Does Your Wellbeing Put Your Property(s) At Risk?
Hello - I thought I'd pass along some extremely important information for those who - like me - own a Home and/or Commercial/Investment Properties! A full version can be found on website.
When it comes to my properties, I generally hate surprises! They're seldom good news!
Here's an example: While speaking with a Wealth Management Professional, I was recently surprised to learn that my Mortgage Insurance - required and selected by the Lender while paid for by me - Protects the Lender - Not Me and My Family!
That's a Problem: Should I die or become disabled and unable to pay the mortgage, the Lender collects on the policy and takes ownership of the house leading to a potential foreclosure! I, and my Family, are out! My reaction was - I wanted to know my viable/affordable options!
With some homework -- including some dead-end research -- I found a reasonably new, affordable, safe solution! I'll pass it along!
The Solution: There’s a way to protect you and your family so that payments on the property(s) - including the mortgage - can be paid for a period that I decide upon based on need and cost.
It’s called MORTGAGE PAYMENT AND EQUITY PRESERVATION INSURANCE WITH LIVING BENEFITS and its very different from other policies which you may have -- or the common Mortgage Insurance which - as mentioned above - is offered and owned by your Mortgage Bank (paid for by me) .
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Here's How It Works: Because you own and control this coverage - as well as the TAX-FREE lump sum cash payout - you and/or your family are able to keep the home or property retaining your equity. The policy distribution will provide the funds for everyday costs - and even extraordinary expenses. You will be able to keep up with all property related expenses - including the mortgage - for as long as you choose without making any lifestyle changes or sacrificing a property.
What's required: The Good News - Applying for Mortgage Protection with Living Benefits is a streamlined process: 1) Application is accomplished over the phone with no visit to your home or office 2) Takes just a few minutes to see if you qualify - most policies are simplified issue 3) No physicals 4) No urine tests; 5) Policies are affordable and flexible to meet you and your family needs and budget 5) Your in control of the process and cost.
A Startling Statistic: My research uncovered that 3,000 families a day lose their homes in this country due to lost income and high medical bills compounding one tragic event on top of another. Who knows how many commercial properties have had the same fate?
So, the primary value here is Peace-of-Mind! We all face the risk of dealing with a serious illness or death! We just don’t know when that will happen. However, you CAN know that you have protected your family from the possibility of losing their home and/or property(s) due to bank intervention and foreclosure because you have provided for them your lost income which they will need to make mortgage payments and cover other expenses. While you may have other insurance, this policy is specifically marked for property preservation!
How to access this coverage? - Let's keep it simple! I am providing a contact -- Ellen M. Collin - A 30 year veteran of the industry focused on disability coverage. She will provide you more information over the phone.
Just send her an email - max@vestabp.com - with your contact information - Name, Email Address, Cell Number, and the State where you live. She'll contact you to schedule a virtual meeting to start the simple process.
If it is easier for you, just reply to this post - with the above information - and I will pass it along! Be Well!