Calling All California Renters-

Your Dream Home May be Within Reach with

Down Payment Assistance Programs-

The Smart Buy 2nd is a Purchase Piggyback 2nd Mortgage used for Down Payment and Closing Cost Assistance. Loan proceeds can be used for Down Payment, Closing Costs, Prepaids, and/or the cost of a Buydown. It can be used with an FHA 1st Mortgage.

Program Highlights

·        Max 2nd Loan: up to 5.0% of Sales Price

·        Funds can be used for Down Payment, Closing Costs

·        660 Minimum FICO

·        1 Unit Primary Residence: SFR, Condos, PUDs, Manufactured Homes on land

·        No Income Limits or Geographic Restrictions

·        Max 1st Loan $726,200 in certain counties

·        1st Mortgage FHA 30 or 25 Year Fixed

Other restrictions apply, for complete details call:

Gabriella Godde 661-713-3460