The Real Wealth Coterie’s Post

This month of KNOWvember, we’re sharing what to KNOW and what to say NO to about money and life! 💸 Do you KNOW your WHY❓ Your Real Wealth journey is about finding true alignment between your mission 💓 (your goals and values ), your mind 🧠 (beliefs and habits), and your money 💰. At the heart of this journey is the wise use of your human capital 🫵🏽(your essence and talents), social capital🫱🏽🫲🏿(your network), and financial capital 💵 (your resources). So, is your capital in sync with your Real Wealth journey ❓ Maybe it’s time for a WHY Audit ⁉️ ❓ Why do you share your time, energy, and money with the people you do? ❓Why do you work where you do? ❓Why do you spend money the way you do? ❓Why do you incur debt the way you do? ❓Why do you save and invest the way you do? ❓Why have you protected you and your assets the way you have? ❓Why do you partner with the mentors and professionals you do? ❓Why do you define success in the way that you do? ❓Why do you seek the kind of legacy you envision leaving? Understanding your "WHY" brings clarity and purpose, empowering you to make choices that support your #realwealth journey. Let’s make this a KNOWvember to remember!✨

💡 Wednesday Wealth Wisdom 💡 Goal Setting: Turning your dreams into real plans “𝐀 𝐠𝐨𝐚𝐥 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐚 𝐩𝐥𝐚𝐧 𝐢𝐬 𝐨𝐧𝐥𝐲 𝐚 𝐝𝐫𝐞𝐚𝐦.” Setting clear financial goals transforms vague plans such as “I’ll just save money” or "I want to retire early" into real targets with purpose. Here’s how to get started: 1. 𝐓𝐡𝐢𝐧𝐤 𝐁𝐢𝐠 – 𝐖𝐡𝐞𝐫𝐞 𝐃𝐨 𝐘𝐨𝐮 𝐖𝐚𝐧𝐭 𝐭𝐨 𝐁𝐞? Ask yourself: What will your life look like in 1 year, 5 years, or 20 years? Where you’ll be, what you’ll be doing, and what it will cost you. 2. 𝐁𝐫𝐞𝐚𝐤 𝐃𝐨𝐰𝐧 𝐘𝐨𝐮𝐫 𝐆𝐨𝐚𝐥𝐬: Short-Term: Building an emergency fund? Paying off debt? Medium-Term: Buying a house? Funding a child’s education? Long-Term: Planning for retirement? Achieving financial freedom? 3. 𝐌𝐚𝐤𝐞 𝐘𝐨𝐮𝐫 𝐆𝐨𝐚𝐥𝐬 𝐒𝐌𝐀𝐑𝐓: 𝐒𝐩𝐞𝐜𝐢𝐟𝐢𝐜 – Get clear on exactly what you want. 𝐌𝐞𝐚𝐬𝐮𝐫𝐚𝐛𝐥𝐞 – Track your progress. 𝐀𝐜𝐡𝐢𝐞𝐯𝐚𝐛𝐥𝐞 – Set goals you can realistically reach. 𝐑𝐞𝐥𝐞𝐯𝐚𝐧𝐭 – Keep goals aligned with your priorities & values. 𝐓𝐢𝐦𝐞-𝐁𝐨𝐮𝐧𝐝 – Give your goals a deadline. The clearer your objectives, the more motivated you’ll be. Don’t just dream it - plan for it.

💡 𝐌𝐨𝐧𝐞𝐲’𝐬 𝐓𝐫𝐮𝐞 𝐑𝐨𝐥𝐞: 𝐈𝐭'𝐬 𝐌𝐨𝐫𝐞 𝐓𝐡𝐚𝐧 𝐉𝐮𝐬𝐭 𝐁𝐮𝐲𝐢𝐧𝐠 𝐓𝐡𝐢𝐧𝐠𝐬 Imagine this - It’s a quiet Sunday morning. You wake up, stretch, and glance at the clock 🕒 – no alarms, no rush. You sip your coffee ☕ by the window, planning your day not by deadlines, but by what brings you joy. Maybe it’s a book 📖, a long walk 🌿, or catching up with friends. Sounds peaceful, right? That’s not luxury – it’s freedom. And freedom is what money should truly provide. 👉 When we think about money, most of us associate it with buying things – a new car, a house, or the latest gadgets. 🏡📱🚗 But if we look deeper, the real role of money goes far beyond just fulfilling material desires. 💰 𝐓𝐡𝐞 𝐓𝐫𝐮𝐞 𝐏𝐨𝐰𝐞𝐫 𝐨𝐟 𝐌𝐨𝐧𝐞𝐲 𝐈𝐬 𝐅𝐫𝐞𝐞𝐝𝐨𝐦. ✅️ 𝐅𝐫𝐞𝐞𝐝𝐨𝐦 𝐨𝐯𝐞𝐫 𝐲𝐨𝐮𝐫 𝐭𝐢𝐦𝐞 🕒 – Imagine having the ability to spend your day the way you want, not tied to obligations that don't align with your passion. ✅️ 𝐅𝐫𝐞𝐞𝐝𝐨𝐦 𝐨𝐯𝐞𝐫 𝐲𝐨𝐮𝐫 𝐜𝐡𝐨𝐢𝐜𝐞𝐬 🛤️ – Financial stability allows you to choose what’s best for you, without being limited by constraints or compromises. ✅️ 𝐅𝐫𝐞𝐞𝐝𝐨𝐦 𝐭𝐨 𝐥𝐞𝐚𝐝 𝐥𝐢𝐟𝐞 𝐲𝐨𝐮𝐫 𝐰𝐚𝐲 🌟 – Money gives you the autonomy to design a life that reflects your values, dreams, and aspirations. 𝑴𝒐𝒏𝒆𝒚 𝒊𝒔𝒏’𝒕 𝒕𝒉𝒆 𝒈𝒐𝒂𝒍; 𝒊𝒕’𝒔 𝒂 𝒕𝒐𝒐𝒍. 𝑰𝒕 𝒈𝒓𝒂𝒏𝒕𝒔 𝒖𝒔 𝒕𝒉𝒆 𝒂𝒃𝒊𝒍𝒊𝒕𝒚 𝒕𝒐 𝒍𝒊𝒗𝒆 𝒍𝒊𝒇𝒆 𝒐𝒏 𝒐𝒖𝒓 𝒐𝒘𝒏 𝒕𝒆𝒓𝒎𝒔, 𝒆𝒙𝒑𝒍𝒐𝒓𝒆 𝒐𝒑𝒑𝒐𝒓𝒕𝒖𝒏𝒊𝒕𝒊𝒆𝒔, 𝒂𝒏𝒅 𝒇𝒐𝒄𝒖𝒔 𝒐𝒏 𝒘𝒉𝒂𝒕 𝒕𝒓𝒖𝒍𝒚 𝒎𝒂𝒕𝒕𝒆𝒓𝒔. 🙌 Let’s aim to use money wisely – not just to acquire things, but to gain the freedom to shape our lives in meaningful ways. 🌱 💬 What does financial freedom mean to you? Let’s share and inspire each other! 😊 #MoneyMindset #FinancialFreedom #WealthWisdom #TimeFreedom #LifeChoices #PurposefulLiving #MoneyMatters #FreedomLifestyle #FinancialIndependence #LiveOnYourTerms #MindfulWealth #RedefineSuccess #TrueWealth #SmartLiving #EmpoweredChoices

True Wealth: It's More Than What You Can See 🌟 In a world obsessed with visible wealth like cars, homes, and luxury watches, we often overlook the wealth that truly matters: peace of mind, happiness, and great relationships. Which one do you think is more important? Imagine this: 1. Financial Independence 💰 » No longer trading time for money. » Assets generating cash flow for you. 2. Time for What Matters ⏰ » More time for family, friends, and personal growth. » Freedom to pursue passions and interests. 3. Peace of Mind 🌿 » Reduced stress and anxiety about finances. » Focus on mental and emotional well-being. 4. Quality Relationships 💖 » Building meaningful connections without the distraction of financial stress. » Creating memories that last a lifetime. In our busy lives, we often run on a treadmill, getting busier without truly going anywhere. Let's shift our focus to accumulating the wealth that brings true happiness and fulfillment. Book your call NOW if you want to learn how to build wealth and achieve financial independence. 🌱 https://lnkd.in/dnH-jqwK Stay tuned to learn the envelope method! Feel free to repost ♻️, like, and share this message with anyone who needs a little inspiration today! 🚀 #TrueWealth #FinancialFreedom #Happiness #PeaceOfMind #QualityRelationships #PersonalFinance #DailyInspiration #MyGrowthAcademy

Keeping it real…. Last night's phone call with one of my bestie’s was pure magic! You know, one of those rare moments where you can just unload all your worries and frustrations? Well, that was us. We both had a tough week, feeling stuck in a gray zone, craving change. And then, in the middle of our conversation, something clicked 🫰the energy shifted, I found myself cheering her on, urging her to break free from the limitations in her mind and embrace the boundless possibilities ahead. I really wanted this for her ⭐️🙏♥️ And you know what's crazy? Just 15 minutes after we hung up, she sends me this message: (see screen shot) It just goes to show that… If we keep doing what we've always done, we'll keep getting what we've always got unless we change something! So, here we are, buzzing with excitement about the incredible shift we've ignited 🔥 For me, it's the joy of guiding someone towards their passion. For her, it's envisioning a future brimming with possibilities. How awesome is that? ⭐️♥️ If you feel inspired and want to to unlock your own possibilities, let’s talk and dive into what's possible for you together. ✨ #embracechange #unleashyouinnerpassion #dreambig #makeaplan #itsgoodtotalk #letgooflimitations #lifeplanning ————————————————————- Hi 👋 I'm Nila, Financial Life Planner. I'm here to help you achieve financial freedom by looking at every aspect of your life and money. Let's align your goals with your finances for a worry-free future! Book a free chat in my calender ⬇️ https://lnkd.in/gdK2mrh

**Here’s something you might not guess about me as a financial coach:** I grew up poor. My family was part of the working poor in a small North Carolina town. I can count on one hand the Christmases filled with brand-new toys. But the ones with hand-me-down jewelry from elderly neighbors? Those memories stick with me. I married young. My husband’s family was slightly better off than mine, but they had their own struggles. Together, we had to unlearn the financial mindsets we inherited from childhood. What you experience growing up doesn’t just shape your habits—it can trap you in cycles that follow you into adulthood. But here’s the thing: *I found a way out.* And I want to help you do the same. It wasn’t easy. It took years of anxiety, sleepless nights, and working through shame. But through that journey, I developed a holistic, step-by-step framework—one that empowers you to build the life you choose, rooted in both financial freedom and emotional peace. Over six months, we’ll dive deep into the patterns, habits, and limiting beliefs that have held you back, crafting a strategy that’s personal to you—so you can reach your goals faster than you ever thought possible. *Stop living on autopilot.* It’s time to reclaim your power and create a future on your own terms. Does this resonate with you? Drop an emoji if you feel me. 828-295-2117 (talk/text) fcbycarmela@gmail.com #LevelUpYourLife #CreateTheLifeYouWant #GoalsWithSoul #GenXMoney #MillennialMoney #BreakTheCycle #MindsetMatters #OwnYourFuture #EmotionalWealth #rewriteyourstory

We all know what it’s like to scroll through social media and feel like everyone else has it all together—shiny cars, dream homes, and “𝗲𝗳𝗳𝗼𝗿𝘁𝗹𝗲𝘀𝘀” lifestyles. 𝗕𝘂𝘁 𝘁𝗵𝗲 𝗿𝗲𝗮𝗹𝗶𝘁𝘆 𝗯𝗲𝗵𝗶𝗻𝗱 𝘁𝗵𝗼𝘀𝗲 𝗽𝗲𝗿𝗳𝗲𝗰𝘁 𝘀𝗻𝗮𝗽𝘀𝗵𝗼𝘁𝘀? It often includes struggles, challenges, and pressures we never see. While it’s easy to be drawn into this picture-perfect view, many people are stretched thin trying to keep up. The truth is, financial pressure doesn’t only come from achieving our goals; it can come from the weight of expectations—sometimes our own, sometimes from the endless “highlight reel”. That’s why it’s crucial to focus on what truly matters: genuine financial security, meaningful goals, and a plan that builds real peace of mind. 𝗔 𝗙𝗲𝘄 𝗧𝗶𝗽𝘀 𝘁𝗼 𝗛𝗲𝗹𝗽 𝗥𝗲𝗹𝗲𝗮𝘀𝗲 𝘁𝗵𝗲 𝗣𝗿𝗲𝘀𝘀𝘂𝗿𝗲: 𝟭. 𝗙𝗼𝗰𝘂𝘀 𝗼𝗻 𝗬𝗼𝘂𝗿 𝗢𝘄𝗻 𝗚𝗼𝗮𝗹𝘀, 𝗡𝗼𝘁 𝗢𝘁𝗵𝗲𝗿𝘀’ “s𝘂𝗰𝗰𝗲𝘀𝘀” Social media only shows the good days. Set goals that reflect your unique vision and priorities—your journey is your own. 𝟮. 𝗦𝗲𝘁 𝗦𝗺𝗮𝗹𝗹, 𝗔𝗰𝗵𝗶𝗲𝘃𝗮𝗯𝗹𝗲 𝗠𝗶𝗹𝗲𝘀𝘁𝗼𝗻𝗲𝘀 Big changes start with small steps. Build confidence and consistency with smaller wins over time. 𝟯. 𝗥𝗲𝘃𝗶𝗲𝘄 & 𝗔𝗱𝗷𝘂𝘀𝘁 𝗥𝗲𝗴𝘂𝗹𝗮𝗿𝗹𝘆 Life and finances are always changing. Check in with your progress, and adjust as needed. It’s all part of the journey. If you’re ready to release the pressure, find clarity, and focus on a path that feels right for you, comment or DM with "𝗰𝗹𝗮𝗿𝗶𝘁𝘆," and we’ll guide you through options and outline the next steps. Here’s to finding true wealth—beyond the highlight reel. If you think a friend, child, or family member needs to hear this, please feel free to share now.

I always believed wealth meant having a lot of money... Until I heard this from a gentleman I met online: "If you have everything money can buy, but nothing money can’t, are you truly wealthy?" That hit me hard. Because for him, wealth wasn’t just about accumulating money—it was about accumulating meaning. He saw wealth as a collection of things money can’t buy: → Family ↳ the people who stand by you no matter what. → Love ↳ the relationships that nourish your soul. → Freedom ↳ both of time and finances, so you live life on your terms. → Happiness ↳ the ability to enjoy life in its simplest moments. → Respect ↳ earned from how you treat others, not how much you own. His words changed how I define success. Today, I don’t just chase money. Instead, I focus on building a life rich in these priceless elements. Because being wealthy isn’t about what’s in your bank account... It’s about how you are living your life. So pick wealth over rich! PS: How do you define wealth? ---- 👉 I share hacks, tips and tricks like these in my Weekly Newsletter, so that you can use them and start your side-hustle and make money from it. Join for FREE (link in 📌 pinned comments)

This month of KNOWvember, we’re sharing what to KNOW and what to say NO to about money and life! Do you KNOW what ‘enough’ looks like for you financially? For some, ‘enough’ means the peace of a paid-off home, the joy of taking three meaningful trips each year, and the deep satisfaction of knowing you’ll leave a legacy that supports your children, nieces, nephews, and generations to come. I’ve worked with individuals across the wealth spectrum, from ultra-high net worth to negative net worth. An interesting theme among those grappling with Real Wealth is the persistent feeling that what they have will never be ‘enough.’ This mindset can be consuming and can shift focus away from the financial goals and habits that create stability and fulfillment. Instead of appreciating how money can support their life and legacy, they fall into a cycle of scarcity and fear, leading to behaviors that undermine wealth and well-being. Here are some tips for defining your ‘enough’: ✨Reflect on Your Values: Identify what truly matters to you and how money plays a role in those areas. Is it security, travel, family support, or freedom? ✍🏽 Set Clear, Realistic Goals: Outline specific financial goals that align with your vision of ‘enough,’ and create actionable steps to reach them. 🧠 Adopt a Growth Mindset: Shift from a scarcity mindset to one of abundance by celebrating progress and achievements, no matter how small. 💕 Find An Accountability Partner: Share your dreams with a trusted individual, group, or professional to keep you true to your values, goals, and progress. Let’s make this a KNOWvember to remember!

This month of KNOWvember, we’re sharing what to KNOW and what to say NO to about money and life! Do you KNOW what ‘enough’ looks like for you financially? For some, ‘enough’ means the peace of a paid-off home, the joy of taking three meaningful trips each year, and the deep satisfaction of knowing you’ll leave a legacy that supports your children, nieces, nephews, and generations to come. I’ve worked with individuals across the wealth spectrum, from ultra-high net worth to negative net worth. An interesting theme among those grappling with Real Wealth is the persistent feeling that what they have will never be ‘enough.’ This mindset can be consuming and can shift focus away from the financial goals and habits that create stability and fulfillment. Instead of appreciating how money can support their life and legacy, they fall into a cycle of scarcity and fear, leading to behaviors that undermine wealth and well-being. Here are some tips for defining your ‘enough’: ✨Reflect on Your Values: Identify what truly matters to you and how money plays a role in those areas. Is it security, travel, family support, or freedom? ✍🏽 Set Clear, Realistic Goals: Outline specific financial goals that align with your vision of ‘enough,’ and create actionable steps to reach them. 🧠 Adopt a Growth Mindset: Shift from a scarcity mindset to one of abundance by celebrating progress and achievements, no matter how small. 💕 Find An Accountability Partner: Share your dreams with a trusted individual, group, or professional to keep you true to your values, goals, and progress. Let’s make this a KNOWvember to remember!