Living your Best Retirement Life

We most start with the fact that your financial life starts when you are very young, and as you grow older, your needs change. But we also understand that it can be daunting for a 25 years old to confront important decisions about saving and investing that will affect their lives far into the future, especially retirement concepts.

Pension Plans, and secure retirements are matters of the past, Our system of freedom and free enterprise comes with the obligation and responsibility that you have to got to take care of yourself.

The Social Security is there, and can help, but how much? You support it throughout your working life by your contributions. But the key component for LIVING YOUR BEST FINANCIAL LIFE AT RETIREMENT is your individual participation, you have to think actively about Saving & Investing if you want to have a HIGH QUALITY OF LIFE.

PLANNING is the everyone known secret to get where you want to be, takes time and effort, but it's wort every second and sacrifice. People who put a retirement and investment plan in place will find it easier to save, invest and expend in a predetermined and informed ways that are crucial to success.

The focal point of any plan is Consistency & Diversification, taxes are also an important component to take in consideration, and a financial determinant that we most take into account as it counts for at least 33% of any income.

Any plan for any life purpose most contain four element to consider:

• Cash Management
• Risk Management - Protection Plan
• Investing and Financial Planning
• Retirement - Taxes - Estate - Business Planning

On the investing side it is not a secret that persistence and diversification is again the turn key element, the most successful investors understand that they do not need to predict the market's ups & downs, instead, they save and invest regularly through good and bad times, because they know stocks tend to rise over extended periods. Time in the market is more important than timing the market.

Any financial project or strategy needs time to grow and unfold its potential, young people have a huge advantage when it comes to savings and investing time; if they start saving and investing early and take advantages of the tax codes in retirement plans they're more likely to achieve financial security in the future. The disadvantage - try to make to understand a financially battled young professional or entrepreneur that they most save for the future retirement and unexpectedness beside ll the other expenses.

The school system rarely teach why is so important to have a purposeful financial life and how to go about successfully managing it. As a result a lot of people don't understand under way too late that they need to take responsibility for their financial well-being.

As parents and grandparents, we need to encourage the young people in our lives to take these first step toward financial independence. It is a crucial survival tool, we are living longer and exposed to major financial risks, teaching our kids and grand-kids about smart money management is one of the greatest gift we can give them.

We are here to help, let's have a conversation

Marcos Levy

marcosL@creativefinancial.us