How I went From $100 at 16 to buying my first home at 25.

Dear Ambitious Achiever,

Greetings from Tanya, your dedicated financial empowerment coach! I hope this newsletter finds you ready to transform your financial future. 

Today, I'm excited to share a deeply personal story – how I went from arriving in America at 16 with just $100 to buying my first home at 25. 

This journey is the foundation of my passion for helping others achieve their financial dreams.

Imagine this: a 16-year-old girl, alone and undocumented, stepping onto American soil with nothing but $100 and big dreams. That was me. Fast forward nine years, and I was holding the keys to my very own home, and for the first time in my life, I would have a bed of my own. How? Through the transformative power of budgeting and smart financial planning.

Let's dive deep into the strategies that transformed my financial life:

My 4 Steps To Grow Financially

1. Mindset Shift:
2. Strategic Saving:
3. Credit Building:
4. The Anti-Jones

These principles laid the foundation for even greater achievements:

• Million-Dollar Retirement: I maxed out my 401(k) contributions early in my career and opened a Roth IRA.
• Children's Education: I started 529 plans for my children, taking advantage of compound growth and the tax benefits.
• Investment Club: I co-founded a club to pool resources and knowledge, learning about diversification and risk management and additional college savings.
• Tax Practice: Leveraging my CPA skills, I started a tax practice to help others optimize their finances while creating another income stream.
• World Travel: I used travel rewards credit cards strategically and always set aside a portion of my income for a travel fund.
• Giving Back:  I fueled my passion for personal finance by teaching community organizations, students  and small business owners financial literacy.

Remember, financial freedom isn't about deprivation – it's about making intentional choices that align with your biggest dreams. It's a journey, and every small step counts.

Your journey is unique, and I'm here to support you every step of the way. 

As a CPA and MBA with extensive experience on Wall Street, in the banking and  insurance industries, I bring a comprehensive perspective to financial coaching. 

Whether you're looking to eliminate debt, invest wisely, or plan for retirement, I have the expertise to guide you.

Got questions? Feeling stuck? Reach out! Let's chat about turning your financial dreams into reality. Remember, I've been where you are, and I know the path forward.

Until next time, keep saving, keep dreaming, and keep believing in your limitless potential!

Your dedicated financial empowerment coach, 

Tanya

Useful Resources

• Visit my website's free resource page for valuable financial tools and guides.
• Watch my TEDx talk, "From $100 to Financial Freedom" – one of the top 10 most-watched new talks in September!
• Follow me on social media for daily financial tips and inspiration: Instagram LinkedIn
• Check out my latest book, "Broke to Wealth: Your Roadmap to Financial Freedom"

P.S. Don't miss my book, "Limitations to Limitless: Seven Proven Strategies to Protect Your Finances from Life's Curveballs." It's packed with insights to help you navigate any financial challenge!