How sell policies in the metaverse? Balance speed, accuracy in commercial lines underwriting, Insurtech can bring insurance protection and more

How sell policies in the metaverse? Balance speed, accuracy in commercial lines underwriting, Insurtech can bring insurance protection and more

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Tokio Marine & Nichido to sell policies in the metaverse

Japanese insurer Tokio Marine & Nichido Fire Insurance will start selling insurance to its customers through the metaverse.

Beginning this month, the insurer’s sales staff and customers can communicate via their virtual avatars on the Virtual Akiba World platform, the Yomiuri Shimbun reported. The platform was launched by East Japan Railway Co. and other firms in March. It is modelled after Tokyo’s Akihabara district, which is well known for its electronics retail stores and Japanese pop culture.

Tokio Marine & Nichido will be the first insurer in the market to sell insurance via the metaverse, the report said. The insurer’s entire product catalogue on its website, which includes car, fire, and golf insurance, will be available in the metaverse.

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MUST READ STORIES

How to balance speed, accuracy in commercial lines underwriting

In the quest for accurate underwriting data, carriers must balance speed and accuracy to deliver precise risk evaluation. This article offers tips for appraising solutions that deliver the right combination of accuracy and speed. Read more.

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Big Tech makes too much money out of insurers to compete with them

Big Tech firms have little incentive to become full-stack insurers themselves – they are making more than enough money servicing the industry to compete with it. Read more.

Insurtech can bring insurance protection to the poor and vulnerable

The global fintech boom has spread to the insurance industry, as new, disruptive “insurtech” companies rapidly innovate business models that are challenging industry norms. Insurtech uses state-of-the-art technologies, including big data, the internet of things, blockchain, machine learning, and cloud computing to improve insurance products, create new ones, and reshape the industry.

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INSURTECH REPORTS

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Look at the 4th edition of the Latam Insurtech Journey Report:

  1. The ecosystem grows +18% reaching 464 insurtechs 🚀🚀 in 2022
  2. ... Despite the 11% of insurtechs of "deaths" in the year
  3. LATAM passed the barrier of 1,000 million USD invested in insurtech!
  4. New types of insurtechs appear: Employee Benefits, Distribution Platform, Open Insuring.
  5. Find the LATAM insurtech maps

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INSURTECH ROUNDS

Click-Ins Raises $7.5 Million in Funding

Click-Ins, a Netanya, Israel-based AI SaaS company that enables the insurance and automotive industry to accurately detect and assess all damages on a vehicle, raised a $7.5 million funding round. Read more.

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UK insurtech Flock raises £31.5mn in Series B round

UK-based drone and motor insurtech Flock has raised £31.5mn ($38.1mn) in a Series B round led by Octopus Ventures, with capital from CommerzVentures. Read more.

Long-Term Care Insurtech Assured Allies Nabs $42.5M to Power Successful Aging

Assured Allies’ platform combines machine learning and predictive analytics with the latest science of aging to offer successful aging programs proven to reduce the risk of disability, and next-generation retirement products that make long-term care insurance accessible and financially sustainable.

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INSURTECH DIGEST BACK ISSUES

Unlock the potential of the Silver Economy. Insurtech Digest Issue #140 is out! Finance for sustainable change, performance through people and more

 Look at these Digital Marketing Ideas for Insurers. Insurtech Digest Issue #139 is out! Modernising Insurance: The Challenge of Legacy Systems, ChatGPT in insurance sector and more

 Would the insurance industry benefit from Web3 adoption? Insurtech Digest Issue #138 is out! Are fintechs and insurtechs bad at PR? Why talent shortages persist in 2023 and more

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Have a nice day!

Alberto

Alex Sharpe

Board Member, Advisor, Practitioner, Professor, Speaker, Author Cyber Governance | Resilience | AI | GRC | Emerging Technology | Digital Trust | Zero Trust | CMMC | Complex Program Management | M&A

1y

Good stuff Alberto Garuccio. For me, the answer is simple. A huge part of the #Metaverse is what I have been calling experiential commerce. It is only a matter of time. I also suspect, the rate of adoption will be much faster than we saw from the Internet and the Cloud.

Christoffer Malm

Entrepreneur & Intrapreneur within industrial digitalization & digital innovation

1y

I do not think this is the perfect use case for insurance and the metaverse. It is another channel and good to be there as an insurer, but strategically there is a whole other domain insurance companies could use the metaverse for, involving proactively influencing change and awareness creation in relation to all manner of safety habits etc. So, not too excited about the approach of selling policies in the metaverse but hope that will lead to other leapfrog developments of much bigger influence for good and for safety…

Bhaskar Vittal Gubba

Senior Business Analyst - Product Delivery

1y

Alberto Garuccio - do you see extending to commercial insurance?

Ariel Serber

Advocate for financial empowerment, literacy, and independence. Advisory solutions and problem solving for businesses; risk management, business planning, building brand equity, capital raising and more.

1y

Very interesting and a great round up, thanks

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