Beauty / Aesthetic & Independent Contractor Insurance
Everybody needs standard insurance products such as car insurance, home insurance, and health insurance — but what about more specific policies that appeal to a smaller group with unique needs?
Some businesses have particular exposures, liabilities, and needs in common. One such business category that fits this situation would be the Beauty/Aesthetic industry. Hairdressers and hair stylists, even licensed ones, can be sued in the normal course of business – even if you have done nothing wrong. Anything from a bad haircut or dye job to causing physical injury to the client leaves you vulnerable to a liability lawsuit.
Unfortunately, not every Insurance carrier will have a policy offering that fits your unique, niche market. Your business demands a risk protection product that addresses your specific & common liabilities and offers a unique solution. In these circumstances, a specialist insurer is required for these areas. The specialist will have expert knowledge of the particular risk or can provide policies that have been tailored to fit your needs.
At D'Arcy Insurance, we have a solution for you! Our program can be designed to meet the unique needs of today’s ever-changing day spa or beauty salon.
SERVICES WE CAN COVER
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AVAILABLE COVERAGES:
Whether your Beauty Salon provides Facials, Peels, Microdermabrasion, Electrolysis, Body Wraps, or most other various services, it is important for Beauty Salons to cover the services they provide to protect themselves against any unfortunate claim that may arise.
Coverage for business property is available in most states. Beauty Salon Insurance is available for an individual technician or the entire facility. Day Spa Insurance provides a complete package to cover all or part of the services being offered.