How to Choose a Foreclosure Attorney in Florida?

Dealing with a process of foreclosure is never an easy task. Unfortunately, any borrower who continuously fails to fulfill its duties with a lender may experience it at some point.

In such cases, the defendant must find a successful argument against the lender’s attempt to foreclose the property based on legal grounds.

But how to react to a foreclosure? What to do in case you are served with a foreclosure notice? The first step is to choose an expert attorney to guide and defend you throughout the process.

In this article, you will discover step-by-step how to choose a foreclosure attorney in Florida. 

Back to Basics – What Is a Foreclosure?

A foreclosure is a legal process in which a lender attempts to recover the amount owed on a defaulted loan by taking ownership of a mortgaged property and selling it.

Generally, a default is triggered when a borrower fails to pay a specific number of monthly payments. Thus, it can happen when a borrower fails to meet other terms and conditions stated in the mortgage agreement. 

This way, it is not hard to find people who are notified of foreclosure after months of default, either for financial loss, bankruptcy, unemployment, or other factors. 

It is crucial to prevent this type of situation, especially seeking guidance from an expert attorney to find feasible solutions to fulfill the duties in a property’s mortgage. 

Act Quickly After You Are Notified 

The first step is to avoid wasting time. Regardless of what reasons led to a foreclosure on your property, do not sit down waiting for a positive outcome. 

Seek guidance with a foreclosure attorney and adopt a strategic approach. The attorney will help you to find feasible solutions for your case, considering all ramifications involved in the situation and tailoring a strategy to deal with the lender.

Plus, a seasoned attorney can serve as a mediator between you and your lender, to find potential options to negotiate a settlement.

Organization and Method 

When hiring a foreclosure attorney in Florida, you need to pay attention to certain traits that will provide you valuable information. 

Look for someone who is organized and does not proceed randomly. A seasoned and well-versed attorney will utilize method and strategy to deal with each case, which includes analyzing where you stand concerning your lenders.

Your attorney will be responsible for all necessary paperwork assessment and organization, as well as reviewing all terms and clauses in each document to seek legal ground for defense. 

We recommend you reunite all paperwork about your mortgage immediately after you are notified about the foreclosure. Do not let any document aside, including payment history and all correspondence between you and your lender.

Calm Down and Ask the Right Questions to Your Attorney 

You need an attorney to defend your case and keep fighting by your side throughout the process. In this sense, you need to find someone who makes you feel confident and has enough competence to stand your cause. 

A good way to identify if your attorney is the best choice is to ask strategic questions, such as:

• Have you ever worked defending a case of foreclosure?
• Have you ever took part in a court trial of foreclosure? 

Every attorney has a different specialty and interest, so you need to select someone who will stand by your side and deliver what is promised. 

Be sure to choose someone who can inspire confidence, because defending a foreclosure may take months and months.

Be Ready to Defend Your Case in the Court 

An expert foreclosure attorney will consider distinct options to deal with each case. It includes loan modification, loss mitigation, and other types of strategies involving negotiation.

When choosing an attorney to help you, make sure to find someone who has a strong background and knowledge to provide you feasible solutions for your case. 

However, be aware that after discussing potential options with your attorney, in some cases you may have to take your lender to court. Hence, you need an attorney who has experienced court trials involving foreclosure before. 

Never be pessimistic but be ready to stand your ground and face potential challenges with the help of your attorney. 

There are situations in which a foreclosure is used wrongfully by a predatory lender, so the only way out is to defend against them in court. 

Do You Need a Foreclosure Attorney in Florida?  – We Can Help Immediately 

Defending against a foreclosure requires the guidance of an expert foreclosure attorney. At Jurado & Farshchian, P.L., we have seasoned lawyers with a solid background in both legal knowledge and court trials. 

Waste no time with uncertainty. Get in touch with us today by calling (305) 921-0440 or emailing Romy@jflawfirm.com to schedule a consultation.