University of Colorado Department of Medicine’s Post

Especially in recent years, as Medicare Advantage products have gotten to be incredibly generous across both core medical and supplemental benefits, it has been my perspective that some of the most important work is in helping beneficiaries find the right plan for them, given their age, socioeconomic status, and health needs. This, from Sachin H. Jain, MD, MBA, gets at the complicated and important role of the broker in getting this right. It certainly resonated with me. https://lnkd.in/djz66BJF

Did you know that nearly 70% of seniors will require some form of long-term care in their lives? The unpredictability of your future healthcare needs and the fact that the costs associated with healthcare are likely to continue rising can make planning for them difficult. Here are some strategies for paying for long-term care.

What is the difference between Medicare and Medigap? Find out in this article! https://lnkd.in/eygN-gJT #medicare #retirementplanning #financialliteracy

Your healthcare needs evolve, and so should your Medicare plan. Don't let an outdated plan hold you back. Schedule your FREE Medicare review today for personalized unbiased guidance. Let's ensure your plan matches your needs and budget. Learn more at https://lnkd.in/g3ZXPzkQ #medicare #healthinsurance

Are you ready to make the most of your Medicare coverage in Erie and across Pennsylvania? Our latest blog post breaks down everything you need to know for this year's Annual Election Period (AEP). Learn more about: - Key changes and updates - How to find the right plan for your needs - Tips for maximizing your Medicare benefits https://lnkd.in/grbgvAGM #Medicare2024 #OpenEnrollment #EriePA #WenslowInsurance #Healthcare

Your healthcare needs evolve, and so should your Medicare plan. Don't let an outdated plan hold you back. Schedule your FREE Medicare review today for personalized unbiased guidance. Let's ensure your plan matches your needs and budget. Learn more at https://lnkd.in/gsgEACyS #medicare #healthinsurance

Does Medicare cover long-term care? 🤔 Coverage is limited, and that's why it's so important to have a plan in place. Here are a few options to discuss with your clients. #medicare #longtermcare #longtermplan

Open enrollment for Medicare is now (October 15th - December 7th). There are a ton of ads out there talking about open enrollment. This is the time to meet with a Medicare Agent or HICAP to ensure you find the right plan. To understand what types of plans are available, click on the link below. Follow STAGES for Life, LLC, and hit like. Thank you for supporting STAGES. #stagesforlifellc #seniorresources #elderlyresource #medicare #MedicareOpenEnrollment #MedicareEnrollment #medicareadvantage #medicaresupplement #MedicareHelp https://lnkd.in/gUti3cJq

Many people prefer to avoid the subject of long-term care. Most find it hard to contemplate going into a care home when they are older, but many will do so eventually. However, planning for these potential expenses is important before they become urgent. The NHS, while a cornerstone of healthcare in the UK, only covers care costs in specific circumstances, primarily when related to medical health needs. The unpredictability of needing long-term care makes it essential to start planning early. While it's impossible to predict the exact costs or duration of care, cash flow modelling can provide insight into how prepared you are for such expenses. Government policies may change, but assuming ‘no change’ and preparing accordingly is prudent. Exploring different solutions now can alleviate future burdens. Long-term care planning is one of the most challenging areas to address, with many in denial about their potential needs. However, taking proactive steps can ensure you or your loved ones receive the care required without financial hardship. From insurance products to savings strategies, numerous options can be tailored to your circumstances to provide peace of mind. Understanding the complexities of long-term care costs and planning accordingly is vital. If you need guidance or wish to explore financial strategies in more detail, we are here to help. Contact us today to discuss your personal circumstances or those of a family member, ensuring you have a solid plan for later life care.

You and your family have many low cost, quality health insurance options available through the NYS Individual Marketplace. Enrollment for 2025 is open. Enroll or renew by January 31 for coverage in 2025. https://lnkd.in/eb_Pz7VQ #HealthInsurance