How High-Income Professionals Are Securing Wealth That Lasts for Generations
Mateo Dellovo
I help high-income professionals manage concentrated stock positions and build tax-efficient strategies that could save hundreds of thousands in retirement. Keep more of what you’ve earned and stop handing it to the IRS.
Most high-income professionals are good at making money. But here’s the catch: making money doesn’t guarantee lasting wealth.
True wealth isn’t just a number in your bank account—it’s the freedom to live intentionally, the security to protect what you’ve built, and the impact to leave a legacy that matters.
If that’s the kind of wealth you want, keep reading.
True wealth is more than just financial success. It’s a framework with four key pillars:
But true wealth isn’t just theoretical—it’s something you can live out every day. Let’s take a look at how Nick, a tech executive, transformed his wealth plan into a meaningful legacy.
Nick has been working with me for over 10 years. When we first met, his goal was to grow his income and secure his financial future. Through smart, consistent investing and careful planning, Nick didn’t just build financial wealth—he built a life that aligned with his deepest values.
Nick grew up benefiting from scholarships that allowed him opportunities he wouldn’t have had otherwise. Now, he’s in a position to give back. Through the wealth we’ve helped him create, he funds scholarships to help others thrive, just as he was helped.
For Nick, wealth is about more than numbers. It’s about living his best life, growing in every area, and being in a position to make a difference in the lives of others.
His story illustrates what true wealth means: aligning your financial strategy with your purpose and creating a legacy that lasts.
Most professionals are wired to chase success—promotions, bonuses, and the next big win. But success is fleeting. Fulfillment, on the other hand, is enduring.
Fulfillment happens when your financial strategy supports the life you want, not just today but for decades to come. Ask yourself:
When you shift from chasing success to building fulfillment, wealth becomes a tool to enhance every aspect of your life.
To build wealth that outlasts your career, you need a combination of planning, discipline, and adaptability. Here’s how successful professionals do it:
Start with Your Vision What does a wealthy life mean to you? For Nick, it meant providing opportunities to others while living a life of purpose and abundance. For you, it might mean retiring early, traveling the world, or supporting causes you care about.
Get clear on your vision, and use it to guide your financial decisions.
Maximize Tax Efficiency The ultra-wealthy know that keeping more of your money is just as important as earning it. Smart tax strategies like Roth IRAs, real estate depreciation, and giving to charity allow you to grow wealth while reducing your tax burden.
Diversify with Purpose Diversification isn’t about owning everything—it’s about owning the right mix. Balance traditional investments like ETFs and institutional funds with alternative options like private equity or real estate to align with your goals.
Prepare for the Unexpected
Life is unpredictable. A strong wealth plan doesn’t just help you grow your assets—it shields you from the risks that can derail your progress. Whether it’s market volatility, unexpected health issues, or economic downturns, protecting your financial foundation is non-negotiable.
The key is to choose the right tools for your situation. This includes setting up a solid emergency fund to handle life’s surprises, selecting thoughtful asset allocations that align with your goals, and ensuring you have adequate insurance coverage.
But here’s an important caution: don’t get sold on high-commission insurance products like annuities or whole life policies unless they’re truly right for you. These products are often marketed as one-size-fits-all solutions, but in 99% of cases, there are better, more cost-effective options tailored to your unique needs.
A strong wealth plan protects what you’ve worked so hard to build while giving you the flexibility to adapt and the confidence to move forward toward your long-term goals.
Your wealth should do more than grow—it should work for you, your family, and your legacy. Schedule your Complimentary Wealth Strategy Call today! Together, we’ll create a personalized plan to protect your future, reduce your tax burden, and build a meaningful legacy.
Plan Right. Live Better.™
Mateo
Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or tax advice. Please consult a qualified advisor regarding your unique situation. Investments and financial plans involve risk, and past performance does not guarantee future results.