Trish Kelly’s Post

€180m of unclaimed Mortgage Relief - sitting in Revenue’s account!!!! Less than one in eight homeowners has claimed up to €1,250 each of mortgage relief payments, it has been revealed. This means over €180m due to owners is sitting in the Revenue’s coffers. Mortgage interest relief was introduced in Budget 2024 last year to help homeowners struggling with spiralling interest rates from the European Central Bank. Read more >> https://lnkd.in/d8Z6ZtU4 #mortgageadvice #mortgageprotection #taxrelief #irelandmortgages #unclaimedmortgagerelief #financialbroker #finances #smartfinancialplanning #financialpanner #brendankelly #bwk Original article published: NEWS / 9TH JULY 2024 /CHRISTIAN MCCASHIN Read the full article here >> https://lnkd.in/d88h4s8E

🏦 NEW BLOG: https://lnkd.in/ev57YNuS 🏦 The UK is still recovering from 2023’s mortgage crisis and, amidst efforts by the Bank of England, things may finally be looking up in 2025. Read our latest #CCGBlog for an exclusive forecast of next year’s mortgage rates. Will you be able to afford them without breaking the bank? #MortgageRates #InterestRates #BankOfEngland

📢 𝐁𝐫𝐞𝐚𝐤𝐢𝐧𝐠 𝐍𝐞𝐰𝐬 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐁𝐚𝐧𝐤 𝐨𝐟 𝐄𝐧𝐠𝐥𝐚𝐧𝐝!📢 The Bank of England has just announced a cut in the interest rate, now set at 4.75% 📉 – a change that could make a big impact on your mortgage payments or future home-buying plans. Whether you're looking to take advantage of the rate cut, reassess your options, or simply understand how this change might affect you, we're here to help. Get in touch with our team of experts at PFG Mortgages today to explore what this rate reduction could mean for you. 🏡💬 #BankOfEngland #InterestRates #MortgageUpdate #PFGMortgages #FinanceNews

Next week, the Bank of England meets to review interest rates. The rumour mill says that interest rates will fall, if not this time, then the next. This is great news if you're on a tracker mortgage because your monthly repayments will reduce. But if you're on a fixed rate, you won't immediately feel the benefit of this rate reduction in your monthly outgoings. In certain cases, switching to a different mortgage product could still result in savings despite potential penalties from your current lender. Individual circumstances vary, so if you're interested in exploring your options, feel free to contact our team on 01639 262222. #mortgage #interestrates #ukeconomy #bankofengland #firstmortgagesolutions #mortgagebroker #mortgageadvice

Check out our latest article https://wix.to/ftOFam1 Lenders are on the move, raising rates, which means if your fixed mortgage rate is coming to an end in the next six months, it's crucial to explore your options now. Don't wait—acting promptly could save you money and secure a better deal. 🏡💡 #remortgagebenefits #mortgagesavings

How Can I Calculate the Interest Rate Needed to Save Money Refixing Mortgage for 6 Months?   #MortgageHelp #RefixQuestion #FinanceAdvice Hey everyone! 🏠💸 I came across this interesting refix question about mortgages and I'm hoping we can crunch the numbers together to help out our fellow community member who's feeling a bit overwhelmed. Here's the scenario: - Refix for a year: Payment increase by $300/fortnight - Refix for 6 months: Payment increase by $329/fortnight Now the big que... Source: https://lnkd.in/gdycUf2F #mymetric360

Some positive mortgage news to end the week! We've had updates from 3 mainstream banks today that they will be reducing fixed rates in the coming days, halting a recent run of rate increases. We do not expect significant falls but positive movement is always very welcome. Inflation data from the UK and beyond has continued to stabilise and reduce and money markets are taking it well. The Bank of England are still considering when to make base rate changes so no certainty around that yet but this is more good news for borrowers. #mortgage #mortgageadvice #homeloans #property #firsttimebuyers #homemovers #remortgage #leicester #weloveproperty

Changes in government can cause people to question what might happen to interest rates. In truth, it is not possible to say - everything is a prediction or an 'expectation' without certainty. The Bank of England, who sets the base rate that influences lender's rates, are due to meet on the 1st August, and we are hoping to see a slight reduction in mortgage rates. Book an appointment with HomeLife for more details on 2024 projections and what is suitable for your mortgage. https://lnkd.in/e4wWtAy6