True Captive Insurance’s Post

Plan performance in a captive, let's talk about it. 👉 With traditional insurance... In a poor performance year, the insurance carrier may cover short-term losses, but groups end up paying the price over time with higher renewal rates. Worse yet, they’re left in the dark about their true performance, as carriers hold all the claims data. Without this information, groups can’t make strategic improvements or take control of their future. And in a good performance year? The insurance company wins, not the group. They are rewarded with a renewal at or above trend. Without claims data, it’s impossible to understand what worked well or if a bad year is around the corner. This causes groups to stay at the mercy of the carrier, with no way to proactively prepare or improve outcomes. 👉 With True Captive... In a poor performance year, the group is protected. Our well-structured captive model and stop-loss insurance stabilizes risk and minimizes volatility. True Captive is also with groups each step of the way, analyzing their data to work toward improvement. But what about a good year? Instead of handing over profits to the insurance company, our customers benefit from the savings in the claims fund surplus. They also have full access to their claims data, giving them the insight they need to understand why the year was successful and how to keep evolving. At True Captive, we take partnership seriously. We monitor claims daily and provide monthly data reviews, ensuring groups stay informed and in control. And here’s the best part: We only profit when our customers see savings, making their success our top priority. Looking for a true solution to healthcare insurance? Visit our website and schedule a call today. #CaptiveInsurance #Healthcare #HealthcareInsurance #StopLoss #Renewals