The Stellar Financial Group’s Post

Empower Your Customers with Sesame’s Comprehensive Financial Offer Engine Give your customers seamless access to a wide range of financial products through our expansive, fully integrated network of trusted financial partners. With Sesame, you deliver industry-leading convenience and choice—all in one streamlined platform. 💳 Credit Cards: Help customers find cards with rewards, cashback, and flexible terms. 💰 Personal Loans: Offer tailored solutions for consolidating debt or funding life’s big moments. 🏠 Home Loans: Simplify the journey to homeownership with competitive mortgage options. 🚗 Auto Loans: Make car ownership more accessible with financing from trusted lenders. 🛡️ Insurance: Tailored coverage recommendations based on individual credit and financial profiles. Transform customer financial health with ease, convenience, and choice—all powered by Sesame. Explore the possibilities: addsesame.com/features #CreditSesame #AddSesame #CustomerExperience #FinancialSolutions #CreditCard #PersonalLoans #HomeLoans #AutoLoans #Insurance

Explore three loan growth strategies for banks to build your lending portfolio even when markets are uncertain: https://hubs.li/Q02_q5G30 #insurance #gap #gapinsurance #epp #equityprotectionprogram #heloc #directmarketing #lendingtechnology

CFPB Intensifies Focus on Auto Lending https://bit.ly/3WyNwDk #glenviewfinance #subprimefinance #usedcardealer #autofinance #creditbuilder #independentdealer

For credit unions, indirect lending is an important source of revenue, making up over 22%  of their portfolios, according to Callahan & Associates, Inc. Unfortunately, indirect borrowers can often be disengaged. Enabling seamless and flexible digital payments could dramatically change an indirect borrower’s perception and open doors to more profitable outcomes. Learn some critical success factors that credit unions can build into their digital strategy to improve their relationship with indirect borrowers: https://hubs.ly/Q02M3MZp0 #creditunions #payments #cx #digitalstrategy

Ride off without the hassle! Our #TwoWheelerLoans are simple and stress-free—no extensive income documentation required, just a fast and easy approval process. Click here to apply: https://bit.ly/3XFiaeH #TVSCredit #EasyLoans #RideEasy #TwoWheelerLoans #HassleFree #FinanceMadeEasy #FantasticFive *Terms and Conditions apply. Loan at the sole discretion of TVS Credit Services Limited. Eligible customers can take advantage of our two-wheeler loan without undergoing extensive income documentation. Our online application is quick and paperless. Loan can be approved within 2 minutes, subject to completion of eligibility prerequisites of TVS Credit Services Limited. We offer Financing facilities for up to 95% of the on-road price of the customer’s desired two-wheeler model, based on the customer’s creditworthiness. Customers can choose a loan tenure that best fits their budget, with repayment periods ranging from 12 months all the way up to 60 months. Please note that all loan applications are subject to standard credit checks and approval criteria of TVS Credit Services Limited. Rates, fees, and other terms and conditions may vary based on the customer’s individual creditworthiness and other affecting factors as decided by TVS Credit Services Limited.

Honored to contribute to #CUInsight and their learning series for credit unions - thank you! Credit unions have a historic opportunity to help members leverage their home equity in the current market. Modernization and digital technology also play a key role in accelerating the options menu for financial institutions, and I explore that in this article. I invite my credit union friends to check it out, and contact us for a discussion. CUInsight.com

Subprime loan demand is on the rise 📈. In this article by Auto Finance News, lender Consumer Portfolio Services reports that it's receiving roughly 11,000 applications a day, a 15.8% increase from yearend 2023. However, a decline in approvals is preventing subprime financing from increasing at the same rate. Talk to our team to learn how CheckMy Driver can de-risk your subprime loans so you can grow your business safely. https://hubs.ly/Q02V6kyb0 #insuretech #autosales #insuranceverification #autolending #financing #BHPH #subprime

We Perform Funding Miracles Daily!! We have programs no one has!! Many business owners have a 550/600 credit score simply because they have high credit card utilization,Even though they never missed a car payment ,mortgage payment ,credit card payment and have excellent payment history. The reason being is that credit utilization makes up 30% of your credit score Now if they apply to traditional banks like Chase ,PNC , Wells Fargo ,Bank of America, or any other real bank they will get declined automatically because their credit score is too low. We will give them a bridge loan to pay off all their credit card debt before applying them to the banks. We do a rapid rescore of their credit with the credit bureaus so in a few days their credit score can jump all the way to 800 due to the fact that now they have a 0% utilization rate. We also Remove the excess inquiries from their credit which boosts their score significantly as well and in some case we can eve get late payments removed At the same time we will get them up to 300k in 0% APR credit cards (usually for first 18 months) Once they get the new cards they will pay us back what we gave them to pay off their credit cards x a 1.38 factor rate. And during this time we are busy applying for them to many different Lenders. quickbizpartner.net

Both Velocity Banking and Infinite Banking are strategies designed to assist in debt repayment and wealth building, with their primary distinction lying in where cash is stored. In Velocity Banking, funds are held within the home equity, whereas Infinite Banking involves storing money in the cash value of a life insurance policy. Also known as the "HELOC Strategy," Velocity Banking utilizes a home equity line of credit (HELOC) to optimize disposable income for paying down a primary mortgage. Conversely, Infinite Banking emphasizes self-banking over traditional banking methods, enabling individuals to establish their banking system. #firstlienheloc #homeequitylineofcredit #financialfreedom #financialeducation #financialsolutions #homeloan #cashflow #homefinance #refinance #firsttimehomebuyer #mortgage #homeowner #maximizedcashflowstrategy

Millions of U.S. consumers have used Buy Now, Pay Later (#BNPL) loans with 89% stating they are satisfied or very satisfied with the credit product. A new survey from TransUnion also revealed that 85% of BNPL users would recommend such loans to others. #FinTech #ConsumerLending #CreditScores