The Fiduciary Responsibility

The Fiduciary Responsibility

Why have an audit done on your client's life insurance?

  • Life insurance is a flexible and changing asset
  • Changes occur in a client's life time including family, income, business assets & beneficiaries.
  • Confirmation of Carrier's financial Strength
  • New product offerings and riders which may include Living Benefits, and differing ways of crediting cash in policies.
  • Interest Crediting Rates & Past Policy Performance. Market volatility & Dividend rates may have caused policies not to perform as projected.
  • Underwriting enhancements. Medical Advances, improvements in technology, adjustments in life expectancy and long-term care planning may need to be adjusted.

Our promise to you

Above all else our primary responsibility is to provide education & utmost care as it relates to your life insurance needs. 

As professionals, our responsibility is filling the financial gap in this specific sector of your portfolio. Our final recommendation (s) will be culminated from knowledge and expertise as well as a "hands-on" approach specific to existing life insurance policies. 

We will certify that these plans are in good order as well as confirm that they will continue to perform (or not) and provide Company documentation that will best suit the needs and objectives of the insured(s) and their beneficiaries. 

If you are an Attorney, CPA, Trust officer, Insurance agent or financial advisor YOU HAVE A FIDUCIARY RESPONSIBILITY to review your clients' insurance plan. 


Let Main Street Planning Group be your life insurance financial auditor!

 We'll show you how to audit policies.

Call Us: 631-647-4694

Visit our Website: www.mainstreetplanninggroup.com


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