HOW TO MINIMIZE MONTHLY PAYMENTS TO THE BANK

First of all, we want to tell you that a bank is a business. And considering your application for the restructuring of your #loan, bank officers will evaluate it in terms of risks, your plans and opportunities for repaying money.

You should understand one thing, that the bank doesn’t want you to quickly return the #money to him, on the contrary, it is beneficial for the bank to give you money for longer-term use, but to a reliable partner. This is his objective.⠀

Therefore, before you ask the bank for restructuring, you should prepare for it properly. And don’t forget that the bank considers such requests a lot every day.

You need to make an understandable and professional plan for restructuring your business:

📍It is necessary to highlight your advantage in the market, due to which you will increase your cash flow.

📍Revise the financial model.

📍Be sure to reduce dividend payments or even reduce them to zero

📍And most importantly, be prepared to confidently and competently defend your plan by convincing the bank of its reliability.⠀

We know that this is not easy, but it is possible❗️

At Laduchi Consult we specialise in such cases

📩DM us in case if you need help from professionals!

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