Is an Insurance Captive Right for You?

Understanding insurance captives can be challenging. While they usually offer prospective members (policyholders) the potential for reducing the cost of their current insurance program, there are disadvantages that need to be considered. 

 In our latest blog, we take a deep dive into the world of insurance captives – taking you through the pros and cons of this topic surrounding the insurance world. While captives have their strengths, prospective members should complete their due diligence to ensure it’s the right fit for them. 

 Whether you’re in a captive or contemplating joining one, USBenefits invites you to have your current program compared to our stop-loss products and strategies. After all, your goal is our goal – to provide the best possible outcome for the employer.

 Want to learn more about a partnership with USB or are you interested in a quote? Click here.