rating system that bank supervisory authorities use in order to rate financial institutions according to six factors represented by the acronym "CAMELS." Supervisory authorities assign each bank a score on a scale, and a rating of one is considered the best and the rating of five is considered the worst for each factor. CAMEL Stands for c = capital adequacy, A= asset quality, M=management, E= earning, L= liquidity, S= system and control.

FSB’s Moloney says more nuanced approach needed to tackle excessive leverage across non-bank financial intermediaries. https://hubs.li/Q02T4H3m0 Non-subscribers can get a snapshot of Risk’s coverage. Registration is free and allows you to read two articles a month: https://hubs.li/Q02T4Lf90

FSB’s Moloney says more nuanced approach needed to tackle excessive leverage across non-bank financial intermediaries. https://hubs.li/Q02T4NDd0 Non-subscribers can get a snapshot of Risk’s coverage. Registration is free and allows you to read two articles a month: https://hubs.li/Q02T4Nvw0

TradeXBank announces a positive result for financial year 2023. 2023 stands out as a pivotal year for TradeXBank, being our first full reporting year following the change in control. Throughout this period, our efforts were primarily concentrated on re-establishing the Bank’s operations and activities, culminating in a net profit of CHF 1.8m. This achievement was based on our staff's professionalism and resourcefulness, affirming our confidence in their ability to overcome challenges. The Bank’s financial resilience in #CommodityTradeFinance, evidenced by our return to profitability immediately after incurring significant losses in 2022, highlights the robustness of our business model, the risk management approach and our team's dedication. With its capital over CHF 500m, the Bank remains well capitalized comfortably exceeding all regulatory ratios, which provides to the Bank solid ground for the further business growth. https://lnkd.in/dwsGeeqr

FSB’s Moloney says more nuanced approach needed to tackle excessive leverage across non-bank financial intermediaries. https://hubs.li/Q02T4SbW0 Non-subscribers can get a snapshot of Risk’s coverage. Registration is free and allows you to read two articles a month: https://hubs.li/Q02T4NsW0

NBFI - Do you know what the FSB proposed for Open-ended funds in 2023? It is actually quite simple: - A liquid asset funds should offer daily redemption. - A less liquid funds should allow daily redemption but employ appropriate liquidity management tools (LMTs). - An illiquid asset funds should offer less frequent redemption terms and may require notice or settlement periods. ⬇️ Click here to read our full update and subscribe: https://lnkd.in/ehj_hrxm

🧠 Get Access to FX Risk Advisory Services MoneyportHub gives you access to expert FX advisory services that guide your business in mitigating currency risks and optimising global financial strategies. Discover more: moneyporthub.com #FX #RiskManagement #CurrencyHedging #GlobalBusiness #UKSMEs #MoneyportHub #Payments