Uganda Bankers'​ Association’s Post

🎄 December Savings Tips! The holidays are here, which means so are additional expenses! Here are our top tips to help you save this season: 1️⃣ Create a budget for gifts and festivities. The more detailed, the better. 2️⃣ Take advantage of holiday sales and discounts. And don't forget about cashing in rewards points! 3️⃣ Consider DIY gifts for a personal touch! Remember, the thought truly does matter most. Let’s make this holiday season joyful without breaking the bank! ✨ #credit #creditunion #thanksgiving #celebrate #holidayseason #holidaysavings #moneysavingtips

The holidays can be financially tricky with all the spending on gifts, travel and celebrations. But with a bit of planning, you can enjoy the festive season without breaking the bank. 🎁 🎄 ✈️ Read our blog for 3 key tips to stay on track and set yourself up for a stress-free new year 👉 https://lnkd.in/dGJg6bfQ. #FinancialPlanning #1LifeChangingLives

With the ongoing festive season, you may be tempted to stop your SIPs to make room for festive expenses. But should you? Well, listen in and find out 👇🏽 #FinancialWellness #FinancialCoaching #FinancialEducation #FinFitCrew #FinFitwithNerdyBird

The festive season may have brought excitement and increased spending, but now it's time to focus on recovery!💪 Let’s use this period to reassess our financial goals and plan for the future. What steps are you taking to bounce back after the festivities? Share your tips below! . . #NuvamaWealth #WealthyWisdom #MondayMotivation #Motivation #Inspiration #FestiveSeason #Finances #FinancialRecovery #PostFestiveReset #PathToRecovery

Four tips to help your money last this festive season: https://lnkd.in/dniqeGUM #BusinessTips #MoneyManagement #saving #money #BusinessPartners

Whoever said December was some sort of a deadline.?? 🥱🙄 Have you noticed how December feels like a time when everyone goes into a frenzy? It’s like people think December is a deadline for everything. Prices of food, clothes, and almost everything else go up, and it feels like a time for businesses to take more money from regular people. But let’s pause for a moment. December is not a deadline—unless it’s for things like rent, contracts, or financial obligations. Other than that, December is just a time to rest, celebrate, and prepare for the new year. So, don’t let the pressure of December make you feel overwhelmed. It’s not the end of the world or the end of your goals. Take it one step at a time, enjoy the season, and remember that there’s always more time to achieve your dreams. Do you think December is a deadline and why?

We all know the drill, December comes and suddenly we are “flossing” like there is no tomorrow. Now, let me remind you, January is coming. Christmas is ONE day. Do not empty your wallet trying to impress the relatives or the neighborhood. Life will still continue after the festive vibes. For businesses: ✔️ Stick to your budget – Do not overstock or overspend thinking customers will buy everything. Be smart with your purchases. ✔️ Cash flow is king – Avoid giving too much credit this season. January bills will not  wait. ✔️ Plan for January today – Set aside money for reopening costs, salaries or any big expenses in the new year. ✔️ Offer value, not extravagance – Run promos and discounts, but do not bleed your profits dry. For families: ✔️ Be real with yourself – Borrowing for Christmas? Do what you can afford. Kids are happier with your presence not just presents. ✔️ Go for experiences – Spend time with family, play some family games or a simple meal and these can create more memories than a lavish bash. January squeezes many of us because we went overboard in December. Let us be wise this year. Celebrate, but do not sacrifice your financial stability for one day. Stay safe, stay smart and keep it simple this Christmas. #ChristmasWisely #BusinessTips 

After Christmas, as January approaches, the festive cheer often gives way to a financial hangover for many UK households. The average household is expected to spend around £713 more than usual over the Christmas period, including Black Friday deals, food, gifts, and travel. However, by January, over a fifth of UK adults (22%) found themselves borrowing more or relying on credit to manage expenses. This reliance is not just financially stressful but has a significant impact on mental well-being, with those borrowing more than usual twice as likely to report low happiness scores This cycle doesn’t have to define your 2025. At Marygold, we offer tools to help you regain control and start the year right. Features like Money Pools allow you to set aside funds for specific goals, while Savings Nudges remind you to make small, consistent contributions on payday or when you have a little extra. For those looking to grow savings discreetly, our Hidden Piggy Banks let you put money away in the background, ensuring less temptation to spend it. By planning early and making savings effortless, you can break free from the financial strain that January often brings. Let’s make 2025 the year of financial empowerment—because the best way to start the year is by feeling in control. How will you prepare for a financially healthier year? Let us know your goals below! 💬 #Marygold #FinancialWellness #SavingsGoals #PlanAhead #NewYearNewFinances

Four tips to help your money last this festive season: https://lnkd.in/dniqeGUM #BusinessTips #MoneyManagement #saving #money #BusinessPartners

🎄 As We Approach the Festive Season, Financial Prudence is Key!🎁 The holiday season is almost here a time for joy, celebration, and, yes, spending! But amidst all the excitement, it’s crucial to stay financially wise to avoid any post-holiday regrets. 1️⃣ Set a Budget and Stick to It: Festive cheer doesn’t have to mean festive debt. Define your spending limit and prioritize meaningful purchases. 2️⃣ Plan Your Gifts Strategically: Thoughtful gifts don’t have to break the bank. Consider experiences or homemade gifts that add a personal touch without the hefty price tag. 3️⃣ Don’t Dip into Emergency Funds: Tempting as it may be, keep your safety net intact. Financial security is a gift you give yourself for the future! 4️⃣ Save for the New Year: January brings its own financial needs. By being prudent now, you’re setting yourself up for a smoother start to the new year. A financially sound festive season ensures you’ll be ringing in the new year without financial stress! 🎉