Wingspire Capital’s Post

APPROVAL HIGHLIGHT Amount: $550,000 Loan type: Equipment Lease Line With this solution, our client will have the ability to add more service vehicles to their growing fleet in the next 12 months, as well as refinance recently cash-purchased units, freeing up that cash to put back into the business. It’s a great feeling to help small business owners achieve their goals and grow their businesses. Let's talk. It's always worth a conversation. #bankofamerica #smallbusinesslending #equipmentfinance #businessloan #financing

Securitized credit is a deep and diverse asset class, more than just US residential mortgages. Your cell phone contract, credit cards, auto loans, nearest fast food franchise, are all potentially bundled into securitized credits. More complex perhaps than traditional fixed income but there are opportunities for investors to generate attractive returns while improving diversification. The Payden & Rygel securitized team outlines the potential case for adding exposure within a multisector portfolio.

The ongoing consolidation in auto retail means dealers are seeking out new, more efficient, and more flexible funding strategies. Learn about using syndicated loans and high-yield debt to fund your dealership's growth. bit.ly/3C5B9qs

Can you release security when financing? It is possible whilst ensuring that you refinance the loan with a new lender and that the property used as security has sufficient equity to secure the new loan. #business #sydney #commercialfinance #commerciallending #peakperformer #peakbusiness #peakcapital

This was a very complex transaction, one of the hardest SBA transactions that we’ve closed in this office. We had a good set of borrowers purchasing a retail building on Larchmont. The purchase price was $3.1MM and they were trying to get max leverage. The property was going to be used by themselves which would normally be an SBA loan, however, every bank and SBA dept that we contacted felt that they were more in the renter business where they buy properties and manage them, they felt that this was an investment property instead of an owner user property and were defaulting the loan at 40% LTV or $1.2MM instead of 85% LTV. We had to work with the borrowers, create a new entity and new business, explain to the bank and the underwriting team how they were going to use this business, and eventually we got them 85% leverage on an SBA 504 program. The initial loan was 50% at 7.75% on a 5-year ARM at a 10-year term, the SBA portion was 35% at roughly at 6.44%. we went through 15 lenders and funded and closed in 45 days.

If you did not start your loan with the right lender don't worry, we have you covered! Just transfer the appraisal to us and save your borrowers time & money! With our easy process we can take your current appraisal and close your loan quickly. #BBWB #BrokerBusinessWithBob #BobYadon #TransferredAppraisals #Options #Brokers #SaveTimeandMoney #TruePartner #AlwaysAddValue #WorkWithTheBestAEinTheBusiness

Discover the smart way to finance your car with a Fixed Deposit-backed loan! Lower interest rates, retained liquidity, and credit score perks await. Dive into details at The Insider's Views. #CarLoan #FinanceTips

iBorrow's Good has observed a noticeable shift toward #acquisition loans as the market begins to open up. The firm continues to see a steady flow of $1 billion to $2 billion in new loans each month. #AcquisitionFinance #CommercialLending #RealEstateFinance #LoanGrowth #PERECredit https://okt.to/SAn7Es

In today’s deal market there is a growing trend of a lender proposing as a single lender but then post-letter of intent sign-up, shifting to a multi-lender approach, particularly when there is an accordion facility as part of the loan structure which requires additional funding. #AcquisitionFinancing #MergersAndAcquisitions #BusinessLoans #CapitalRaise #PrivateEquity #VentureCapital #DealFinance #InvestmentBanking #BuyoutFinance #CorporateFinance