Vikas Singh’s Post

A medical emergency without insurance can be financially and emotionally overwhelming, but there are ways to navigate the crisis. Here are some practical strategies that can help you manage healthcare expenses when uninsured: ✅ Seek affordable treatments: Government hospitals offer low-cost care, and many clinics provide affordable options. ✅ Negotiate with healthcare providers: Don’t hesitate to discuss fees and explore payment plans or discounts. ✅ Consider medical loans: In some cases, a short-term loan can provide immediate relief. ✅ Crowdfunding platforms: Friends, family, and online communities can provide essential support during emergencies. ✅ Utilize government schemes: Programs like Ayushman Bharat are designed to assist those in need of affordable care. ✅ Choose generic medications: Generics are often much more affordable than brand-name options. For future peace of mind, consider AarogyaPay as a backup. The AarogyaPay card provides access to healthcare savings, cashback rewards, and seamless payment solutions, supporting you through both emergencies and routine care. India banks on AarogyaPay to make healthcare affordable and accessible. Watch our video to learn how to prepare for a financially secure healthcare journey. #AarogyaPay #HealthcareSavings #FinancialWellness

What Happens When Healthcare Emergencies Threaten Your Finances? 💊💸 SaveIN: Revolutionizing Healthcare Financing https://lnkd.in/dAFJ7wt4 In an eye-opening conversation, Jitin Bhasin, CEO and founder of SaveIN, sits down with Project Leaders Magazine to address a challenge that impacts millions of families across India: the sudden and often overwhelming burden of healthcare costs. 😟💔 With medical expenses eating into household budgets and limited awareness of health insurance, many families find themselves scrambling to cover these unexpected bills. That’s where SaveIN comes in, offering a transformative solution. Here’s how SaveIN is making a difference: 💡 No-Cost EMIs: Break your medical bills into easy, interest-free monthly payments. 🔍 Trusted Healthcare Network: Seamlessly connect with top healthcare providers for quality care, close to home. 🛡️ Financial Relief: Say goodbye to draining savings or turning to high-interest loans for medical needs. 🏡 Empowering Households: Bridging the gap between affordability and access to essential healthcare. As India’s first embedded healthcare commerce and fintech platform, SaveIN is transforming how medical payments are made, enabling families to focus on their health instead of their finances. 🌟 🎥 Don’t miss this compelling interview where Jitin shares his vision to make quality healthcare affordable for everyone. Tune in for his insights on India’s healthcare ecosystem and the role fintech plays in closing critical gaps in the industry. 🙌 #ExclusiveInterview #SAVEin #ProjectLeadersMagazine #HealthcareFinancing #AffordableHealthcare #HealthTech #MedicalBills #FintechForGood #NoCostEMI #AccessibleHealthcare #HealthAndWellness #HealthcareInnovation #IndiaHealthcare #FinancialFreedom #HealthForAll #DigitalHealth #revolutioninhealthcare

Tired of paying extra for already expensive healthcare? Consider opening a #HealthSavingsAccount (HSA) with Manasquan Bank to save money for everyday medical costs and emergencies. Our federally approved, tax-exempt HSA can help subsidize healthcare costs, from prescriptions to hospital visits. If you have a High Deductible Health Plan (HDHP), you could be eligible and with the efficiency of online banking, you can set up, track, and manage your healthcare expenses with ease! Explore additional features, benefits, and qualifications today: https://bit.ly/4cofqXv #HealthSavingsAccount #FDICMember #MakeItManasquan

Must commend the commitment to screw patients in new and innovative ways. Unfortunately, the solution lies not in standardizing billing formats, but in reimagining care delivery cost structures. Insurance is already at 90%+ claim ratio. Healthcare costs need to be cut in half. Yes it is true that at the top end India delivers the best healthcare at 1/10th global prices. But this argument is facetious because India needs it to be 1/20th not 1/10th and that requires some re-imagination, not better billing.

Empowering Accessible Healthcare: Navigating India's Unique Challenges 💡 India's healthcare landscape is unique - low insurance penetration means navigating $75 billion in annual out-of-pocket costs. For many families, these sudden expenses become more than just financial burdens - they're moments of panic, fear, and uncertainty. Did you know that approximately 23% of individuals resort to taking loans to cover their medical expenses? This staggering statistic highlights the immense financial strain faced by many when dealing with unexpected healthcare costs, often resorting to sources like loan sharks, relatives, and informal lenders. Moreover, about 6% are forced to sell their assets, while over 50% deplete a significant portion of their savings. Shockingly, as per the Public Health Foundation of India, these financial challenges lead to approximately 55 million people dipping into poverty each year due to healthcare expenses. Adding to the complexity, data reveals that in tier 2 and tier 3 cities, a significant 20% of household income is dedicated to healthcare expenses. This disproportionate burden underscores the urgent need for accessible and affordable healthcare financing solutions. We at Zenifi believe that simplifying medical bills into easy monthly payments can alleviate the pain and empower people to have over their finances.

Data in the latest Trends in Healthcare Payments Report shows that more than half of consumers are struggling to afford their healthcare, while many are burdened by debt. An alarming 2 in 5 consumers have delayed or skipped care due to costs, despite having insurance. Get more insight into these concerning trends when you read the full report. Download the report today. https://lnkd.in/gMVW6-te #HealthcareTrends #JPHealthcarePayments

💰 Are you tired of watching your hard-earned money disappear into healthcare bills? You’re not alone! Managing healthcare expenses can feel overwhelming, but there are practical strategies that can help you save significantly while still receiving quality care in India. ✅ Start by taking advantage of preventive healthcare services like regular check-ups and screenings. Many government hospitals and clinics offer these at low or no cost, allowing you to catch potential health issues early and avoid larger expenses later on. 💊 Opt for generic medications instead of brand-name drugs. Generics often provide the same effectiveness at a fraction of the cost—making them a smart choice for your wallet! 🔍 Don’t forget to compare prices for medical services and procedures. Use websites and apps that offer price transparency to find the best deals and ensure you’re not overpaying for care. 📋 If you have health insurance, be sure to understand your policy. Know what your coverage includes to avoid unexpected charges. And when visiting a doctor, ask about cost-saving options like payment plans or discounts. 🏥 Explore government schemes like the Ayushman Bharat scheme, which provides coverage for hospitalization to economically weaker sections of society. Also, check out community health programs that offer services based on income. By implementing these strategies, you can take control of your healthcare expenses and keep more money in your pocket. And remember, AarogyaPay is here to help you navigate your healthcare costs effectively. ✨ With AarogyaPay, access exclusive deals, cashback offers, and seamless payment solutions tailored to your healthcare needs. Take charge of your health and finances with AarogyaPay, where your health is our priority! 🌟 #AarogyaPay #HealthcareSavings #HealthTips #SmartHealthcare #AyushmanBharat #GenericMedications #PreventiveCare #FinancialWellness #HealthForAll

What any Govt should do. 1) Focus on making doctors so that Healthcare critical illness also become cheaper. 2) Basis the cost treatment cost and operation cost be put on ceiling prices fixed. 3) Equipment import to Hospitals should become cheaper or in-house manufacturing is produced. We should work on technology transfer rather than Buying equipment from rest of the world. 4) Income tax be abolished , start transaction tax on daily money transfer through banks , going directly to the Govt. % of such tax may be ascertained basis the data. 5) Every citizens like Aadhar should have Medical Aadhar with that anyone can avail free medical assistants and for serious illness subsidised way. insurance can pay directly to the Hospitals. Monthly one charge can be deduced from a user which can be paid to insurance companies.

Personal reflection. Decent healthcare 🆚 Private or public or PPP Oddily yet as expected, #Ethiopia rushed decades ago to totally privatize healthcare (ወያኔ 🤭) to reduce its primary responsibility, while resisting (always at the expense of the rural majority) liberilization of other less controversial sectors. Aside the h/inflation, poor quality services & medicines at exorbitant prices (biz is biz) is now the norm for the majority with no better options (public 🏥 🏪 in shambles, underfunded, with way insufficient # of medics). Costs now beyond the reach of any form of local/social cost-sharing. የተገላቢጦሽ ሆኖ አስተሳሰቡ። ፓርክ, ኮሪደር, የውሸት ባቡር, ሓገር በቀል ምናምን... Few, if at all, self appointed ምሁራን 👨🏫 had the decency to raise any issues or see any contradictions here, particularly on structural priorities of reforms needed to do away with all the macroeconomic distortions (they foolishly defend instead). Fewer even know the difference. 🤔

💡 Medicare payments are fixed, regardless of the hospital's charges, yet employers and private businesses often face bills that are 400-600% higher. This disparity highlights the importance of controlling hospital costs to develop efficient and affordable healthcare plans. Find out how. To discover more game-changing strategies and insider techniques, watch the full video here: https://lnkd.in/gmh_UAma #Medicare #CostControl #Insurance